NYSE$CM
Canadian Imperial Bank of Commerce · Q3 2025 earnings
Q3 2025 earnings · · Investor relations
Briefing
CIBC reported strong results in Q3 2025 with growth in revenue and net income across all core business units.
CIBC delivered a robust Q3 2025, with a 10% year-over-year revenue increase and 17% growth in reported net income. The bank's strategy focused on client-centric growth, technology investment, and disciplined capital management yielded strong results across all segments.
- Revenue rose to CAD 7.254 billion, up from CAD 6.604 billion a year earlier.
- Reported net income increased to CAD 2.096 billion, a 17% YoY rise.
- Adjusted EPS reached CAD 2.16, up from CAD 1.93 in Q3 2024.
- Capital Markets and Canadian banking segments led performance with significant growth in earnings.
Headline financials
Revenue & EPS history
CIBC · Revenue · Quarterly
$5.24B
Forward guidance
CIBC expects continued momentum into the next quarters, driven by strategic investments and stable credit performance, although trade uncertainties and interest rates remain headwinds.
Tailwinds
- Loan growth expected in Canadian commercial and corporate banking.
- Equity and bond markets to support wealth management and capital markets.
- Ongoing technology investments expected to improve operational efficiency.
- Mortgage demand to stabilize with lower rates and returning buyers.
- AI and digital capabilities to drive client experience enhancements.
Headwinds
- Trade policy uncertainty remains a drag on investment confidence.
- Potential for rising credit losses in U.S. commercial real estate.
- Soft global economic outlook may slow growth in key sectors.
- Weaker business sentiment due to tariffs could impact demand.
- Continued cost pressure from strategic and tech initiatives.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 18 quarterly earnings reports · overlaid with Q3 2025
-0.0%
Avg return
Earnings day
-0.2%
Avg return
5 days after
-1.5%
Avg return
30 days after
47%
28 / 60 earnings
Positive
+7.4%
Q3 2015
Best reaction
-8.4%
Q4 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2026 | — | — | — | |
| Q2 2026 | — | — | — | |
| Q4 2025 | +4.2% | +4.2% | +5.8% | |
| Q3 2025 | +2.3% | +2.6% | +7.3% | |
| Q2 2025 | -0.1% | -0.3% | +2.6% | |
| Q1 2025 | -0.9% | -5.1% | -7.1% | |
| Q4 2023 | +6.7% | +7.7% | +22.6% | |
| Q3 2023 | -2.6% | -2.9% | -5.6% | |
| Q2 2023 | +3.3% | +2.5% | +2.3% | |
| Q1 2023 | +2.2% | +1.5% | -8.6% | |
| Q4 2022 | -8.4% | -10.5% | -16.0% | |
| Q3 2022 | -1.4% | -4.2% | -11.3% | |
| Q2 2022 | -0.6% | +0.5% | -10.5% | |
| Q1 2022 | +4.6% | +5.1% | +4.8% | |
| Q4 2021 | -0.8% | +2.0% | +5.9% | |
| Q3 2021 | -3.4% | -4.3% | -4.1% | |
| Q2 2021 | +4.3% | +5.4% | +3.5% | |
| Q1 2021 | -2.2% | +0.7% | +5.5% | |
| Q4 2020 | +1.9% | +2.3% | +0.4% | |
| Q3 2020 | +2.5% | +2.6% | -3.9% | |
| Q2 2020 | -3.7% | +3.0% | -1.0% | |
| Q1 2020 | -2.3% | -2.4% | -30.3% | |
| Q4 2019 | -4.7% | -5.3% | -4.5% | |
| Q3 2019 | +0.7% | +1.0% | +12.0% | |
| Q2 2019 | -7.8% | -6.8% | -4.8% | |
| Q1 2019 | -3.5% | -3.1% | -9.3% | |
| Q4 2018 | -4.2% | -5.6% | -15.1% | |
| Q3 2018 | +0.4% | +1.2% | +2.7% | |
| Q2 2018 | -2.2% | -3.0% | -3.0% | |
| Q1 2018 | +2.4% | +1.8% | -3.4% | |
| Q4 2017 | +6.9% | +5.3% | +9.1% | |
| Q3 2017 | -1.1% | -2.7% | +3.4% | |
| Q2 2017 | -1.2% | -1.2% | +1.8% | |
| Q1 2017 | +0.6% | -2.1% | -3.6% | |
| Q4 2016 | +3.8% | +4.8% | +3.7% | |
| Q3 2016 | +1.4% | +1.2% | -1.5% | |
| Q2 2016 | -1.3% | -2.3% | -3.0% | |
| Q1 2016 | +4.0% | — | — | |
| Q4 2015 | -3.1% | — | — | |
| Q3 2015 | +7.4% | — | — | |
| Q2 2015 | +0.1% | — | — | |
| Q1 2015 | +2.9% | — | — | |
| Q4 2014 | -5.0% | — | — | |
| Q3 2014 | -1.5% | — | — | |
| Q2 2014 | -3.0% | — | — | |
| Q1 2014 | +2.9% | — | — | |
| Q4 2013 | +0.8% | — | — | |
| Q3 2013 | -0.4% | — | — | |
| Q2 2013 | -2.7% | — | — | |
| Q1 2013 | -1.5% | — | — | |
| Q4 2012 | +1.4% | — | — | |
| Q3 2012 | -0.0% | — | — | |
| Q2 2012 | +0.2% | — | — | |
| Q1 2012 | +2.1% | — | — | |
| Q4 2011 | -4.9% | — | — | |
| Q3 2011 | -0.1% | — | — | |
| Q2 2011 | -0.1% | — | — | |
| Q1 2011 | +2.6% | — | — | |
| Q4 2010 | -0.2% | — | — | |
| Q3 2010 | +0.9% | — | — | |
| Q2 2010 | -1.7% | — | — | |
| Q1 2009 | +1.2% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro