NYSE$BBAR
Banco BBVA Argentina SA · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
BBVA Argentina Q2 net income falls to ARS 59.6B as loan-loss provisions rise with book growth
Banco BBVA Argentina S.A. reported inflation-adjusted Q2 2025 results for the quarter ended June 30, 2025. Net income totaled ARS 59.6 billion, down 31.1% quarter over quarter and 62.1% year over year, while six-month net income was ARS 146.1 billion. Financial margin reached ARS 591.8 billion on stronger commercial activity, and net fee income was ARS 94.1 billion. Total operating expenses were ARS 483.1 billion (-7.5% QoQ), producing a quarterly efficiency ratio of 56.5%. Loan-loss allowances were ARS 144.5 billion, reflecting loan book growth. Private-sector loans totaled ARS 11.3 trillion (+15.7% QoQ in real terms) and deposits reached ARS 13.0 trillion (+12.0% QoQ). ROAE was 7.6% and NIM 19.1%; regulatory capital ratio stood at 18.4%.
- Q2 net income ARS 59.6B (-31.1% QoQ, -62.1% YoY); H1 net income ARS 146.1B
- Financial margin ARS 591.8B; net fee income ARS 94.1B; operating expenses ARS 483.1B
- Loan-loss allowances ARS 144.5B on loan book growth; efficiency ratio 56.5%
- Private-sector loans ARS 11.3T (+15.7% QoQ); deposits ARS 13.0T (+12.0% QoQ)
- ROAE 7.6%, NIM 19.1%, and regulatory capital ratio 18.4% at quarter end
Headline financials
Revenue & EPS history
BBVA · Revenue · Quarterly
AR$686B
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q2 2025
+0.7%
Avg return
Earnings day
+2.5%
Avg return
5 days after
+1.5%
Avg return
30 days after
56%
34 / 61 earnings
Positive
+10.9%
Q4 2023
Best reaction
-15.0%
Q1 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +5.8% | +13.1% | — | |
| Q4 2025 | +0.2% | +1.6% | +14.8% | |
| Q3 2025 | +10.6% | +11.4% | +28.3% | |
| Q2 2025 | -5.3% | -13.9% | -45.1% | |
| Q1 2025 | -0.7% | -1.5% | -24.5% | |
| Q4 2024 | +6.6% | +5.7% | +2.1% | |
| Q3 2024 | -4.9% | -4.3% | +6.1% | |
| Q2 2024 | -8.4% | -9.6% | +14.9% | |
| Q1 2024 | -15.0% | -13.1% | -17.0% | |
| Q4 2023 | +10.9% | +12.7% | +32.0% | |
| Q2 2023 | +1.2% | +16.4% | -5.8% | |
| Q1 2023 | +4.3% | +4.0% | +41.4% | |
| Q4 2022 | -1.4% | -7.9% | -20.0% | |
| Q2 2022 | +9.6% | +10.7% | +16.0% | |
| Q4 2021 | -7.9% | -7.0% | +12.2% | |
| Q3 2021 | -6.2% | -8.1% | +4.2% | |
| Q1 2021 | +6.4% | +14.2% | +17.6% | |
| Q4 2020 | +8.7% | +13.4% | +9.1% | |
| Q3 2020 | +7.8% | +14.3% | +2.3% | |
| Q2 2020 | -1.5% | +6.4% | -20.1% | |
| Q1 2020 | +6.7% | +8.8% | +9.2% | |
| Q4 2019 | -2.0% | -5.9% | -16.1% | |
| Q3 2019 | -2.0% | +1.6% | -19.5% | |
| Q2 2019 | +0.4% | +6.4% | +4.6% | |
| Q1 2019 | +0.7% | -4.3% | -15.7% | |
| Q4 2018 | +2.1% | +7.6% | +23.4% | |
| Q3 2018 | +2.5% | -4.0% | -5.1% | |
| Q2 2018 | -6.0% | +5.4% | +13.2% | |
| Q1 2018 | -0.3% | +2.0% | -2.5% | |
| Q4 2017 | +1.6% | +1.3% | -1.7% | |
| Q3 2017 | +1.1% | +3.9% | +7.7% | |
| Q2 2017 | +2.5% | +0.1% | -15.4% | |
| Q1 2017 | +1.3% | +2.7% | -1.4% | |
| Q4 2016 | +4.5% | +4.5% | +5.7% | |
| Q3 2016 | +0.1% | +4.1% | +1.9% | |
| Q2 2016 | -0.9% | -1.3% | -4.3% | |
| Q1 2016 | -1.8% | — | — | |
| Q4 2015 | -3.4% | — | — | |
| Q3 2015 | -1.5% | — | — | |
| Q2 2015 | -1.0% | — | — | |
| Q1 2015 | -1.9% | — | — | |
| Q4 2014 | -2.0% | — | — | |
| Q3 2014 | -3.7% | — | — | |
| Q2 2014 | +2.5% | — | — | |
| Q1 2014 | +7.2% | — | — | |
| Q4 2013 | -3.9% | — | — | |
| Q3 2013 | +2.8% | — | — | |
| Q2 2013 | +1.1% | — | — | |
| Q1 2013 | -1.7% | — | — | |
| Q4 2012 | +5.9% | — | — | |
| Q3 2012 | +0.2% | — | — | |
| Q2 2012 | +5.7% | — | — | |
| Q1 2012 | +1.3% | — | — | |
| Q4 2011 | +6.6% | — | — | |
| Q3 2011 | -9.5% | — | — | |
| Q2 2011 | +2.2% | — | — | |
| Q1 2011 | +1.5% | — | — | |
| Q4 2010 | +5.4% | — | — | |
| Q3 2010 | -0.1% | — | — | |
| Q2 2010 | -1.9% | — | — | |
| Q1 2010 | -2.8% | — | — |
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