NYSE$RDN

Radian Group Inc · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Net income and revenues decreased while primary mortgage insurance in force and book value per share increased.

Radian Group Inc. reported a solid first quarter in 2023, marked by a 10% increase in book value per share and a 5% rise in primary mortgage insurance in force, although net income decreased to $158 million from $181 million in the same period last year.

  • Primary mortgage insurance in force increased 5% year-over-year to $261.5 billion.
  • Total revenues increased 6% year-over-year to $311 million.
  • Total holding company liquidity grew to $1.2 billion.
  • GAAP net income was $158 million, or $0.98 per diluted share.

Headline financials

Total Revenue

$311M

Previous: $293M+6.0%
EPS (adj)

$0.98

Previous: $1.17-16.2%
Net premiums earned

$231M

Previous: $245M-5.8%
Return on equity

15.7%

Previous: 17.2%-8.7%
Free Cash Flow

$158M

Previous: $181M-12.9%
Net Income

$158M

Previous: $181M-12.9%
Operating Income

$193M

Previous: $157M+23.2%
Gross Profit

$300M

Previous: $216M+39.0%
Cash & Equivalents

$50.2M

Previous: $132M-62.0%
Total Assets

$7.2B

Previous: $7.62B-5.4%

Revenue & EPS history

Radian · Revenue · Quarterly

$311M

Q1 2023+6%vs Q1 2022
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Revenue by segment

Radian · $289M total across 1 segment · Q3 2023

  • Mortgage Insurance
    $289M+2.7%

Forward guidance

Radian Guaranty anticipates paying between $200 million and $300 million in additional ordinary dividends to Radian Group during the remainder of 2023, based on current performance expectations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

+0.0%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+0.8%

Avg return

30 days after

48%

31 / 65 earnings

Positive

+19.2%

Q2 2011

Best reaction

-18.8%

Q3 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.0%-2.6%-10.2%
Q4 2025+1.6%+6.3%+0.5%
Q3 2025-0.7%+3.0%+1.2%
Q1 2025+1.9%+5.1%+6.9%
Q4 2024-1.8%-4.8%-6.3%
Q3 2024+4.6%+5.8%+7.0%
Q2 2024-4.2%-8.7%-2.7%
Q1 2024+2.9%+4.8%+4.6%
Q4 2023-4.5%-2.1%+3.2%
Q3 2023+4.6%+6.6%+1.9%
Q2 2023+2.0%+4.0%+1.1%
Q1 2023+2.1%+5.9%+11.3%
Q4 2022-1.7%-1.1%-5.4%
Q3 2022-1.7%-0.8%-8.8%
Q2 2022+0.8%+0.0%-5.6%
Q1 2022+3.9%+0.1%-1.2%
Q4 2021+2.1%+2.4%-2.4%
Q3 2021-7.6%-6.8%-14.0%
Q2 2021-2.1%+2.5%+4.3%
Q1 2021-4.8%-4.5%-7.3%
Q4 2020-1.2%-1.0%+6.9%
Q3 2020-5.1%-2.6%+5.7%
Q2 2020+3.8%+4.7%+5.1%
Q1 2020+8.8%+6.0%+31.4%
Q4 2019-1.1%-3.0%-11.7%
Q3 2019+1.0%+1.0%+4.0%
Q2 2019-3.4%-7.0%-3.8%
Q1 2019+1.6%+2.4%-3.7%
Q4 2018-1.2%+1.3%+2.9%
Q3 2018+5.3%+3.8%+0.3%
Q2 2018+4.8%+8.2%+15.0%
Q1 2018-0.6%+3.5%+7.6%
Q4 2017+1.7%-2.0%-6.3%
Q3 2017+4.4%+3.3%+3.0%
Q2 2017+1.5%+0.9%+0.5%
Q1 2017-12.7%-14.3%-14.4%
Q4 2016-1.7%-0.3%+1.0%
Q3 2016-4.5%-7.8%+1.3%
Q2 2016+4.6%+1.5%+10.3%
Q1 2016+3.8%
Q4 2015+3.1%
Q3 2015-11.5%
Q2 2015-1.0%
Q1 2015-2.7%
Q4 2014-3.6%
Q3 2014+8.8%
Q2 2014+5.3%
Q1 2014+3.7%
Q4 2013+6.1%
Q3 2013-10.5%
Q2 2013+1.7%
Q1 2013-0.5%
Q4 2012+2.7%
Q3 2012+14.7%
Q2 2012+4.7%
Q1 2012+0.0%
Q4 2011-1.9%
Q4 2009-1.9%
Q3 2011-18.8%
Q3 2010-18.8%
Q2 2011+19.2%
Q2 2010-0.2%
Q1 2010-0.2%
Q4 2010-0.2%
Q1 2011-0.2%

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