NYSE$NP
Neptune Insurance Holdings Inc · Q2 2026 earnings
Q2 2026 earnings · · After market close
Briefing
Neptune Insurance Holdings Inc reported strong Q2 2026 results with record revenue and net income driven by premium growth.
Neptune Insurance Holdings Inc. (NP) posted Q2 2026 revenue of $55.9 million, up 33% year-over-year, and net income of $15.8 million, a 36% increase. Adjusted EBITDA reached $34.5 million with a 62% margin, while written premiums grew 31% to $126.9 million. The company also raised its full-year 2026 revenue guidance to $199 million.
- Revenue grew 33% to a record $55.9 million.
- Net income rose 36% to $15.8 million with a 28% margin.
- Adjusted EBITDA increased 36% to $34.5 million (62% margin).
- Written premiums grew 31% to $126.9 million with a low 19.5% lifetime loss ratio.
Headline financials
Revenue & EPS history
Neptune Insurance Holdings Inc · Revenue · Quarterly
$55.9M
Forward guidance
Company raised full-year 2026 revenue guidance to $199 million following strong Q2 performance.
Tailwinds
- Record new business sales
- Low lifetime written loss ratio of 19.5%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 3 quarterly earnings reports
+3.9%
Avg return
Earnings day
+0.2%
Avg return
5 days after
+9.2%
Avg return
30 days after
67%
2 / 3 earnings
Positive
+12.7%
Q4 2025
Best reaction
-1.8%
Q3 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2026 | +0.8% | -4.8% | -0.9% | |
| Q4 2025 | +12.7% | +12.5% | +20.4% | |
| Q3 2025 | -1.8% | -7.1% | +8.2% |
Discussion
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