NASDAQ$SEZL

Sezzle Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Sezzle reported Q4 2025, revenue of $129.9M, net income of $42.7M, diluted EPS of $1.21.

For Q4 2025, Sezzle reported revenue of $129.9M, net income of $42.7M, diluted EPS was $1.21, adjusted diluted EPS was $1.21 per the quarterly earnings release and SEC filing.

  • Revenue $129.9M.
  • Net income $42.7M.
  • Diluted EPS $1.21.
  • Adjusted EPS $1.21.

Headline financials

Total Revenue

$130M

Previous: $98.2M+32.2%
EPS (adj)

$1.21

Previous: $4.39-72.4%
Net Income

$42.7M

Previous: $25.4M+68.3%
Operating Income

$55.2M

Previous: $30.9M+79.0%

Revenue & EPS history

Sezzle · Revenue · Quarterly

$130M

Q4 2025+32.2%vs Q4 2024
Beat estimate in 12 of 14 quarters(86%)
ActualEstimate

Forward guidance

Sezzle outlook reflects management commentary on growth, costs, and capital in the filing.

Tailwinds

  • Liquidity and balance sheet discussed.
  • Core operating trends in MD&A.

Headwinds

  • Macro and competitive pressure.
  • One-time items may affect comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 10 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+3.5%

Avg return

Earnings day

+15.0%

Avg return

5 days after

+24.3%

Avg return

30 days after

43%

10 / 23 earnings

Positive

+42.0%

Q1 2025

Best reaction

-14.1%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.0%+18.7%+36.1%
Q4 2025+35.2%+17.3%-1.7%
Q3 2025+2.2%-1.2%+17.9%
Q1 2025+42.0%+71.6%+150.4%
Q4 2024+5.1%+14.0%-23.8%
Q3 2024+0.8%+11.5%-19.1%
Q2 2024-1.9%+2.8%+18.9%
Q1 2024-2.6%+5.1%+15.1%
Q4 2023-14.1%+4.1%+18.8%
Q3 2023+8.6%+6.7%+30.0%
Q2 2023+0.0%
Q1 2023+1.9%
Q4 2022+0.0%
Q3 2022+0.0%
Q2 2022+0.0%
Q1 2021+0.0%
Q1 2022+0.0%
Q4 2021-4.9%
Q3 2020+3.3%
Q3 2021+3.3%
Q4 2020+0.0%
Q2 2021+0.0%
Q2 2020+0.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018

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