NYSE$HMN

Horace Mann Educators Corporation · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Glossary of selected terms related to the company's performance evaluation and targets on a consolidated basis was provided.

The company provided the definitions for selected terms used to evaluate performance against historical results and establish targets. These metrics include both GAAP and non-GAAP measures, offering insights into the company's operations and financial performance. Management believes these measures provide investors with a better understanding of the factors that comprise the Company’s periodic results of operations and how management evaluates the Company's financial performance.

  • Core earnings exclude after-tax impact of net investment gains/losses, discontinued operations, goodwill/intangible asset impairments, tax law changes, and cumulative effect of accounting changes.
  • Premiums written and contract deposits are based on statutory accounting principles and used to analyze business growth.
  • Property and casualty operating statistics include loss ratio, expense ratio, and combined ratio to assess underwriting profitability.
  • Sales data pertains to Horace Mann products and excludes authorized products sold by exclusive agents that are underwritten by third-party vendors

Headline financials

Total Revenue

$322M

Previous: $307M+4.8%
EPS (adj)

$1.10

Previous: $0.78+41.0%
Free Cash Flow

$39.3M

Previous: $18.5M+112.8%
Net Income

$39.3M

Previous: $18.5M+112.8%
Operating Income

$110M

Previous: $83.4M+31.6%
Gross Profit

$113M

Previous: $87.1M+29.8%
Cash & Equivalents

$38.3M

Previous: $40.7M-5.8%
Total Assets

$13.7B

Previous: $12B+14.8%
Stock-Based Comp

$2.2M

Previous: $1.2M+83.3%

Revenue & EPS history

Horace Mann · Revenue · Quarterly

$322M

Q1 2021+4.8%vs Q1 2020
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

+0.5%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.4%

Avg return

30 days after

54%

35 / 65 earnings

Positive

+9.2%

Q1 2020

Best reaction

-9.2%

Q1 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-2.8%+2.8%
Q4 2025-3.8%-5.1%-3.4%
Q3 2025+3.6%+0.8%-3.6%
Q1 2025+0.5%-0.3%+5.5%
Q4 2024+5.1%+9.3%+7.5%
Q3 2024+5.1%+9.2%+10.4%
Q2 2024-1.0%-1.0%+3.5%
Q1 2024-8.3%-9.7%-11.7%
Q4 2023+4.0%+6.0%-1.3%
Q3 2023+3.8%+2.8%+5.0%
Q2 2023-4.7%-4.4%-4.9%
Q1 2023+2.7%+4.9%-3.5%
Q4 2022-1.3%-5.9%+1.5%
Q3 2022-2.0%-2.8%-3.7%
Q2 2022+5.6%+7.6%+6.7%
Q1 2022-9.2%-8.8%-8.5%
Q4 2021+2.9%+4.6%+9.2%
Q3 2021-1.6%+1.3%-5.9%
Q2 2021-2.2%+0.6%+3.4%
Q1 2021-3.2%-1.7%-2.7%
Q4 2020-2.6%-2.0%+5.1%
Q3 2020+8.0%+3.7%+18.3%
Q2 2020+4.3%+4.6%-0.4%
Q1 2020+9.2%+1.2%+23.3%
Q4 2019+4.0%-0.3%-6.9%
Q3 2019-1.3%+1.8%+1.6%
Q2 2019+2.9%+3.0%+2.9%
Q1 2019+5.5%+6.3%+6.1%
Q4 2018-7.3%-10.6%-10.2%
Q3 2018+3.5%+7.9%+5.5%
Q2 2018+0.5%+0.1%+5.8%
Q1 2018-3.2%-3.7%+0.5%
Q4 2017+4.4%+3.0%+9.5%
Q3 2017+7.4%+11.1%+13.5%
Q2 2017+3.8%+3.6%+3.6%
Q1 2017-0.9%-1.2%-2.3%
Q4 2016+2.0%+0.2%-1.4%
Q3 2016+1.4%-6.5%+12.8%
Q2 2016-1.4%-3.1%+1.9%
Q1 2016+7.3%
Q4 2015-5.5%
Q3 2015-2.6%
Q2 2015-4.2%
Q1 2015+5.6%
Q4 2014-2.8%
Q3 2014-2.8%
Q2 2014-0.2%
Q1 2014+3.5%
Q4 2013+3.1%
Q3 2013-6.5%
Q2 2013+3.5%
Q1 2013-2.2%
Q4 2011+0.7%
Q1 2010+0.7%
Q4 2012+0.7%
Q3 2012+4.9%
Q2 2012+2.9%
Q1 2011+1.1%
Q1 2012+2.1%
Q4 2009+0.4%
Q3 2010-5.6%
Q3 2011-5.6%
Q4 2010+0.0%
Q2 2011+0.0%
Q2 2010+0.0%

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