NYSE$ESNT

Essent Group · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Essent's financial performance remained strong, driven by interest rates and investment portfolio growth.

Essent Group Ltd. reported a net income of $176.2 million for Q3 2024, slightly lower than the $178.0 million reported in Q3 2023. The company's results benefited from interest rates impacting persistency and growth in the investment portfolio. New insurance written was $12.5 billion, consistent with the previous quarter and the same quarter last year.

  • Net income for Q3 2024 was $176.2 million, or $1.65 per diluted share.
  • New insurance written for Q3 2024 was $12.5 billion, consistent with Q2 2024 and Q3 2023.
  • Insurance in force as of September 30, 2024, was $243.0 billion, compared to $238.7 billion as of September 30, 2023.
  • The Board of Directors declared a quarterly cash dividend of $0.28 per common share.

Headline financials

Total Revenue

$317M

Previous: $296M+6.9%
EPS (adj)

$1.65

Previous: $1.66-0.6%
Capital Expenditures

-$6.05M

Previous: -$1.84M-228.0%
Free Cash Flow

$170M

Previous: $176M-3.4%
Net Income

$176M

Previous: $178M-1.0%
Operating Income

$300M

Previous: $278M+7.8%
Gross Profit

$317M

Previous: $296M+6.9%
Stock-Based Comp

$6.78M

Previous: $4.48M+51.3%

Revenue & EPS history

Essent · Revenue · Quarterly

$317M

Q3 2024+6.9%vs Q3 2023
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Essent Group Ltd. did not provide specific forward guidance in the provided earnings report. The report focused on the results of the third quarter of 2024 and did not include projections or expectations for future periods.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.9%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+1.3%

Avg return

30 days after

65%

32 / 49 earnings

Positive

+7.2%

Q2 2014

Best reaction

-9.8%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.1%-2.7%-6.8%
Q4 2025-6.4%-6.7%-11.5%
Q3 2025+0.6%+1.2%+1.8%
Q1 2025-0.4%-0.4%-1.5%
Q4 2024-2.6%+0.3%-4.3%
Q3 2024-9.8%-6.0%-3.7%
Q2 2024-4.4%-4.2%+5.0%
Q1 2024+2.7%+3.2%+4.5%
Q4 2023+0.3%-1.3%+2.0%
Q3 2023+2.7%+1.8%+2.6%
Q2 2023+4.1%+3.0%-0.7%
Q1 2023+5.0%+6.3%+12.6%
Q4 2022+2.5%+3.1%-6.1%
Q3 2022+0.9%-2.4%+3.5%
Q2 2022+0.2%+0.4%-8.8%
Q1 2022-0.7%-2.3%+2.1%
Q4 2021-0.5%+2.3%-10.5%
Q3 2021+1.6%-0.2%-9.8%
Q2 2021+2.4%+3.6%+1.3%
Q1 2021-2.5%-6.8%-4.1%
Q4 2020-0.2%-0.3%+0.3%
Q3 2020+5.2%+3.1%+9.4%
Q2 2020+4.0%+3.7%+3.7%
Q1 2020-1.2%-11.5%+30.4%
Q4 2019-5.1%-9.0%-27.6%
Q3 2019+1.3%+2.8%+2.4%
Q2 2019-1.2%+1.3%+6.9%
Q1 2019+1.7%-2.4%-2.0%
Q4 2018+0.8%+4.7%+3.8%
Q3 2018-3.0%-3.5%-13.3%
Q2 2018+5.3%+7.3%+13.4%
Q1 2018+5.5%+4.1%+2.6%
Q4 2017+3.1%+9.4%+9.8%
Q3 2017-0.5%+1.3%+11.4%
Q2 2017+5.9%+1.7%+1.6%
Q1 2017-5.4%-0.2%-0.5%
Q4 2016+1.7%+0.4%-3.1%
Q3 2016+4.8%+8.5%+20.9%
Q2 2016+6.9%+10.5%+11.8%
Q1 2016+4.8%
Q4 2015+1.4%
Q3 2015+2.4%
Q2 2015-5.7%
Q1 2015+3.0%
Q4 2014+0.6%
Q3 2014+0.2%
Q2 2014+7.2%
Q1 2014+3.8%
Q4 2013-2.4%
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012

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