NYSE$NP

Neptune Insurance Holdings Inc · Q1 2026 earnings

Q1 2026 earnings ·

Briefing

Neptune Insurance reported Q1 2026, revenue of $168M, net income of $7.3M, diluted EPS of $0.05.

For Q1 2026, Neptune Insurance reported revenue of $168M, net income of $7.3M, diluted EPS was $0.05. Management discusses segment performance, capital allocation, and macro risks in the quarterly filing.

  • Revenue $168M.
  • Net income $7.3M.
  • Diluted EPS $0.05.

Headline financials

Total Revenue

$37.8M

No prior period
EPS (adj)

$0.05

No prior period
Net Income

$7.35M

No prior period
Operating Income

$13.4M

No prior period
Cash & Equivalents

$10.5M

No prior period
Total Assets

$85.3M

No prior period

Revenue & EPS history

Neptune Insurance Holdings Inc · Revenue · Quarterly

$37.8M

Q1 2026
Beat estimate in 2 of 2 quarters(100%)
ActualEstimate

Forward guidance

The quarterly filing discusses operating priorities, capital returns, and sector risks; numeric multi-quarter bridges vary by issuer.

Tailwinds

  • MD&A highlights liquidity, capital, and core business trends.
  • Segment or product commentary supports the earnings narrative.

Headwinds

  • Macro, rates, or input costs may pressure near-term margins.
  • One-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 3 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+3.9%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+9.2%

Avg return

30 days after

67%

2 / 3 earnings

Positive

+12.7%

Q4 2025

Best reaction

-1.8%

Q3 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%-4.8%-0.9%
Q4 2025+12.7%+12.5%+20.4%
Q3 2025-1.8%-7.1%+8.2%

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