NYSE$CM
Canadian Imperial Bank of Commerce · Q2 2025 earnings
Q2 2025 earnings · · Before market open · Investor relations
Briefing
CIBC reported strong second quarter results with net income and revenue both increasing year-over-year.
CIBC posted solid Q2 2025 results with higher revenues and profits across all business segments, driven by growth in Capital Markets and continued strength in Canadian operations. Despite a quarter-over-quarter decline, the bank remains financially resilient with stable capital ratios.
- Revenue increased to $7.02 billion, up from $6.16 billion in Q2 2024.
- Net income reached $2.007 billion, a 15% year-over-year increase.
- Adjusted EPS rose to $2.05, compared to $1.75 in Q2 2024.
- Strong CET1 ratio of 13.4% reflects ongoing capital strength.
Headline financials
Revenue & EPS history
CIBC · Revenue · Quarterly
$5.08B
Forward guidance
CIBC expects moderate economic recovery later in 2025 as trade tensions ease, interest rates decline, and market confidence gradually improves.
Tailwinds
- Expected interest rate cuts by the Bank of Canada later in 2025.
- Improved consumer activity from lower borrowing costs.
- Rebound in corporate bond issuance and M&A activity.
- Growth in wealth management assets due to market appreciation.
- Stability in credit performance and asset quality.
Headwinds
- Ongoing global trade tensions creating economic uncertainty.
- High interest rates still weighing on U.S. real estate sector.
- Sluggish loan growth in commercial segments.
- Muted investor sentiment in near term due to tariffs.
- Increased credit loss provisions driven by economic outlook.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 18 quarterly earnings reports · overlaid with Q2 2025
-0.0%
Avg return
Earnings day
-0.2%
Avg return
5 days after
-1.5%
Avg return
30 days after
47%
28 / 60 earnings
Positive
+7.4%
Q3 2015
Best reaction
-8.4%
Q4 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2026 | — | — | — | |
| Q2 2026 | — | — | — | |
| Q4 2025 | +4.2% | +4.2% | +5.8% | |
| Q3 2025 | +2.3% | +2.6% | +7.3% | |
| Q2 2025 | -0.1% | -0.3% | +2.6% | |
| Q1 2025 | -0.9% | -5.1% | -7.1% | |
| Q4 2023 | +6.7% | +7.7% | +22.6% | |
| Q3 2023 | -2.6% | -2.9% | -5.6% | |
| Q2 2023 | +3.3% | +2.5% | +2.3% | |
| Q1 2023 | +2.2% | +1.5% | -8.6% | |
| Q4 2022 | -8.4% | -10.5% | -16.0% | |
| Q3 2022 | -1.4% | -4.2% | -11.3% | |
| Q2 2022 | -0.6% | +0.5% | -10.5% | |
| Q1 2022 | +4.6% | +5.1% | +4.8% | |
| Q4 2021 | -0.8% | +2.0% | +5.9% | |
| Q3 2021 | -3.4% | -4.3% | -4.1% | |
| Q2 2021 | +4.3% | +5.4% | +3.5% | |
| Q1 2021 | -2.2% | +0.7% | +5.5% | |
| Q4 2020 | +1.9% | +2.3% | +0.4% | |
| Q3 2020 | +2.5% | +2.6% | -3.9% | |
| Q2 2020 | -3.7% | +3.0% | -1.0% | |
| Q1 2020 | -2.3% | -2.4% | -30.3% | |
| Q4 2019 | -4.7% | -5.3% | -4.5% | |
| Q3 2019 | +0.7% | +1.0% | +12.0% | |
| Q2 2019 | -7.8% | -6.8% | -4.8% | |
| Q1 2019 | -3.5% | -3.1% | -9.3% | |
| Q4 2018 | -4.2% | -5.6% | -15.1% | |
| Q3 2018 | +0.4% | +1.2% | +2.7% | |
| Q2 2018 | -2.2% | -3.0% | -3.0% | |
| Q1 2018 | +2.4% | +1.8% | -3.4% | |
| Q4 2017 | +6.9% | +5.3% | +9.1% | |
| Q3 2017 | -1.1% | -2.7% | +3.4% | |
| Q2 2017 | -1.2% | -1.2% | +1.8% | |
| Q1 2017 | +0.6% | -2.1% | -3.6% | |
| Q4 2016 | +3.8% | +4.8% | +3.7% | |
| Q3 2016 | +1.4% | +1.2% | -1.5% | |
| Q2 2016 | -1.3% | -2.3% | -3.0% | |
| Q1 2016 | +4.0% | — | — | |
| Q4 2015 | -3.1% | — | — | |
| Q3 2015 | +7.4% | — | — | |
| Q2 2015 | +0.1% | — | — | |
| Q1 2015 | +2.9% | — | — | |
| Q4 2014 | -5.0% | — | — | |
| Q3 2014 | -1.5% | — | — | |
| Q2 2014 | -3.0% | — | — | |
| Q1 2014 | +2.9% | — | — | |
| Q4 2013 | +0.8% | — | — | |
| Q3 2013 | -0.4% | — | — | |
| Q2 2013 | -2.7% | — | — | |
| Q1 2013 | -1.5% | — | — | |
| Q4 2012 | +1.4% | — | — | |
| Q3 2012 | -0.0% | — | — | |
| Q2 2012 | +0.2% | — | — | |
| Q1 2012 | +2.1% | — | — | |
| Q4 2011 | -4.9% | — | — | |
| Q3 2011 | -0.1% | — | — | |
| Q2 2011 | -0.1% | — | — | |
| Q1 2011 | +2.6% | — | — | |
| Q4 2010 | -0.2% | — | — | |
| Q3 2010 | +0.9% | — | — | |
| Q2 2010 | -1.7% | — | — | |
| Q1 2009 | +1.2% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro