NYSE$BBAR
Banco BBVA Argentina SA · Q4 2024 earnings
Q4 2024 earnings · · After market close · Investor relations
Briefing
BBVA Argentina ended the year with strong Q4 results, delivering solid earnings and operational efficiency amid continued inflationary challenges.
In Q4 2024, BBVA Argentina posted $69M in net income and $667M in revenue. EPS per ADS was approximately $0.37 USD, supported by growing loan activity and strong cost discipline.
- Net income reached ~$69M USD (AR$ 55.8B), a strong result despite macroeconomic headwinds.
- EPS per ADS (FXC) was ~$0.37 USD, based on AR$ 301.
- Private sector loans rose 20.4% QoQ and 138.1% YoY.
- Deposits grew 22.3% QoQ and 110.7% YoY.
Headline financials
Revenue & EPS history
BBVA · Revenue · Quarterly
$667M
Forward guidance
BBVA Argentina expects steady growth in lending, continued deposit expansion, and margin pressure moderation as inflation dynamics evolve in 2025.
Tailwinds
- Strong operational efficiency maintained
- Deposit base expanded above market growth
- Solid loan growth in retail and SMEs
- Capital and liquidity ratios remained robust
- Improved client acquisition through digital channels
Headwinds
- Inflation remains high and uncertain
- Increasing pressure on credit quality
- FX volatility impacting treasury gains
- Tightening regulations on fees and lending
- Rising competition in retail segment
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q4 2024
+0.6%
Avg return
Earnings day
+2.2%
Avg return
5 days after
+1.5%
Avg return
30 days after
55%
33 / 60 earnings
Positive
+10.9%
Q4 2023
Best reaction
-15.0%
Q1 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | — | — | — | |
| Q4 2025 | +0.2% | +1.6% | +14.8% | |
| Q3 2025 | +10.6% | +11.4% | +28.3% | |
| Q2 2025 | -5.3% | -13.9% | -45.1% | |
| Q1 2025 | -0.7% | -1.5% | -24.5% | |
| Q4 2024 | +6.6% | +5.7% | +2.1% | |
| Q3 2024 | -4.9% | -4.3% | +6.1% | |
| Q2 2024 | -8.4% | -9.6% | +14.9% | |
| Q1 2024 | -15.0% | -13.1% | -17.0% | |
| Q4 2023 | +10.9% | +12.7% | +32.0% | |
| Q2 2023 | +1.2% | +16.4% | -5.8% | |
| Q1 2023 | +4.3% | +4.0% | +41.4% | |
| Q4 2022 | -1.4% | -7.9% | -20.0% | |
| Q2 2022 | +9.6% | +10.7% | +16.0% | |
| Q4 2021 | -7.9% | -7.0% | +12.2% | |
| Q3 2021 | -6.2% | -8.1% | +4.2% | |
| Q1 2021 | +6.4% | +14.2% | +17.6% | |
| Q4 2020 | +8.7% | +13.4% | +9.1% | |
| Q3 2020 | +7.8% | +14.3% | +2.3% | |
| Q2 2020 | -1.5% | +6.4% | -20.1% | |
| Q1 2020 | +6.7% | +8.8% | +9.2% | |
| Q4 2019 | -2.0% | -5.9% | -16.1% | |
| Q3 2019 | -2.0% | +1.6% | -19.5% | |
| Q2 2019 | +0.4% | +6.4% | +4.6% | |
| Q1 2019 | +0.7% | -4.3% | -15.7% | |
| Q4 2018 | +2.1% | +7.6% | +23.4% | |
| Q3 2018 | +2.5% | -4.0% | -5.1% | |
| Q2 2018 | -6.0% | +5.4% | +13.2% | |
| Q1 2018 | -0.3% | +2.0% | -2.5% | |
| Q4 2017 | +1.6% | +1.3% | -1.7% | |
| Q3 2017 | +1.1% | +3.9% | +7.7% | |
| Q2 2017 | +2.5% | +0.1% | -15.4% | |
| Q1 2017 | +1.3% | +2.7% | -1.4% | |
| Q4 2016 | +4.5% | +4.5% | +5.7% | |
| Q3 2016 | +0.1% | +4.1% | +1.9% | |
| Q2 2016 | -0.9% | -1.3% | -4.3% | |
| Q1 2016 | -1.8% | — | — | |
| Q4 2015 | -3.4% | — | — | |
| Q3 2015 | -1.5% | — | — | |
| Q2 2015 | -1.0% | — | — | |
| Q1 2015 | -1.9% | — | — | |
| Q4 2014 | -2.0% | — | — | |
| Q3 2014 | -3.7% | — | — | |
| Q2 2014 | +2.5% | — | — | |
| Q1 2014 | +7.2% | — | — | |
| Q4 2013 | -3.9% | — | — | |
| Q3 2013 | +2.8% | — | — | |
| Q2 2013 | +1.1% | — | — | |
| Q1 2013 | -1.7% | — | — | |
| Q4 2012 | +5.9% | — | — | |
| Q3 2012 | +0.2% | — | — | |
| Q2 2012 | +5.7% | — | — | |
| Q1 2012 | +1.3% | — | — | |
| Q4 2011 | +6.6% | — | — | |
| Q3 2011 | -9.5% | — | — | |
| Q2 2011 | +2.2% | — | — | |
| Q1 2011 | +1.5% | — | — | |
| Q4 2010 | +5.4% | — | — | |
| Q3 2010 | -0.1% | — | — | |
| Q2 2010 | -1.9% | — | — | |
| Q1 2010 | -2.8% | — | — |
Discussion
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