NYSE$NP

Neptune Insurance Holdings Inc · Q3 2025 earnings

Q3 2025 earnings ·

Briefing

NP reported Q3 2025 revenue of $44.4M, net income of $11.5M, diluted EPS of $30.00.

For Q3 2025, NP reported Revenue was $44.4M, net income was $11.5M, diluted EPS was $30.00. The filing discusses operating performance, liquidity, and outlook in MD&A.

  • Revenue $44.4M for Q3 2025.
  • Net income $11.5M.
  • Diluted EPS $30.00.

Headline financials

Total Revenue

$44.4M

No prior period
EPS (adj)

$30.00

No prior period
Free Cash Flow

$11.5M

No prior period
Net Income

$11.5M

No prior period
Operating Income

$20.7M

No prior period
Gross Profit

$44.4M

No prior period
Cash & Equivalents

$12.2M

No prior period
Total Assets

$89.6M

No prior period

Revenue & EPS history

Neptune Insurance Holdings Inc · Revenue · Quarterly

$44.4M

Q3 2025
Beat estimate in 2 of 2 quarters(100%)
ActualEstimate

Forward guidance

The 10-Q discusses operating priorities, liquidity, and risks; formal multi-year guidance varies by issuer.

Tailwinds

  • Management outlines strategic priorities and capital allocation.
  • Segment or product commentary supports the investment narrative.

Headwinds

  • Macro, rates, or input costs may affect margins.
  • One-time items can affect quarter-over-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 3 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+3.9%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+9.2%

Avg return

30 days after

67%

2 / 3 earnings

Positive

+12.7%

Q4 2025

Best reaction

-1.8%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%-4.8%-0.9%
Q4 2025+12.7%+12.5%+20.4%
Q3 2025-1.8%-7.1%+8.2%

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