NASDAQ$TFIN

Triumph Financial Inc · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Announced second quarter earnings with net income to common shareholders of $27.2 million.

Triumph Bancorp reported a net income to common shareholders of $27.2 million for the second quarter of 2021, with diluted earnings per share of $1.08. Adjusted diluted earnings per share were $1.17, excluding transaction costs related to the acquisition of HubTran, Inc., net of taxes. The company's net interest income was $90.3 million, and non-interest income was $13.9 million.

  • Net income to common shareholders was $27.2 million, with diluted earnings per share of $1.08.
  • Adjusted diluted earnings per share were $1.17, excluding transaction costs related to the HubTran, Inc. acquisition.
  • Net interest income was $90.3 million.
  • TriumphPay processed 3,165,119 invoices paying carriers a total of $3.427 billion.

Headline financials

Total Revenue

$104M

Previous: $84.3M+23.6%
EPS (adj)

$1.17

Previous: $0.25+368.0%
Net Interest Margin

6.5%

Previous: 5.1%+26.6%
Past Due Loans Ratio

2.3%

Previous: 1.5%+52.0%
Non-Performing Assets Ratio

1.0%

Previous: 1.2%-19.2%
Net Charge-offs to Loans

0.0%

No prior period
Free Cash Flow

$28M

Previous: $13.4M+108.2%
Net Income

$28M

Previous: $13.4M+108.2%
Operating Income

$81.4M

Previous: $50.8M+60.1%
Gross Profit

$102M

Previous: $70.7M+44.9%
Cash & Equivalents

$444M

Previous: $437M+1.7%
Total Assets

$6.02B

Previous: $5.62B+7.1%
Stock-Based Comp

$3.39M

Previous: $966K+250.5%

Revenue & EPS history

Triumph Financial · Revenue · Quarterly

$104M

Q2 2021+23.6%vs Q2 2020
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

Triumph Financial · $51.2M total across 2 segments · Q2 2021

  • Factoring
    $47.4M
  • Payments
    $3.76M

Forward guidance

This press release contains forward-looking statements with risks and uncertainties, and actual results and future events could differ materially from those set forth or contemplated in the forward-looking statements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

-0.5%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+3.7%

Avg return

30 days after

48%

26 / 54 earnings

Positive

+12.5%

Q2 2020

Best reaction

-13.9%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.9%+1.9%-0.6%
Q4 2025-7.2%-10.6%-16.3%
Q3 2025+7.3%+25.4%+9.4%
Q2 2025-2.6%-2.0%+7.0%
Q1 2025-2.4%-3.0%+22.8%
Q4 2024-13.9%-14.5%-26.6%
Q3 2024+7.9%+9.0%+21.6%
Q2 2024-12.6%-7.7%-10.3%
Q1 2024-9.6%-7.9%+1.7%
Q4 2023-5.2%-6.5%-2.6%
Q3 2023+1.3%+1.0%+17.6%
Q2 2023+0.3%+0.7%-5.2%
Q1 2023-3.3%-0.9%+0.8%
Q4 2022-2.2%+2.9%+15.0%
Q3 2022-10.1%-17.2%+4.7%
Q2 2022+6.9%+4.5%+8.1%
Q1 2022-6.4%-8.1%-19.6%
Q4 2021-12.4%-18.8%-13.9%
Q3 2021+0.0%+6.3%+18.9%
Q2 2021+2.3%+2.9%+10.2%
Q1 2021-0.4%+0.5%-8.6%
Q4 2020+4.2%+10.1%+28.5%
Q3 2020+3.9%+8.1%+11.2%
Q2 2020+12.5%+10.2%+18.4%
Q1 2020-4.3%-8.3%-7.7%
Q4 2019+6.0%+5.2%+10.3%
Q3 2019+1.1%+5.8%+5.5%
Q2 2019+7.8%+9.2%+7.0%
Q1 2019-4.6%-7.3%-2.6%
Q4 2018-9.1%-4.2%+3.0%
Q3 2018-2.0%-7.2%+0.2%
Q2 2018-1.6%-1.4%+2.7%
Q1 2018+2.0%+0.5%+3.8%
Q4 2017+7.2%+6.9%+15.6%
Q3 2017-0.6%+1.3%-5.1%
Q2 2017+7.8%+14.1%+8.7%
Q1 2017-3.7%-9.8%-12.9%
Q4 2016+3.6%+5.9%+5.6%
Q3 2016-4.1%-5.8%+11.4%
Q2 2016+4.1%+2.2%+9.7%
Q1 2016+0.2%
Q4 2015-0.2%
Q4 2012-0.2%
Q3 2015-1.0%
Q2 2015+3.1%
Q1 2014+0.2%
Q1 2015+2.7%
Q2 2014-0.2%
Q4 2013-0.2%
Q1 2013-0.2%
Q4 2014-2.5%
Q2 2013+1.0%
Q3 2013+1.0%
Q3 2014+1.0%

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