NASDAQ$SEZL

Sezzle Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Sezzle's Q4 2022 earnings reflected substantial growth in merchant sales and active consumers, alongside strategic cost reductions and improved credit loss management.

Sezzle reported a strong Q4 2022, marked by significant increases in merchant sales and active consumers. The company also focused on cost reduction and improved credit loss management, contributing to a positive financial outlook.

  • Merchant sales experienced substantial growth, indicating strong platform adoption and usage.
  • Active consumer base expanded significantly, demonstrating increased user engagement and market reach.
  • Strategic cost reduction initiatives were implemented, contributing to improved financial efficiency.
  • Credit loss management was enhanced, leading to a healthier financial profile and reduced risk.

Headline financials

Total Revenue

$38.3M

Previous: $32.9M+16.4%
EPS (adj)

$0.38

Previous: -$4.94+107.7%
Capital Expenditures

$39.8K

Previous: $127K-68.5%
Free Cash Flow

$1.4M

Previous: -$41M+103.4%
Net Income

-$18.7M

Previous: -$25.9M+27.9%
Operating Income

-$17.5M

Previous: -$24.3M+28.1%
Gross Profit

$12.8M

Previous: $18.8M-32.0%
Cash & Equivalents

$68.3M

Previous: $77M-11.3%
Total Assets

$173M

Previous: $223M-22.8%
Stock-Based Comp

$2.1M

Previous: $3.43M-38.7%

Revenue & EPS history

Sezzle · Revenue · Quarterly

$38.3M

Q4 2022+16.4%vs Q4 2021
Beat estimate in 12 of 14 quarters(86%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 10 quarterly earnings reports

Historical avg

+3.5%

Avg return

Earnings day

+15.0%

Avg return

5 days after

+24.3%

Avg return

30 days after

43%

10 / 23 earnings

Positive

+42.0%

Q1 2025

Best reaction

-14.1%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.0%+18.7%+36.1%
Q4 2025+35.2%+17.3%-1.7%
Q3 2025+2.2%-1.2%+17.9%
Q1 2025+42.0%+71.6%+150.4%
Q4 2024+5.1%+14.0%-23.8%
Q3 2024+0.8%+11.5%-19.1%
Q2 2024-1.9%+2.8%+18.9%
Q1 2024-2.6%+5.1%+15.1%
Q4 2023-14.1%+4.1%+18.8%
Q3 2023+8.6%+6.7%+30.0%
Q2 2023+0.0%
Q1 2023+1.9%
Q4 2022+0.0%
Q3 2022+0.0%
Q2 2022+0.0%
Q1 2021+0.0%
Q1 2022+0.0%
Q4 2021-4.9%
Q3 2020+3.3%
Q3 2021+3.3%
Q4 2020+0.0%
Q2 2021+0.0%
Q2 2020+0.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018

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