NYSE$BBAR

Banco BBVA Argentina SA · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

BBVA Argentina Q1 2025: ARS 81.6B net income on ARS 704.6B net operating income amid high inflation

Banco BBVA Argentina S.A. filed inflation-adjusted consolidated condensed interim financial statements for the three months ended March 31, 2025 (amounts in thousands of constant Argentine pesos). Net operating income was ARS 704.6 billion with net interest income of ARS 541.3 billion and net commission income of ARS 99.8 billion. Operating income before tax was ARS 280.7 billion after personnel, administrative and other expenses. Net income for the period was ARS 81.6 billion (ARS 78.4 billion attributable to the parent) versus ARS 53.3 billion in Q1 2024, with basic EPS of ARS 128.01. The loss on net monetary position was ARS 149.6 billion, reflecting Argentina's inflation accounting. Total assets were ARS 16.29 trillion and private-sector loans ARS 9.00 trillion at quarter end.

  • Q1 net income ARS 81.6B (+53% YoY); parent net income ARS 78.4B; basic EPS ARS 128.01.
  • Net operating income ARS 704.6B; net interest income ARS 541.3B; net commission income ARS 99.8B.
  • Operating income ARS 280.7B before ARS 149.6B net monetary position loss and income tax.
  • Private-sector loans ARS 9.00T; deposits ARS 10.86T; total assets ARS 16.29T.
  • Loan impairment ARS 95.8B in the quarter on continued book growth.

Headline financials

Total Revenue

AR$705B

Previous: AR$945M+74432.9%
EPS (adj)

AR$128.01

Previous: AR$0.20+63904.2%
Net interest income

AR$541B

No prior period
Net commission income

AR$99.8B

No prior period
Private-sector loans

AR$9T

No prior period
Total assets

AR$16.3T

No prior period
Impairment of financial assets

AR$95.8B

No prior period
Capital Expenditures

-AR$17.2M

No prior period
Net Income

AR$81.6B

Previous: AR$41.7M+195610.8%
Operating Income

AR$281B

No prior period

Revenue & EPS history

BBVA · Revenue · Quarterly

AR$705B

Q1 2025+74,432.9%vs Q1 2024
Beat estimate in 5 of 10 quarters(50%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.6%

Avg return

Earnings day

+2.2%

Avg return

5 days after

+1.5%

Avg return

30 days after

55%

33 / 60 earnings

Positive

+10.9%

Q4 2023

Best reaction

-15.0%

Q1 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026
Q4 2025+0.2%+1.6%+14.8%
Q3 2025+10.6%+11.4%+28.3%
Q2 2025-5.3%-13.9%-45.1%
Q1 2025-0.7%-1.5%-24.5%
Q4 2024+6.6%+5.7%+2.1%
Q3 2024-4.9%-4.3%+6.1%
Q2 2024-8.4%-9.6%+14.9%
Q1 2024-15.0%-13.1%-17.0%
Q4 2023+10.9%+12.7%+32.0%
Q2 2023+1.2%+16.4%-5.8%
Q1 2023+4.3%+4.0%+41.4%
Q4 2022-1.4%-7.9%-20.0%
Q2 2022+9.6%+10.7%+16.0%
Q4 2021-7.9%-7.0%+12.2%
Q3 2021-6.2%-8.1%+4.2%
Q1 2021+6.4%+14.2%+17.6%
Q4 2020+8.7%+13.4%+9.1%
Q3 2020+7.8%+14.3%+2.3%
Q2 2020-1.5%+6.4%-20.1%
Q1 2020+6.7%+8.8%+9.2%
Q4 2019-2.0%-5.9%-16.1%
Q3 2019-2.0%+1.6%-19.5%
Q2 2019+0.4%+6.4%+4.6%
Q1 2019+0.7%-4.3%-15.7%
Q4 2018+2.1%+7.6%+23.4%
Q3 2018+2.5%-4.0%-5.1%
Q2 2018-6.0%+5.4%+13.2%
Q1 2018-0.3%+2.0%-2.5%
Q4 2017+1.6%+1.3%-1.7%
Q3 2017+1.1%+3.9%+7.7%
Q2 2017+2.5%+0.1%-15.4%
Q1 2017+1.3%+2.7%-1.4%
Q4 2016+4.5%+4.5%+5.7%
Q3 2016+0.1%+4.1%+1.9%
Q2 2016-0.9%-1.3%-4.3%
Q1 2016-1.8%
Q4 2015-3.4%
Q3 2015-1.5%
Q2 2015-1.0%
Q1 2015-1.9%
Q4 2014-2.0%
Q3 2014-3.7%
Q2 2014+2.5%
Q1 2014+7.2%
Q4 2013-3.9%
Q3 2013+2.8%
Q2 2013+1.1%
Q1 2013-1.7%
Q4 2012+5.9%
Q3 2012+0.2%
Q2 2012+5.7%
Q1 2012+1.3%
Q4 2011+6.6%
Q3 2011-9.5%
Q2 2011+2.2%
Q1 2011+1.5%
Q4 2010+5.4%
Q3 2010-0.1%
Q2 2010-1.9%
Q1 2010-2.8%

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