NASDAQ$STNE
StoneCo Ltd A · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
StoneCo grows revenue 19% and adjusted EPS 36% while repurchasing R$843M in shares
StoneCo Ltd. reported first-quarter 2025 total revenue and income of R$3.67 billion, up 19.0% year over year despite typical Q1 seasonality, driven by 20.4% growth in Financial Services from repricing and client expansion. Adjusted gross profit rose 18.7% to R$1.64 billion and adjusted net income increased 23.1% to R$554.4 million, with adjusted basic EPS of R$1.97, up 35.6% on buyback-driven share count reduction. Total payment volume reached R$133.5 billion, up 13.9%, and the active client base grew 17% to 4.35 million. The company repurchased R$843.4 million of shares in the quarter and announced a new R$2 billion buyback program. Management said Q1 results reinforce progress toward full-year guidance.
- Total revenue and income of R$3.67B rose 19% YoY; adjusted net income R$554.4M (+23%).
- Adjusted basic EPS R$1.97, up 35.6% YoY, boosted by R$2.4B in buybacks over the past 12 months.
- Total TPV grew 13.9% to R$133.5B; active payments clients reached 4.35M (+17% YoY).
- Credit portfolio expanded to R$1.45B; cost of risk normalized to 10.2%.
- Repurchased R$843M of shares in Q1; new R$2B buyback program announced.
Headline financials
Revenue & EPS history
StoneCo · Revenue · Quarterly
R$3.67B
Revenue by segment
StoneCo · R$3.67B total across 2 segments · Q1 2025
- Financial ServicesR$3.26B—88.9%
- SoftwareR$409M—11.1%
Forward guidance
Q1 results reinforce the path toward full-year 2025 guidance, with gross profit growth and EPS acceleration tracking ahead of plan.
Tailwinds
- 19% gross profit growth exceeded 14% full-year guidance implied rate
- 36% adjusted EPS growth well above 18% full-year target
Headwinds
- Seasonally lower TPV and margin compression from CDI/funding timing mismatch
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+3.3%
Avg return
Earnings day
+3.5%
Avg return
5 days after
-1.9%
Avg return
30 days after
52%
15 / 29 earnings
Positive
+44.6%
Q4 2021
Best reaction
-33.9%
Q3 2021
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2025 | -10.9% | -7.0% | -22.2% | |
| Q2 2025 | +7.0% | +16.3% | +28.1% | |
| Q1 2025 | -1.2% | +1.3% | -2.0% | |
| Q4 2024 | +15.5% | +14.9% | +24.5% | |
| Q3 2024 | -9.3% | -15.6% | -22.4% | |
| Q2 2024 | +6.5% | +12.7% | -7.3% | |
| Q1 2024 | -7.8% | -11.9% | -23.4% | |
| Q4 2023 | -6.0% | -5.8% | -11.8% | |
| Q3 2023 | +17.6% | +31.8% | +53.9% | |
| Q2 2023 | -9.5% | -9.3% | -16.6% | |
| Q1 2023 | -2.9% | -1.6% | -3.6% | |
| Q4 2022 | +7.1% | +3.3% | +32.6% | |
| Q3 2022 | +10.1% | +7.4% | -14.1% | |
| Q2 2022 | -22.7% | -20.2% | -22.9% | |
| Q1 2022 | +21.4% | +24.8% | -20.1% | |
| Q4 2021 | +44.6% | +51.7% | +7.9% | |
| Q3 2021 | -33.9% | -38.9% | -50.0% | |
| Q2 2021 | -9.8% | -13.5% | -32.8% | |
| Q1 2021 | +0.2% | -2.8% | +3.6% | |
| Q4 2020 | +1.5% | -1.7% | -4.1% | |
| Q3 2020 | -2.0% | -0.4% | +36.7% | |
| Q2 2020 | +4.5% | +2.2% | +8.2% | |
| Q1 2020 | +39.0% | +29.5% | +63.4% | |
| Q4 2019 | +11.0% | +0.3% | -51.0% | |
| Q3 2019 | +17.8% | +11.9% | +8.1% | |
| Q2 2019 | -12.6% | -7.6% | -5.8% | |
| Q1 2019 | -4.9% | -7.3% | +0.9% | |
| Q4 2018 | +26.0% | +28.6% | +6.9% | |
| Q3 2018 | -0.6% | +7.9% | -20.1% | |
| Q2 2018 | — | — | — | |
| Q1 2018 | — | — | — | |
| Q4 2017 | — | — | — | |
| Q3 2017 | — | — | — | |
| Q2 2017 | — | — | — | |
| Q1 2017 | — | — | — |
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