NASDAQ$TIPT

Tiptree Inc · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Tiptree's financial performance was driven by growth in Fortegra's specialty insurance lines and increased vessel revenues, resulting in increased revenues and net income.

Tiptree Inc. reported a strong third quarter with a 26.8% increase in revenues to $363.5 million and a net income of $14.2 million, driven by growth in Fortegra's specialty insurance lines and increased vessel revenues. The company completed the sale of two dry bulk vessels for $46.2 million and signed agreements to sell two product tankers for $49.0 million.

  • Revenues increased by 26.8% to $363.5 million, driven by growth in Fortegra’s specialty insurance lines and increased vessel revenues.
  • Net income increased to $14.2 million, driven by the gain on sale of dry-bulk vessels and growth in the insurance business.
  • Adjusted net income decreased by 6.4% to $19.4 million, driven by declines in the mortgage business.
  • The company completed the sale of two remaining dry bulk vessels for $46.2 million, representing a gain of $14.1 million.

Headline financials

Total Revenue

$363M

Previous: $287M+26.8%
EPS (adj)

$0.38

Previous: $0.06+533.3%
Book Value Per Share

$10.68

Previous: $11.37-6.1%
Capital Expenditures

-$5.31M

Previous: -$2.1M-152.7%
Free Cash Flow

$8.91M

Previous: -$95K+9477.9%
Net Income

$14.2M

Previous: $2.01M+608.3%
Operating Income

-$68M

Previous: -$54.2M-25.4%
Gross Profit

$266M

Previous: $14.9M+1682.2%
Cash & Equivalents

$503M

Previous: $150M+234.6%
Total Assets

$3.99B

Previous: $3.38B+18.2%
Stock-Based Comp

$1.7M

Previous: $1.5M+12.8%

Revenue & EPS history

Tiptree · Revenue · Quarterly

$363M

Q3 2022+26.8%vs Q3 2021

Forward guidance

Tiptree signed definitive agreements to sell the remaining two product tankers for an aggregate of $49.0 million, representing an approximate 44% gain as compared to Q3’22 book value. The two tankers are expected to close in Q4’22.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

+1.6%

Avg return

Earnings day

+2.3%

Avg return

5 days after

+5.9%

Avg return

30 days after

59%

32 / 54 earnings

Positive

+12.7%

Q3 2023

Best reaction

-11.4%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%-0.2%+6.7%
Q4 2025-1.8%-2.1%-0.5%
Q3 2025-0.2%+3.9%+6.6%
Q1 2025+0.8%+2.0%+5.7%
Q3 2024+3.6%+3.8%+15.7%
Q2 2024-8.8%-12.8%-0.9%
Q1 2024+3.4%+4.2%+9.7%
Q4 2023-1.4%-5.1%-2.6%
Q3 2023+12.7%+13.7%+24.7%
Q2 2023+7.9%+8.6%+19.8%
Q1 2023-5.2%-8.3%-1.6%
Q4 2022-0.2%-3.8%-9.6%
Q3 2022-1.7%+1.9%+11.8%
Q2 2022+6.6%+10.3%+6.8%
Q1 2022-6.0%-10.0%-5.8%
Q4 2021+10.1%+4.9%+3.1%
Q3 2021+3.5%+1.1%-23.5%
Q2 2021+9.0%+5.6%+4.8%
Q1 2021+9.9%+9.3%+7.6%
Q4 2020+3.8%+38.4%+79.3%
Q3 2020+0.6%+5.5%+4.5%
Q2 2020+2.1%+9.9%+3.1%
Q1 2020+3.9%-4.0%+10.7%
Q4 2019-11.4%-0.2%+0.2%
Q3 2019+1.2%+7.1%+6.7%
Q2 2019-2.7%-2.5%+2.5%
Q1 2019+5.1%+7.5%+12.5%
Q4 2018+6.9%+7.6%+8.8%
Q3 2018-1.0%-3.4%-7.9%
Q2 2018+2.3%+3.1%+1.6%
Q1 2018+0.0%+0.0%+0.8%
Q4 2017+4.9%+4.9%+5.7%
Q3 2017-6.9%-6.1%-3.8%
Q2 2017-1.5%-4.5%-11.4%
Q1 2017-5.3%-7.5%+6.0%
Q4 2016+3.9%+1.6%+6.2%
Q3 2016+0.8%+5.0%+11.8%
Q2 2016+2.7%-0.6%+9.4%
Q4 2015+6.5%
Q2 2015+5.0%
Q3 2014-3.1%
Q1 2014+7.3%
Q2 2013-2.8%
Q4 2013-2.8%
Q3 2013+4.4%
Q1 2013+3.7%
Q4 2012+0.0%
Q3 2012+0.0%
Q2 2012+1.5%
Q4 2011+5.8%
Q1 2011+5.8%
Q1 2012+3.0%
Q3 2011+0.0%
Q2 2011+0.0%

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