NYSE$BLND

Blend Labs Inc. · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Blend's financial results for the second quarter of 2021 were reported, highlighting revenue growth and strategic acquisitions.

Blend Labs reported a 46% year-over-year increase in revenue to $32.1 million for Q2 2021. The company closed its acquisition of Title365 and is integrating it into its platform. Blend also expanded its customer base, now serving 32 of the top 100 U.S. financial services firms by assets under management.

  • Revenue increased by 46% year-over-year, reaching $32.1 million.
  • Loss from operations was $39.6 million, compared to $20.8 million in the prior year.
  • Acquisition of Title365 was completed, with integration underway.
  • Total banking transaction volume increased by 51% year-over-year, exceeding 520,000.

Headline financials

Total Revenue

$32.1M

Previous: $37.5M-14.6%
EPS (adj)

-$0.34

Previous: -$3.45+90.2%
Capital Expenditures

-$525K

Previous: $541K-197.0%
Free Cash Flow

$5.24M

Previous: -$40.3M+113.0%
Net Income

$5.77M

Previous: -$20.6M+128.0%
Operating Income

-$39.6M

Previous: -$20.8M-90.5%
Gross Profit

$19.7M

Previous: $13.3M+48.6%
Cash & Equivalents

$370M

Previous: $7.25M+4997.6%
Total Assets

$1.04B

No prior period
Stock-Based Comp

$6.61M

Previous: $6.64M-0.5%

Revenue & EPS history

Blend · Revenue · Quarterly

$32.1M

Q2 2021-14.6%vs Q2 2020
Beat estimate in 8 of 10 quarters(80%)
ActualEstimate

Revenue by segment

Blend · $28.6M total across 3 segments · Q3 2023

  • Mortgage Suite
    $20.3M
  • Consumer Banking Suite
    $6.2M
  • Professional Services
    $2.14M+147.1%

Forward guidance

Blend expects revenue to be in the range of $226-$232 million for FY2021. Pro forma revenue, including Title365 as if the acquisition was completed on December 31, 2020, is expected to be in the range of $365-$371 million.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports

Historical avg

+1.6%

Avg return

Earnings day

+0.4%

Avg return

5 days after

-7.0%

Avg return

30 days after

50%

12 / 24 earnings

Positive

+40.1%

Q1 2023

Best reaction

-37.9%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.9%-11.9%+0.6%
Q4 2025+11.8%-9.8%-12.9%
Q3 2025-7.5%-6.8%-3.4%
Q1 2025+7.3%+9.7%+13.7%
Q4 2024-10.8%-11.4%+1.4%
Q3 2024+16.8%+25.0%+40.8%
Q2 2024+23.6%+40.8%+25.8%
Q1 2024+15.4%+16.2%+10.4%
Q4 2023+7.7%+24.5%-3.1%
Q3 2023-3.5%-14.8%+12.7%
Q2 2023+13.5%+7.1%-11.9%
Q1 2023+40.1%+36.8%+46.3%
Q4 2022-37.9%-32.7%-48.2%
Q3 2022+11.8%+16.6%-33.7%
Q2 2022+16.8%+2.0%+1.6%
Q1 2022+27.3%+18.0%+2.8%
Q4 2019-20.3%-17.3%-28.4%
Q4 2021-20.3%-17.3%-28.4%
Q3 2020-5.6%-8.6%-40.8%
Q3 2021-16.7%-16.5%-47.2%
Q4 2020-8.7%-8.7%-16.0%
Q2 2020-8.7%-8.7%-16.0%
Q1 2021-8.7%-8.7%-16.0%
Q2 2021-7.4%-13.1%-17.4%
Q1 2020

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