NYSE$BY
Byline Bancorp Inc · Q2 2022 earnings
Q2 2022 earnings · · Investor relations
Briefing
Reported net income of $20.3 million, or $0.54 per diluted share, for the second quarter of 2022.
Byline Bancorp, Inc. reported net income of $20.3 million, or $0.54 per diluted share, for the second quarter of 2022. The company experienced healthy growth in its loan and lease portfolio, eclipsing $5.0 billion in loans and leases and surpassing $7.0 billion in total assets.
- Net income of $20.3 million, or $0.54 per diluted share
- Net interest income of $61.6 million and $14.2 million of non-interest income
- Total revenue of $75.8 million
- Originated loans and leases increased $425.1 million
Headline financials
Revenue & EPS history
Byline Bancorp · Revenue · Quarterly
$75.8M
Revenue by segment
Byline Bancorp · $80.7M total across 2 segments · Q4 2021
- Net Interest Income$61.7M—76.5%
- Non-Interest Income$19M—23.5%
Forward guidance
Byline Bancorp faces an uncertain economic environment in the second half of the year but believes it is well-positioned due to strong liquidity and capital ratios, a diversified business mix, and a well-established risk management track record.
Tailwinds
- Strong liquidity
- Strong capital ratios
- Diversified business mix
- Well-established risk management track record
- Strong growth in net interest income
Headwinds
- Uncertain economic environment
- Increase of $3.4 million in loan servicing asset revaluation charges
- A decrease of $844,000 in net gains on sales of loans due to lower premiums on government guaranteed loan sales
- A decrease of $1.3 million in salaries and employee benefits primarily due to lower payroll taxes and higher deferred salary costs related to loan and lease originations
- A decrease of $780,000 in legal, audit and other professional fees due to higher reimbursements of legal fees
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2022
+0.9%
Avg return
Earnings day
+0.9%
Avg return
5 days after
+3.3%
Avg return
30 days after
62%
26 / 42 earnings
Positive
+9.3%
Q4 2020
Best reaction
-14.7%
Q1 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.2% | -2.0% | -0.4% | |
| Q4 2025 | -2.7% | -2.3% | +4.5% | |
| Q3 2025 | +5.7% | +1.1% | +3.6% | |
| Q2 2025 | -1.6% | +0.8% | +5.6% | |
| Q1 2025 | -0.2% | -0.5% | +0.8% | |
| Q4 2024 | +3.1% | +3.5% | +2.3% | |
| Q3 2024 | +0.5% | +2.6% | +19.5% | |
| Q2 2024 | +2.8% | -1.2% | -2.1% | |
| Q1 2024 | +1.6% | +1.1% | +8.6% | |
| Q4 2023 | -3.9% | -3.5% | -9.7% | |
| Q3 2023 | +0.5% | +1.9% | +10.0% | |
| Q2 2023 | +7.7% | +5.5% | +1.1% | |
| Q1 2023 | +1.6% | -5.1% | -4.4% | |
| Q4 2022 | +6.8% | +9.3% | +9.0% | |
| Q3 2022 | +2.6% | +0.5% | -1.8% | |
| Q2 2022 | -3.5% | -9.7% | -11.3% | |
| Q1 2022 | +0.9% | +2.2% | +6.9% | |
| Q4 2021 | -4.3% | -2.9% | -0.7% | |
| Q3 2021 | +4.7% | +6.5% | +8.0% | |
| Q2 2021 | +7.1% | +5.2% | +11.5% | |
| Q1 2021 | +4.0% | +5.8% | +5.7% | |
| Q4 2020 | +9.3% | +14.7% | +35.5% | |
| Q3 2020 | +3.5% | -0.1% | +11.0% | |
| Q2 2020 | +7.3% | +6.7% | -1.7% | |
| Q1 2020 | -14.7% | -18.1% | -7.0% | |
| Q4 2019 | -1.3% | -1.4% | -5.1% | |
| Q3 2019 | -3.2% | -3.6% | +1.5% | |
| Q2 2019 | -1.6% | +0.2% | -10.9% | |
| Q1 2019 | +1.2% | +2.6% | -1.8% | |
| Q4 2018 | +1.9% | +6.1% | +15.7% | |
| Q3 2018 | +6.7% | +14.1% | +8.8% | |
| Q2 2018 | +0.2% | +0.4% | +7.2% | |
| Q1 2017 | -0.6% | +2.6% | +3.2% | |
| Q1 2018 | -5.9% | -5.9% | -2.9% | |
| Q4 2015 | -1.7% | +0.3% | -6.1% | |
| Q4 2017 | +0.9% | +0.8% | +1.9% | |
| Q3 2016 | -0.9% | -0.6% | +7.9% | |
| Q3 2017 | -2.0% | -2.6% | -4.1% | |
| Q2 2016 | +2.3% | +2.1% | +6.0% | |
| Q1 2016 | +2.3% | +2.1% | +6.0% | |
| Q4 2016 | +2.3% | +2.1% | +6.0% | |
| Q2 2017 | -0.7% | -2.6% | +2.0% |
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