NASDAQ$STNE

StoneCo Ltd A · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

StoneCo reported Q4 2024 revenue of $2.14B, a net loss of $243.4M, diluted EPS of $-0.81.

For Q4 2024, StoneCo reported Revenue was $2.14B, net loss was $243.4M, diluted EPS was $-0.81. Management discusses segment trends, liquidity, and outlook in the quarterly filing.

  • Revenue $2.14B for Q4 2024.
  • Net loss $243.4M.
  • Diluted EPS $-0.81.

Headline financials

Total Revenue

$2.14B

Previous: $268M+699.5%
EPS (adj)

-$0.81

Previous: $0.36-325.0%
Net Income

-$243M

Previous: $131M-285.2%
Operating Income

$126M

Previous: -$48M+361.9%
Gross Profit

$275M

Previous: $106M+159.6%

Revenue & EPS history

StoneCo · Revenue · Quarterly

$2.14B

Q4 2024+699.5%vs Q4 2023
Beat estimate in 5 of 11 quarters(45%)
ActualEstimate

Revenue by segment

StoneCo · $3.67B total across 2 segments · Q1 2025

  • Financial Services
    $3.26B
  • Software
    $409M

Forward guidance

Outlook focuses on user growth, credit quality, and macro conditions in China and international markets.

Tailwinds

  • Scale and platform engagement can support revenue when macro stabilizes.
  • Diversified segments and liquidity provide flexibility.

Headwinds

  • Regulatory and FX headwinds may pressure reported growth.
  • Competitive pricing and funding costs affect margins.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+3.3%

Avg return

Earnings day

+3.5%

Avg return

5 days after

-1.9%

Avg return

30 days after

52%

15 / 29 earnings

Positive

+44.6%

Q4 2021

Best reaction

-33.9%

Q3 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2025-10.9%-7.0%-22.2%
Q2 2025+7.0%+16.3%+28.1%
Q1 2025-1.2%+1.3%-2.0%
Q4 2024+15.5%+14.9%+24.5%
Q3 2024-9.3%-15.6%-22.4%
Q2 2024+6.5%+12.7%-7.3%
Q1 2024-7.8%-11.9%-23.4%
Q4 2023-6.0%-5.8%-11.8%
Q3 2023+17.6%+31.8%+53.9%
Q2 2023-9.5%-9.3%-16.6%
Q1 2023-2.9%-1.6%-3.6%
Q4 2022+7.1%+3.3%+32.6%
Q3 2022+10.1%+7.4%-14.1%
Q2 2022-22.7%-20.2%-22.9%
Q1 2022+21.4%+24.8%-20.1%
Q4 2021+44.6%+51.7%+7.9%
Q3 2021-33.9%-38.9%-50.0%
Q2 2021-9.8%-13.5%-32.8%
Q1 2021+0.2%-2.8%+3.6%
Q4 2020+1.5%-1.7%-4.1%
Q3 2020-2.0%-0.4%+36.7%
Q2 2020+4.5%+2.2%+8.2%
Q1 2020+39.0%+29.5%+63.4%
Q4 2019+11.0%+0.3%-51.0%
Q3 2019+17.8%+11.9%+8.1%
Q2 2019-12.6%-7.6%-5.8%
Q1 2019-4.9%-7.3%+0.9%
Q4 2018+26.0%+28.6%+6.9%
Q3 2018-0.6%+7.9%-20.1%
Q2 2018
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017

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