NYSE$HMN

Horace Mann Educators Corporation · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Earnings report data extracted from exhibit 99.1.

This document provides definitions for various financial metrics used by Horace Mann to evaluate performance. It does not contain specific financial results or performance data for any period.

  • The document defines both GAAP and non-GAAP measures used by the company.
  • Adjusted book value per share excludes after-tax net unrealized investment gains/losses and net reserve remeasurements.
  • Core earnings exclude after-tax net investment gains/losses, discontinued operations, and goodwill/intangible asset impairments.
  • Net premiums written and contract deposits are used to analyze business growth.

Headline financials

Total Revenue

$388M

Previous: $356M+8.9%
EPS

$0.09

Previous: $0.03+200.0%
Adj. Core EPS

$0.27

No prior period
Book Value / Share

$29.60

No prior period
Adj. Book Value / Share

$36.33

No prior period
Tangible Book / Share

$31.01

No prior period
Core ROE (LTM)

6.5%

No prior period
Capital Expenditures

$0.00

No prior period
Free Cash Flow

$3.8M

Previous: -$12.8M+129.7%
Net Income

$3.8M

Previous: -$12.8M+129.7%
Operating Income

$96.3M

Previous: $71.7M+34.3%
Gross Profit

$100M

Previous: $75.4M+32.6%
Cash & Equivalents

$14.2M

Previous: $22.2M-36.0%
Total Assets

$14.3B

Previous: $13.7B+4.5%
Stock-Based Comp

$2.6M

Previous: $2.5M+4.0%

Revenue & EPS history

Horace Mann · Revenue · Quarterly

$388M

Q2 2024+8.9%vs Q2 2023
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Forward guidance

No forward guidance was provided in the document.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.5%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.4%

Avg return

30 days after

54%

35 / 65 earnings

Positive

+9.2%

Q1 2020

Best reaction

-9.2%

Q1 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-2.8%+2.8%
Q4 2025-3.8%-5.1%-3.4%
Q3 2025+3.6%+0.8%-3.6%
Q1 2025+0.5%-0.3%+5.5%
Q4 2024+5.1%+9.3%+7.5%
Q3 2024+5.1%+9.2%+10.4%
Q2 2024-1.0%-1.0%+3.5%
Q1 2024-8.3%-9.7%-11.7%
Q4 2023+4.0%+6.0%-1.3%
Q3 2023+3.8%+2.8%+5.0%
Q2 2023-4.7%-4.4%-4.9%
Q1 2023+2.7%+4.9%-3.5%
Q4 2022-1.3%-5.9%+1.5%
Q3 2022-2.0%-2.8%-3.7%
Q2 2022+5.6%+7.6%+6.7%
Q1 2022-9.2%-8.8%-8.5%
Q4 2021+2.9%+4.6%+9.2%
Q3 2021-1.6%+1.3%-5.9%
Q2 2021-2.2%+0.6%+3.4%
Q1 2021-3.2%-1.7%-2.7%
Q4 2020-2.6%-2.0%+5.1%
Q3 2020+8.0%+3.7%+18.3%
Q2 2020+4.3%+4.6%-0.4%
Q1 2020+9.2%+1.2%+23.3%
Q4 2019+4.0%-0.3%-6.9%
Q3 2019-1.3%+1.8%+1.6%
Q2 2019+2.9%+3.0%+2.9%
Q1 2019+5.5%+6.3%+6.1%
Q4 2018-7.3%-10.6%-10.2%
Q3 2018+3.5%+7.9%+5.5%
Q2 2018+0.5%+0.1%+5.8%
Q1 2018-3.2%-3.7%+0.5%
Q4 2017+4.4%+3.0%+9.5%
Q3 2017+7.4%+11.1%+13.5%
Q2 2017+3.8%+3.6%+3.6%
Q1 2017-0.9%-1.2%-2.3%
Q4 2016+2.0%+0.2%-1.4%
Q3 2016+1.4%-6.5%+12.8%
Q2 2016-1.4%-3.1%+1.9%
Q1 2016+7.3%
Q4 2015-5.5%
Q3 2015-2.6%
Q2 2015-4.2%
Q1 2015+5.6%
Q4 2014-2.8%
Q3 2014-2.8%
Q2 2014-0.2%
Q1 2014+3.5%
Q4 2013+3.1%
Q3 2013-6.5%
Q2 2013+3.5%
Q1 2013-2.2%
Q4 2011+0.7%
Q1 2010+0.7%
Q4 2012+0.7%
Q3 2012+4.9%
Q2 2012+2.9%
Q1 2011+1.1%
Q1 2012+2.1%
Q4 2009+0.4%
Q3 2010-5.6%
Q3 2011-5.6%
Q4 2010+0.0%
Q2 2011+0.0%
Q2 2010+0.0%

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