NYSE$CRD-A

Crawford & Company · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Crawford & Company reported strong first-quarter results for 2021, driven by weather-related claims and strategic business evolution, with revenue and operating earnings increasing year-over-year.

Crawford & Company reported a strong first quarter in 2021, with revenue increasing by 7% and operating earnings increasing by 86% year-over-year. The company benefited from weather-related activity and added $13 million in new and enhanced business. Crawford also launched Crawford Inspection Services, a digital solution for handling claims.

  • Revenue before reimbursements increased to $253.2 million, compared to $237.5 million in Q1 2020.
  • Net income attributable to shareholders was $6.1 million, a significant improvement from the ($11.4) million loss in the same period last year.
  • Diluted earnings per share (EPS) reached $0.11 for both CRD-A and CRD-B shares, compared to a loss of ($0.21) and ($0.23) respectively in Q1 2020.
  • Consolidated adjusted EBITDA was $22.2 million, or 8.8% of non-GAAP revenues, compared to $16.7 million, or 7.0% of revenues, in Q1 2020.

Headline financials

Total Revenue

$262M

Previous: $246M+6.5%
EPS (adj)

$0.15

Previous: $0.01+1400.0%
Adjusted EBITDA

$22.2M

Previous: $16.7M+32.9%
Capital Expenditures

-$618K

Previous: -$2.71M+77.2%
Free Cash Flow

$5.45M

Previous: -$14.1M+138.6%
Net Income

$6.06M

Previous: -$11.4M+153.2%
Operating Income

-$253M

Previous: -$246M-2.6%
Gross Profit

$68M

Previous: $59.9M+13.4%
Cash & Equivalents

$42.7M

Previous: $83.1M-48.6%
Total Assets

$773M

Previous: $782M-1.1%

Revenue & EPS history

Crawford · Revenue · Quarterly

$262M

Q1 2021+6.5%vs Q1 2020
Beat estimate in 7 of 12 quarters(58%)
ActualEstimate

Revenue by segment

Crawford · $326M total across 4 segments · Q3 2023

  • International Operations
    $98.1M+13.9%
  • Broadspire
    $88.3M+12.7%
  • North America Loss Adjusting
    $79.4M+18.8%
  • Platform Solutions
    $59.8M-6.0%

Forward guidance

Crawford is celebrating its 80th anniversary in 2021 and believes the strategic evolution of its business will enable confident execution of growth plans. The company anticipates continued delivery of value to shareholders while fulfilling its purpose.

Tailwinds

  • Strategic evolution of business.
  • Confident execution of growth plans.
  • Strong customer and carrier client relationships.
  • Continued drive for innovation.
  • Strong financial position.

Headwinds

  • COVID-19 negatively impacted revenues by $5.0 to $10.0 million.
  • Ongoing global economic slowdown resulting from COVID-19 could have a material impact.
  • Foreign exchange fluctuations.
  • Self-insurance costs.
  • Incentive compensation increases.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-0.9%

Avg return

Earnings day

-0.6%

Avg return

5 days after

+1.6%

Avg return

30 days after

48%

34 / 71 earnings

Positive

+16.5%

Q1 2011

Best reaction

-25.2%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.4%-4.5%+1.4%
Q4 2025-5.1%-3.7%-6.8%
Q3 2025+2.1%+2.9%+1.4%
Q1 2025-3.0%-4.8%-6.4%
Q4 2024-1.7%-5.3%-12.1%
Q3 2024+4.8%+6.7%+5.7%
Q2 2024+0.7%-1.2%+8.7%
Q1 2024+5.9%-0.6%-2.2%
Q4 2023-25.2%-32.7%-24.5%
Q3 2023+4.7%+9.9%+21.9%
Q2 2023-1.9%-3.6%+9.7%
Q1 2023+0.8%+8.7%+11.2%
Q4 2022+13.7%+20.8%+59.2%
Q3 2022+3.9%+4.4%-4.8%
Q2 2022-3.0%-0.6%-15.7%
Q1 2022+0.7%-1.7%+2.3%
Q4 2021-2.9%-1.0%+7.4%
Q3 2021-6.1%-5.6%-16.7%
Q2 2021-3.5%-0.4%-4.6%
Q1 2021-3.7%-6.3%+0.9%
Q4 2020+5.8%+5.8%+7.7%
Q3 2020+13.0%+7.8%+18.6%
Q2 2020-0.8%+7.9%+0.1%
Q1 2020-4.7%-9.1%-2.1%
Q4 2019+3.8%-0.9%-17.2%
Q3 2019-3.2%+1.9%+2.7%
Q2 2019+2.7%+1.1%-1.9%
Q1 2019-0.6%+0.8%+0.6%
Q4 2018+7.2%+8.8%+3.4%
Q3 2018-0.6%+0.7%-1.1%
Q2 2018+0.5%+1.4%+3.0%
Q1 2018-1.7%-2.0%-1.5%
Q4 2017-7.2%-4.1%-3.4%
Q3 2017-23.0%-17.7%-10.7%
Q2 2017-0.1%+1.5%+29.4%
Q1 2017-11.9%-13.3%-11.8%
Q4 2016+0.6%-7.6%-6.6%
Q3 2016+1.5%+11.7%+17.9%
Q2 2016-0.2%-0.6%+0.7%
Q1 2016+7.6%
Q4 2015+16.2%
Q3 2015-13.0%
Q2 2015+0.9%
Q1 2015-1.9%
Q4 2014-3.5%
Q3 2014-8.6%
Q2 2014+5.6%
Q1 2014-10.1%
Q4 2013+2.1%
Q3 2013-4.7%
Q2 2013+3.0%
Q1 2013-0.7%
Q4 2012+1.7%
Q3 2012+1.1%
Q2 2012+4.2%
Q1 2012-3.1%
Q2 2011+1.7%
Q4 2011+1.7%
Q3 2011-3.6%
Q1 2011+16.5%
Q4 2010-5.4%
Q2 2010-5.4%
Q3 2010+11.6%
Q1 2010+4.0%
Q2 2009+6.2%
Q4 2007+6.2%
Q4 2009+6.2%
Q3 2008-18.8%
Q1 2009-18.8%
Q3 2009-18.8%
Q4 2008-6.9%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro