NYSE$ESNT

Essent Group · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Essent's financial results for the second quarter were reported, showing favorable credit performance and benefits from the current rate environment.

Essent Group Ltd. reported a net income of $203.6 million for the quarter ended June 30, 2024, compared to $172.2 million for the same quarter in 2023. The company's performance was driven by a high-quality portfolio and resilience in housing and labor markets, benefiting from favorable credit performance and the current rate environment.

  • Net income for Q2 2024 was $203.6 million, or $1.91 per diluted share, compared to $172.2 million, or $1.61 per diluted share in Q2 2023.
  • New insurance written for Q2 2024 was $12.5 billion, compared to $13.5 billion in Q2 2023.
  • Insurance in force as of June 30, 2024, was $240.7 billion, compared to $235.6 billion as of June 30, 2023.
  • Essent closed on its inaugural senior debt offering on July 1 and has over $1.3 billion in available holding company liquidity.

Headline financials

Total Revenue

$313M

Previous: $260M+20.3%
EPS (adj)

$1.91

Previous: $1.61+18.6%
Capital Expenditures

-$5.54M

Previous: -$797K-595.4%
Free Cash Flow

$198M

Previous: $171M+15.5%
Net Income

$204M

Previous: $172M+18.2%
Operating Income

$296M

Previous: $256M+15.6%
Gross Profit

$313M

Previous: $260M+20.3%
Stock-Based Comp

$6.97M

Previous: $4.35M+60.1%

Revenue & EPS history

Essent · Revenue · Quarterly

$313M

Q2 2024+20.3%vs Q2 2023
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

Essent management will hold a conference call at 10:00 AM Eastern time today to discuss its results. The conference call will be broadcast live over the Internet.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.9%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+1.3%

Avg return

30 days after

65%

32 / 49 earnings

Positive

+7.2%

Q2 2014

Best reaction

-9.8%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.1%-2.7%-6.8%
Q4 2025-6.4%-6.7%-11.5%
Q3 2025+0.6%+1.2%+1.8%
Q1 2025-0.4%-0.4%-1.5%
Q4 2024-2.6%+0.3%-4.3%
Q3 2024-9.8%-6.0%-3.7%
Q2 2024-4.4%-4.2%+5.0%
Q1 2024+2.7%+3.2%+4.5%
Q4 2023+0.3%-1.3%+2.0%
Q3 2023+2.7%+1.8%+2.6%
Q2 2023+4.1%+3.0%-0.7%
Q1 2023+5.0%+6.3%+12.6%
Q4 2022+2.5%+3.1%-6.1%
Q3 2022+0.9%-2.4%+3.5%
Q2 2022+0.2%+0.4%-8.8%
Q1 2022-0.7%-2.3%+2.1%
Q4 2021-0.5%+2.3%-10.5%
Q3 2021+1.6%-0.2%-9.8%
Q2 2021+2.4%+3.6%+1.3%
Q1 2021-2.5%-6.8%-4.1%
Q4 2020-0.2%-0.3%+0.3%
Q3 2020+5.2%+3.1%+9.4%
Q2 2020+4.0%+3.7%+3.7%
Q1 2020-1.2%-11.5%+30.4%
Q4 2019-5.1%-9.0%-27.6%
Q3 2019+1.3%+2.8%+2.4%
Q2 2019-1.2%+1.3%+6.9%
Q1 2019+1.7%-2.4%-2.0%
Q4 2018+0.8%+4.7%+3.8%
Q3 2018-3.0%-3.5%-13.3%
Q2 2018+5.3%+7.3%+13.4%
Q1 2018+5.5%+4.1%+2.6%
Q4 2017+3.1%+9.4%+9.8%
Q3 2017-0.5%+1.3%+11.4%
Q2 2017+5.9%+1.7%+1.6%
Q1 2017-5.4%-0.2%-0.5%
Q4 2016+1.7%+0.4%-3.1%
Q3 2016+4.8%+8.5%+20.9%
Q2 2016+6.9%+10.5%+11.8%
Q1 2016+4.8%
Q4 2015+1.4%
Q3 2015+2.4%
Q2 2015-5.7%
Q1 2015+3.0%
Q4 2014+0.6%
Q3 2014+0.2%
Q2 2014+7.2%
Q1 2014+3.8%
Q4 2013-2.4%
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012

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