NYSE$MTG

MGIC Investment Corporation · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

MGIC Investment Corporation reported fourth quarter results, with net income of $184.5 million and adjusted net operating income of $187.6 million.

MGIC Investment Corporation reported a successful fourth quarter of 2023, with strong financial results and continued commitment to delivering long-term value to shareholders. The company reported net income of $184.5 million, or $0.66 per diluted share, and adjusted net operating income (Non-GAAP) of $187.6 million, or $0.67 per diluted share.

  • Net income for the fourth quarter of 2023 was $184.5 million, or $0.66 per diluted share.
  • Adjusted net operating income (Non-GAAP) for the fourth quarter of 2023 was $187.6 million, or $0.67 per diluted share.
  • The company paid a dividend of $0.115 per common share to shareholders during the fourth quarter of 2023.
  • MGIC paid a $300 million dividend to our holding company.

Headline financials

Total Revenue

$284M

Previous: $292M-2.8%
EPS (adj)

$0.67

Previous: $0.64+4.7%
Capital Expenditures

$544K

Previous: $852K-36.2%
Free Cash Flow

$186M

Previous: $165M+12.3%
Net Income

$185M

Previous: $191M-3.6%
Operating Income

$230M

Previous: $240M-4.4%
Gross Profit

$232M

Previous: $643M-63.9%
Stock-Based Comp

$8.52M

Previous: $7.1M+20.0%

Revenue & EPS history

MGIC · Revenue · Quarterly

$284M

Q4 2023-2.8%vs Q4 2022
Beat estimate in 1 of 15 quarters(7%)
ActualEstimate

Forward guidance

MGIC Investment Corporation did not provide specific forward guidance in the provided document. The CEO expressed excitement for the opportunities that the new year will bring, but did not provide any specific financial targets or expectations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

-0.2%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+3.3%

Avg return

30 days after

54%

37 / 68 earnings

Positive

+35.4%

Q4 2012

Best reaction

-65.7%

Q2 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-9.0%-9.9%-13.5%
Q4 2025-5.2%-0.9%-2.8%
Q3 2025+0.8%+2.5%+8.2%
Q1 2025+1.6%+4.4%+6.2%
Q4 2024+1.8%+0.5%-6.0%
Q3 2024+1.2%+3.8%+8.8%
Q2 2024-1.0%-5.5%+2.7%
Q1 2024+1.1%+3.3%+3.6%
Q4 2023-1.2%-4.8%-2.0%
Q3 2023+1.4%+6.3%+5.4%
Q2 2023+5.3%+7.9%+6.0%
Q1 2023-1.4%+1.3%+6.8%
Q4 2022+1.2%-2.4%-1.5%
Q3 2022-1.8%-1.2%-2.5%
Q2 2022+3.5%+3.5%-0.3%
Q1 2022-0.5%-3.8%+1.8%
Q4 2021-0.7%+1.3%-4.7%
Q3 2021-6.8%-4.3%-14.0%
Q2 2021+1.8%+3.8%+10.6%
Q1 2021-8.1%-8.0%-4.5%
Q4 2020+1.7%-3.7%+1.3%
Q3 2020-4.0%+3.7%+16.7%
Q2 2020+1.7%+3.4%+12.1%
Q1 2020+5.9%+0.0%+45.5%
Q4 2019+3.0%+1.1%-9.4%
Q3 2019+2.8%+3.0%+2.5%
Q2 2019+3.2%-3.0%-5.1%
Q1 2019+3.6%+5.3%-0.9%
Q4 2018+2.0%+1.0%+13.6%
Q3 2018-0.9%-2.8%-4.8%
Q2 2018+9.7%+10.7%+11.1%
Q1 2018-3.9%-4.2%-0.7%
Q4 2017+3.2%+4.0%-5.3%
Q3 2017+5.4%+4.5%+9.8%
Q2 2017+0.6%-1.4%-4.4%
Q1 2017-1.6%-0.5%-3.0%
Q4 2016+2.1%+1.0%+4.4%
Q3 2016+6.7%+7.3%+13.7%
Q2 2016+7.2%+8.5%+23.4%
Q1 2016-4.5%
Q4 2015-13.7%
Q3 2015+2.2%
Q2 2015-2.4%
Q1 2015+2.1%
Q4 2014+0.6%
Q3 2014+6.0%
Q2 2014-7.2%
Q1 2014+6.4%
Q4 2013-7.6%
Q3 2013+12.9%
Q2 2013+12.3%
Q1 2013-6.6%
Q4 2012+35.4%
Q3 2012-3.0%
Q2 2012-65.7%
Q1 2012+2.6%
Q4 2011-2.0%
Q3 2011-11.0%
Q2 2011+9.0%
Q1 2010+1.6%
Q1 2011+1.4%
Q4 2008-3.4%
Q4 2010-3.4%
Q3 2010-2.4%
Q3 2009-2.4%
Q4 2009-1.6%
Q2 2010-1.6%
Q2 2009-1.6%

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