NYSE$DLX

Deluxe Corporation · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported revenue decreased slightly, net income improved significantly, and comparable adjusted EPS increased.

Deluxe reported a slight decrease in revenue but a significant improvement in net income, driven by cost management and gains from business exits. Comparable adjusted EBITDA and EPS also showed growth, and the company narrowed its 2024 guidance within existing ranges. The company delivered another strong quarter of comparable adjusted EBITDA, EPS, and free cash flow growth, enabling net debt reduction of nearly $45 million, during the third quarter.

  • Revenue decreased by 1.7%, while comparable adjusted revenue decreased by 0.7%.
  • Net income improved to $8.9 million from a net loss of $8.0 million in the previous year.
  • Comparable adjusted EBITDA increased by 6.9% to $104.5 million.
  • Comparable adjusted diluted EPS improved by 12.0% to $0.84.

Headline financials

Total Revenue

$528M

Previous: $538M-1.7%
EPS

$0.20

Previous: $0.79-74.7%
Adjusted EBITDA Margin

19.8%

Previous: 18.9%+4.8%
Capital Expenditures

-$21.2M

Previous: -$24.9M+15.0%
Free Cash Flow

$8.93M

Previous: -$7.98M+211.9%
Net Income

$8.93M

Previous: -$7.98M+211.9%
Operating Income

$41.6M

Previous: $21.6M+92.8%
Gross Profit

$282M

Previous: $283M-0.3%
Cash & Equivalents

$41.3M

Previous: $42.2M-2.1%
Total Assets

$2.62B

Previous: $2.88B-9.1%
Stock-Based Comp

$4.84M

Previous: $4.54M+6.7%

Revenue & EPS history

Deluxe · Revenue · Quarterly

$528M

Q3 2024-1.7%vs Q3 2023
Beat estimate in 13 of 15 quarters(87%)
ActualEstimate

Revenue by segment

Deluxe · $64M total across 1 segment · Q3 2023

  • Data Solutions
    $64M

Forward guidance

The Company expects the following for full-year 2024: •Revenue of $2.12 to $2.14 billion •Adjusted EBITDA of $405 to $415 million •Adjusted diluted EPS of $3.20 to $3.35 •Free cash flow of $90 to $100 million

Tailwinds

  • Revenue of $2.12 to $2.14 billion
  • Adjusted EBITDA of $405 to $415 million
  • Adjusted diluted EPS of $3.20 to $3.35
  • Free cash flow of $90 to $100 million

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+1.3%

Avg return

Earnings day

+1.3%

Avg return

5 days after

+0.3%

Avg return

30 days after

59%

40 / 68 earnings

Positive

+18.5%

Q3 2024

Best reaction

-12.8%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.2%-3.9%-12.0%
Q4 2025+13.3%+14.5%+16.1%
Q3 2025+14.3%+13.4%+14.8%
Q1 2025+1.0%+4.3%-2.3%
Q4 2024-11.3%-17.8%-27.5%
Q3 2024+18.5%+26.4%+21.9%
Q2 2024-9.0%-18.7%-14.3%
Q1 2024+9.2%+11.2%+15.1%
Q4 2023+10.0%+10.2%+2.6%
Q3 2023+14.5%+12.8%+16.2%
Q2 2023+10.5%+15.4%+10.8%
Q1 2023+1.6%+3.4%+17.7%
Q4 2022+0.9%+0.2%-9.2%
Q3 2022+8.1%+10.7%+7.8%
Q2 2022-7.1%-10.4%-28.3%
Q1 2022-7.1%-12.2%-17.1%
Q4 2021+3.1%+1.5%+6.3%
Q3 2021-1.6%-2.5%-11.6%
Q2 2021-2.6%-2.4%-7.9%
Q1 2021-1.1%-4.4%-1.0%
Q4 2020+3.4%+4.2%+10.7%
Q3 2020-2.5%+18.6%+24.4%
Q2 2020+13.7%+13.5%+18.2%
Q1 2020+2.1%-9.6%+17.5%
Q4 2019-12.8%-13.5%-31.4%
Q3 2019+4.5%+8.5%+1.6%
Q2 2019+3.0%+2.4%+3.1%
Q1 2019-4.5%-3.6%-15.0%
Q4 2018+9.1%+9.5%+12.9%
Q3 2018-12.4%-4.5%-3.9%
Q2 2018-9.0%-8.2%-6.8%
Q1 2018-5.5%-7.9%-10.3%
Q4 2017-0.4%-2.2%-4.7%
Q3 2017-4.8%-5.5%-7.0%
Q2 2017+3.4%+3.0%-3.6%
Q1 2017+0.1%+1.4%-5.2%
Q4 2016-2.3%-2.2%+1.4%
Q3 2016-3.3%-3.3%+10.7%
Q2 2016-2.4%-2.3%-0.7%
Q1 2016+0.2%
Q4 2015+9.6%
Q3 2015+1.7%
Q2 2015+0.9%
Q1 2015-3.2%
Q4 2014+5.8%
Q3 2014+3.3%
Q2 2014-2.1%
Q1 2014+0.8%
Q4 2013-5.0%
Q3 2013+2.4%
Q2 2013+2.9%
Q1 2013-1.1%
Q4 2012+7.9%
Q3 2012+5.2%
Q2 2012+5.7%
Q1 2012+7.8%
Q4 2011+1.6%
Q3 2011+0.9%
Q2 2011-3.7%
Q4 2010-3.7%
Q1 2010+1.5%
Q1 2011+1.8%
Q4 2008-5.6%
Q3 2009+6.8%
Q3 2010+6.8%
Q2 2009-3.3%
Q4 2009-3.3%
Q2 2010-3.3%

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