NYSE$RJF

Raymond James Financial Inc · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

Raymond James reported record net revenues and net income for Q3 2023.

Raymond James Financial, Inc. reported record net revenues of $2.91 billion and net income available to common shareholders of $369 million, or $1.71 per diluted share, for the fiscal third quarter ended June 30, 2023. The results were driven by higher net interest income and RJBDP fees from third-party banks, which were partially offset by elevated provisions for legal and regulatory matters.

  • Record quarterly net revenues of $2.91 billion, up 7% over the prior year’s fiscal third quarter.
  • Net income available to common shareholders of $369 million, or $1.71 per diluted share.
  • Record client assets under administration of $1.28 trillion.
  • Domestic Private Client Group net new assets of $14.4 billion for the fiscal third quarter, 5.4% annualized growth rate.

Headline financials

Total Revenue

$3.29B

Previous: $2.78B+18.5%
EPS (adj)

$1.85

Previous: $1.61+14.9%
Client AUA

$1.28T

Previous: $1.13T+13.8%
PCG Fee-Based AUA

$697B

Previous: $607B+14.9%
Capital Expenditures

-$122M

Previous: -$68M-79.4%
Free Cash Flow

$247M

Previous: $233M+6.0%
Net Income

$369M

Previous: $301M+22.6%
Operating Income

$2.47B

Previous: $2.39B+3.5%
Gross Profit

$3.1B

Previous: $2.71B+14.6%
Cash & Equivalents

$8.38B

Previous: $5.96B+40.6%
Total Assets

$77.6B

Previous: $86.1B-9.8%
Stock-Based Comp

$54M

Previous: $40M+35.0%

Revenue & EPS history

Raymond James · Revenue · Quarterly

$3.29B

Q3 2023+18.5%vs Q3 2022
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Raymond James · $3.2B total across 4 segments · Q3 2023

  • Private Client Group
    $2.18B+11.4%
  • Raymond James Bank
    $514M+86.2%
  • Capital Markets
    $276M-27.9%
  • Asset Management
    $226M-0.9%

Forward guidance

While the investment banking pipeline remains healthy and new business activity is solid, the timing of closings is largely dependent on improving market conditions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

+0.1%

Avg return

Earnings day

+0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

52%

36 / 69 earnings

Positive

+10.2%

Q2 2016

Best reaction

-8.9%

Q4 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026-1.5%+0.8%-2.0%
Q1 2026+1.5%-1.3%-9.0%
Q4 2025-0.6%-3.8%-7.9%
Q3 2025-0.8%-1.3%+3.4%
Q2 2025+0.2%+2.7%+2.6%
Q1 2025-0.8%-4.3%-10.1%
Q4 2024+8.2%+8.8%+21.3%
Q3 2024+5.5%+3.3%+4.5%
Q2 2024-4.1%-3.1%-1.0%
Q1 2024+0.4%-1.0%+4.5%
Q4 2023+1.8%+0.9%+11.4%
Q3 2023-1.5%-0.0%-7.1%
Q2 2023-2.2%-1.8%+2.0%
Q1 2023-3.1%-4.5%-7.9%
Q4 2022+8.8%+12.8%+14.1%
Q3 2022+1.2%+4.7%+13.3%
Q2 2022+4.0%-1.6%-0.8%
Q1 2022+4.2%+9.4%+16.0%
Q4 2021-2.7%-2.7%-3.7%
Q3 2021+1.5%+1.1%+10.8%
Q2 2021+1.1%+1.0%+1.5%
Q1 2021+1.0%+3.8%+18.3%
Q4 2020-3.4%+0.3%+18.5%
Q3 2020-1.3%+2.0%+9.6%
Q2 2020-3.3%-8.3%+1.7%
Q1 2020-5.6%-7.3%+1.0%
Q4 2019+1.0%+2.0%+6.4%
Q3 2019-3.3%-4.7%-11.3%
Q2 2019+0.8%+2.3%-3.0%
Q1 2019+0.9%+2.0%+4.8%
Q4 2018-8.9%-12.1%-7.6%
Q3 2018-3.4%-5.7%-5.4%
Q2 2018+3.4%+3.3%+14.5%
Q1 2018-0.7%+0.4%-5.3%
Q4 2017-2.0%-1.6%-1.6%
Q3 2017-2.7%-2.1%-7.3%
Q2 2017-0.4%-0.3%-2.0%
Q1 2017+3.9%+1.8%+5.7%
Q4 2016+5.8%+2.7%+23.8%
Q3 2016+1.5%+2.2%+6.2%
Q2 2016+10.2%
Q1 2016-7.7%
Q4 2015+1.0%
Q3 2015-0.8%
Q2 2015+1.4%
Q1 2015+4.2%
Q4 2014+1.9%
Q3 2014+2.4%
Q2 2014-2.0%
Q1 2014-2.0%
Q4 2013+2.2%
Q3 2013-0.8%
Q2 2013-8.6%
Q1 2013+3.4%
Q4 2012+2.9%
Q3 2012-2.5%
Q2 2012+5.0%
Q1 2012+0.4%
Q4 2011-3.3%
Q3 2011-2.6%
Q2 2011-1.0%
Q1 2010+1.1%
Q1 2011+0.2%
Q2 2010+1.1%
Q4 2008+1.1%
Q4 2010+1.1%
Q4 2009-0.8%
Q3 2010-0.8%
Q3 2009-0.8%

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