NYSE$BY

Byline Bancorp Inc · Q4 2019 earnings

Q4 2019 earnings · · Investor relations

Briefing

Byline Bancorp reported net income for Q4 2019.

Byline Bancorp, Inc. reported a net income of $15.9 million, or $0.41 per diluted share, for the fourth quarter of 2019. The company's financial results include certain costs associated with its integration of First Evanston Bancorp, Inc. and its bank subsidiary First Bank & Trust, and its acquisition and integration of Oak Park River Forest Bankshares, Inc. and its bank subsidiary Community Bank of Oak Park River Forest.

  • Net income of $15.9 million, or $0.41 per diluted share
  • Return on average assets of 1.16%
  • Net interest margin of 4.32%
  • Efficiency ratio of 60.93% for the fourth quarter of 2019

Headline financials

Total Revenue

$68.4M

Previous: $67.8M+0.9%
EPS (adj)

$0.42

Previous: $0.49-14.3%
Efficiency Ratio

60.9%

Previous: 56.6%+7.6%
Net Interest Margin

4.3%

Previous: 4.7%-7.9%
Return on Average Assets

1.2%

No prior period
Capital Expenditures

$1.98M

Previous: $1.2M+64.9%
Free Cash Flow

$15.8M

Previous: $16.6M-4.6%
Net Income

$15.9M

Previous: $17.1M-7.4%
Operating Income

$20.3M

No prior period
Cash & Equivalents

$80.7M

Previous: $122M-33.7%
Total Assets

$5.52B

Previous: $4.94B+11.7%
Stock-Based Comp

$615K

Previous: $353K+74.2%

Revenue & EPS history

Byline Bancorp · Revenue · Quarterly

$68.4M

Q4 2019+0.9%vs Q4 2018
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Byline Bancorp · $80.7M total across 2 segments · Q4 2021

  • Net Interest Income
    $61.7M
  • Non-Interest Income
    $19M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2019

Historical avgQ4 2019

+0.9%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+3.3%

Avg return

30 days after

62%

26 / 42 earnings

Positive

+9.3%

Q4 2020

Best reaction

-14.7%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.2%-2.0%-0.4%
Q4 2025-2.7%-2.3%+4.5%
Q3 2025+5.7%+1.1%+3.6%
Q2 2025-1.6%+0.8%+5.6%
Q1 2025-0.2%-0.5%+0.8%
Q4 2024+3.1%+3.5%+2.3%
Q3 2024+0.5%+2.6%+19.5%
Q2 2024+2.8%-1.2%-2.1%
Q1 2024+1.6%+1.1%+8.6%
Q4 2023-3.9%-3.5%-9.7%
Q3 2023+0.5%+1.9%+10.0%
Q2 2023+7.7%+5.5%+1.1%
Q1 2023+1.6%-5.1%-4.4%
Q4 2022+6.8%+9.3%+9.0%
Q3 2022+2.6%+0.5%-1.8%
Q2 2022-3.5%-9.7%-11.3%
Q1 2022+0.9%+2.2%+6.9%
Q4 2021-4.3%-2.9%-0.7%
Q3 2021+4.7%+6.5%+8.0%
Q2 2021+7.1%+5.2%+11.5%
Q1 2021+4.0%+5.8%+5.7%
Q4 2020+9.3%+14.7%+35.5%
Q3 2020+3.5%-0.1%+11.0%
Q2 2020+7.3%+6.7%-1.7%
Q1 2020-14.7%-18.1%-7.0%
Q4 2019-1.3%-1.4%-5.1%
Q3 2019-3.2%-3.6%+1.5%
Q2 2019-1.6%+0.2%-10.9%
Q1 2019+1.2%+2.6%-1.8%
Q4 2018+1.9%+6.1%+15.7%
Q3 2018+6.7%+14.1%+8.8%
Q2 2018+0.2%+0.4%+7.2%
Q1 2017-0.6%+2.6%+3.2%
Q1 2018-5.9%-5.9%-2.9%
Q4 2015-1.7%+0.3%-6.1%
Q4 2017+0.9%+0.8%+1.9%
Q3 2016-0.9%-0.6%+7.9%
Q3 2017-2.0%-2.6%-4.1%
Q2 2016+2.3%+2.1%+6.0%
Q1 2016+2.3%+2.1%+6.0%
Q4 2016+2.3%+2.1%+6.0%
Q2 2017-0.7%-2.6%+2.0%

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