NASDAQ$TIPT

Tiptree Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Reported an increase in revenues and net income compared to the same quarter last year, driven by growth in insurance and mortgage operations.

Tiptree Inc. reported a strong second quarter with a 50.4% increase in revenues and an increase in net income. The insurance and mortgage operations were key drivers of this growth. The company is optimistic about its position for the second half of 2021.

  • Revenues increased by 50.4% compared to the second quarter of 2020, reaching $299.7 million.
  • Net income for the quarter was $8.0 million, up from $3.8 million in the previous year.
  • Adjusted net income increased by 24.7% to $13.1 million for the quarter.
  • Book value per share increased by 17.9% from the prior year, reaching $11.59 as of June 30, 2021.

Headline financials

Total Revenue

$300M

Previous: $199M+50.4%
EPS (adj)

$0.22

Previous: $0.10+120.0%
Book Value Per Share

$11.59

Previous: $9.97+16.2%
Capital Expenditures

-$1.19M

Previous: -$3.08M+61.4%
Free Cash Flow

$6.78M

Previous: $733K+824.7%
Net Income

$7.97M

Previous: $3.82M+108.8%
Operating Income

-$55.8M

Previous: -$29.8M-87.5%
Gross Profit

$23.1M

Previous: $12.3M+87.7%
Cash & Equivalents

$142M

Previous: $80.6M+75.7%
Total Assets

$3.21B

Previous: $2.48B+29.5%
Stock-Based Comp

$1.15M

Previous: $2.05M-44.1%

Revenue & EPS history

Tiptree · Revenue · Quarterly

$300M

Q2 2021+50.4%vs Q2 2020

Forward guidance

Tiptree believes it is well-positioned for the second half of 2021, with positive trends in insurance, mortgage, and shipping businesses.

Tailwinds

  • Fortegra had an extremely strong first half with premium and equivalents growth of 51% while maintaining best-in-class profitability.
  • Mortgage business had another excellent quarter as the rate environment and home price appreciation continue to be tailwinds.
  • Shipping business also showed positive results for the quarter based on persistent favorable market conditions, particularly in the dry-bulk sector.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

+1.6%

Avg return

Earnings day

+2.3%

Avg return

5 days after

+5.9%

Avg return

30 days after

59%

32 / 54 earnings

Positive

+12.7%

Q3 2023

Best reaction

-11.4%

Q4 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%-0.2%+6.7%
Q4 2025-1.8%-2.1%-0.5%
Q3 2025-0.2%+3.9%+6.6%
Q1 2025+0.8%+2.0%+5.7%
Q3 2024+3.6%+3.8%+15.7%
Q2 2024-8.8%-12.8%-0.9%
Q1 2024+3.4%+4.2%+9.7%
Q4 2023-1.4%-5.1%-2.6%
Q3 2023+12.7%+13.7%+24.7%
Q2 2023+7.9%+8.6%+19.8%
Q1 2023-5.2%-8.3%-1.6%
Q4 2022-0.2%-3.8%-9.6%
Q3 2022-1.7%+1.9%+11.8%
Q2 2022+6.6%+10.3%+6.8%
Q1 2022-6.0%-10.0%-5.8%
Q4 2021+10.1%+4.9%+3.1%
Q3 2021+3.5%+1.1%-23.5%
Q2 2021+9.0%+5.6%+4.8%
Q1 2021+9.9%+9.3%+7.6%
Q4 2020+3.8%+38.4%+79.3%
Q3 2020+0.6%+5.5%+4.5%
Q2 2020+2.1%+9.9%+3.1%
Q1 2020+3.9%-4.0%+10.7%
Q4 2019-11.4%-0.2%+0.2%
Q3 2019+1.2%+7.1%+6.7%
Q2 2019-2.7%-2.5%+2.5%
Q1 2019+5.1%+7.5%+12.5%
Q4 2018+6.9%+7.6%+8.8%
Q3 2018-1.0%-3.4%-7.9%
Q2 2018+2.3%+3.1%+1.6%
Q1 2018+0.0%+0.0%+0.8%
Q4 2017+4.9%+4.9%+5.7%
Q3 2017-6.9%-6.1%-3.8%
Q2 2017-1.5%-4.5%-11.4%
Q1 2017-5.3%-7.5%+6.0%
Q4 2016+3.9%+1.6%+6.2%
Q3 2016+0.8%+5.0%+11.8%
Q2 2016+2.7%-0.6%+9.4%
Q4 2015+6.5%
Q2 2015+5.0%
Q3 2014-3.1%
Q1 2014+7.3%
Q2 2013-2.8%
Q4 2013-2.8%
Q3 2013+4.4%
Q1 2013+3.7%
Q4 2012+0.0%
Q3 2012+0.0%
Q2 2012+1.5%
Q4 2011+5.8%
Q1 2011+5.8%
Q1 2012+3.0%
Q3 2011+0.0%
Q2 2011+0.0%

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