NYSE$CRD-A

Crawford & Company · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Crawford & Company reported third quarter results with double digit revenue growth.

Crawford & Company reported a 14% year-over-year revenue increase in Q3 2021, despite ongoing headwinds from an uneven COVID-19 recovery. Strategic initiatives across Loss Adjusting and TPA segments drove strong U.S. revenue growth, while the Platform Solutions segment continued double-digit growth. The company also completed acquisitions of BosBoon, edjuster and Praxis.

  • Revenues before reimbursements increased by 14% to $288.5 million compared to Q3 2020.
  • Net income attributable to shareholders decreased to $11.2 million from $24.4 million in the same period last year.
  • Non-GAAP net income attributable to shareholders was $13.4 million, compared to $18.0 million in Q3 2020.
  • Consolidated adjusted EBITDA was $29.5 million, or 10.2% of revenues before reimbursements, compared to $35.1 million, or 13.8% of revenues, in Q3 2020.

Headline financials

Total Revenue

$298M

Previous: $262M+13.7%
EPS (adj)

$0.25

Previous: $0.29-13.8%
Adjusted EBITDA

$29.5M

Previous: $35.2M-16.1%
Operating Margin

7.2%

No prior period
Capital Expenditures

-$5.25M

Previous: -$10.9M+51.6%
Free Cash Flow

$5.94M

Previous: $13.5M-56.1%
Net Income

$11.2M

Previous: $24.4M-54.1%
Operating Income

-$281M

Previous: -$221M-26.9%
Gross Profit

$77.5M

Previous: $76.1M+1.9%
Cash & Equivalents

$36.9M

Previous: $48.7M-24.2%
Total Assets

$806M

Previous: $740M+9.0%

Revenue & EPS history

Crawford · Revenue · Quarterly

$298M

Q3 2021+13.7%vs Q3 2020
Beat estimate in 7 of 12 quarters(58%)
ActualEstimate

Revenue by segment

Crawford · $289M total across 3 segments · Q3 2021

  • North America Loss Adjusting
    $124M
  • Broadspire
    $100M
  • Platform Solutions
    $64.3M

Forward guidance

Crawford continues to face an uneven global recovery, but remains confident in its ability to capitalize on opportunities and deliver value for shareholders.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

-0.9%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.6%

Avg return

30 days after

48%

34 / 71 earnings

Positive

+16.5%

Q1 2011

Best reaction

-25.2%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.4%-4.5%+1.4%
Q4 2025-5.1%-3.7%-6.8%
Q3 2025+2.1%+2.9%+1.4%
Q1 2025-3.0%-4.8%-6.4%
Q4 2024-1.7%-5.3%-12.1%
Q3 2024+4.8%+6.7%+5.7%
Q2 2024+0.7%-1.2%+8.7%
Q1 2024+5.9%-0.6%-2.2%
Q4 2023-25.2%-32.7%-24.5%
Q3 2023+4.7%+9.9%+21.9%
Q2 2023-1.9%-3.6%+9.7%
Q1 2023+0.8%+8.7%+11.2%
Q4 2022+13.7%+20.8%+59.2%
Q3 2022+3.9%+4.4%-4.8%
Q2 2022-3.0%-0.6%-15.7%
Q1 2022+0.7%-1.7%+2.3%
Q4 2021-2.9%-1.0%+7.4%
Q3 2021-6.1%-5.6%-16.7%
Q2 2021-3.5%-0.4%-4.6%
Q1 2021-3.7%-6.3%+0.9%
Q4 2020+5.8%+5.8%+7.7%
Q3 2020+13.0%+7.8%+18.6%
Q2 2020-0.8%+7.9%+0.1%
Q1 2020-4.7%-9.1%-2.1%
Q4 2019+3.8%-0.9%-17.2%
Q3 2019-3.2%+1.9%+2.7%
Q2 2019+2.7%+1.1%-1.9%
Q1 2019-0.6%+0.8%+0.6%
Q4 2018+7.2%+8.8%+3.4%
Q3 2018-0.6%+0.7%-1.1%
Q2 2018+0.5%+1.4%+3.0%
Q1 2018-1.7%-2.0%-1.5%
Q4 2017-7.2%-4.1%-3.4%
Q3 2017-23.0%-17.7%-10.7%
Q2 2017-0.1%+1.5%+29.4%
Q1 2017-11.9%-13.3%-11.8%
Q4 2016+0.6%-7.6%-6.6%
Q3 2016+1.5%+11.7%+17.9%
Q2 2016-0.2%-0.6%+0.7%
Q1 2016+7.6%
Q4 2015+16.2%
Q3 2015-13.0%
Q2 2015+0.9%
Q1 2015-1.9%
Q4 2014-3.5%
Q3 2014-8.6%
Q2 2014+5.6%
Q1 2014-10.1%
Q4 2013+2.1%
Q3 2013-4.7%
Q2 2013+3.0%
Q1 2013-0.7%
Q4 2012+1.7%
Q3 2012+1.1%
Q2 2012+4.2%
Q1 2012-3.1%
Q2 2011+1.7%
Q4 2011+1.7%
Q3 2011-3.6%
Q1 2011+16.5%
Q4 2010-5.4%
Q2 2010-5.4%
Q3 2010+11.6%
Q1 2010+4.0%
Q2 2009+6.2%
Q4 2007+6.2%
Q4 2009+6.2%
Q3 2008-18.8%
Q1 2009-18.8%
Q3 2009-18.8%
Q4 2008-6.9%

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