NYSE$CRD-A

Crawford & Company · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

Crawford & Company reported fourth quarter results for 2020, aided by weather claims.

Crawford & Company's Q4 2020 results exceeded expectations, driven by the strength of its core business and the perseverance of its employees. The company expanded profitability, with revenue and operating earnings above Q4 2019 levels, while also strengthening the balance sheet by reducing net debt.

  • Revenues before reimbursements increased to $257.4 million compared to $247.2 million in Q4 2019.
  • Net income attributable to shareholders was $9.4 million, compared to a loss of $7.3 million in the same period last year.
  • Diluted earnings per share were $0.18 for both CRD-A and CRD-B, compared to a loss in the prior year fourth quarter.
  • Non-GAAP adjusted EBITDA was $27.9 million, or 11.0% of non-GAAP revenues, compared to $27.5 million, or 11.1% of revenues, in the 2019 fourth quarter.

Headline financials

Total Revenue

$257M

Previous: $247M+4.1%
EPS (adj)

$0.23

Previous: $0.14+64.3%
Adjusted EBITDA

$27.9M

Previous: $27.9M+0.0%
Free Cash Flow

$55.8M

No prior period
Net Income

$9.4M

Previous: -$9.56M+198.3%
Operating Income

$18.5M

Previous: $16.7M+10.7%
Cash & Equivalents

$44.7M

Previous: $51.8M-13.8%
Total Assets

$753M

Previous: $760M-0.9%

Revenue & EPS history

Crawford · Revenue · Quarterly

$257M

Q4 2020+4.1%vs Q4 2019
Beat estimate in 7 of 11 quarters(64%)
ActualEstimate

Revenue by segment

Crawford · $326M total across 4 segments · Q3 2023

  • International Operations
    $98.1M+13.9%
  • Broadspire
    $88.3M+12.7%
  • North America Loss Adjusting
    $79.4M+18.8%
  • Platform Solutions
    $59.8M-6.0%

Forward guidance

Crawford is confident in its 2021 outlook as the COVID-19 pandemic recedes and they see the benefits of new and enhanced client wins. They have realigned their business to enhance client service and drive clarity of executing revenue and profit expansion initiatives.

Tailwinds

  • Confident in 2021 outlook as COVID-19 pandemic recedes
  • Benefits from success from new and enhanced client wins
  • Realigned business to enhance client service
  • Driving clarity of executing revenue and profit expansion initiatives
  • Staying focused on strategy

Headwinds

  • No specific negatives were mentioned in the provided text.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

-0.9%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.6%

Avg return

30 days after

48%

34 / 71 earnings

Positive

+16.5%

Q1 2011

Best reaction

-25.2%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.4%-4.5%+1.4%
Q4 2025-5.1%-3.7%-6.8%
Q3 2025+2.1%+2.9%+1.4%
Q1 2025-3.0%-4.8%-6.4%
Q4 2024-1.7%-5.3%-12.1%
Q3 2024+4.8%+6.7%+5.7%
Q2 2024+0.7%-1.2%+8.7%
Q1 2024+5.9%-0.6%-2.2%
Q4 2023-25.2%-32.7%-24.5%
Q3 2023+4.7%+9.9%+21.9%
Q2 2023-1.9%-3.6%+9.7%
Q1 2023+0.8%+8.7%+11.2%
Q4 2022+13.7%+20.8%+59.2%
Q3 2022+3.9%+4.4%-4.8%
Q2 2022-3.0%-0.6%-15.7%
Q1 2022+0.7%-1.7%+2.3%
Q4 2021-2.9%-1.0%+7.4%
Q3 2021-6.1%-5.6%-16.7%
Q2 2021-3.5%-0.4%-4.6%
Q1 2021-3.7%-6.3%+0.9%
Q4 2020+5.8%+5.8%+7.7%
Q3 2020+13.0%+7.8%+18.6%
Q2 2020-0.8%+7.9%+0.1%
Q1 2020-4.7%-9.1%-2.1%
Q4 2019+3.8%-0.9%-17.2%
Q3 2019-3.2%+1.9%+2.7%
Q2 2019+2.7%+1.1%-1.9%
Q1 2019-0.6%+0.8%+0.6%
Q4 2018+7.2%+8.8%+3.4%
Q3 2018-0.6%+0.7%-1.1%
Q2 2018+0.5%+1.4%+3.0%
Q1 2018-1.7%-2.0%-1.5%
Q4 2017-7.2%-4.1%-3.4%
Q3 2017-23.0%-17.7%-10.7%
Q2 2017-0.1%+1.5%+29.4%
Q1 2017-11.9%-13.3%-11.8%
Q4 2016+0.6%-7.6%-6.6%
Q3 2016+1.5%+11.7%+17.9%
Q2 2016-0.2%-0.6%+0.7%
Q1 2016+7.6%
Q4 2015+16.2%
Q3 2015-13.0%
Q2 2015+0.9%
Q1 2015-1.9%
Q4 2014-3.5%
Q3 2014-8.6%
Q2 2014+5.6%
Q1 2014-10.1%
Q4 2013+2.1%
Q3 2013-4.7%
Q2 2013+3.0%
Q1 2013-0.7%
Q4 2012+1.7%
Q3 2012+1.1%
Q2 2012+4.2%
Q1 2012-3.1%
Q2 2011+1.7%
Q4 2011+1.7%
Q3 2011-3.6%
Q1 2011+16.5%
Q4 2010-5.4%
Q2 2010-5.4%
Q3 2010+11.6%
Q1 2010+4.0%
Q2 2009+6.2%
Q4 2007+6.2%
Q4 2009+6.2%
Q3 2008-18.8%
Q1 2009-18.8%
Q3 2009-18.8%
Q4 2008-6.9%

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