NASDAQ$SEZL

Sezzle Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Sezzle's Q3 2024 earnings reflected substantial growth and strategic advancements.

Sezzle reported a strong Q3 2024 with significant revenue growth, driven by increases in merchant sales and active consumers. The company also made strides in operational efficiency and strategic partnerships, positioning it for continued success.

  • Total revenue increased significantly year-over-year.
  • Active consumer base expanded, contributing to higher transaction volume.
  • Strategic partnerships enhanced merchant network and consumer reach.
  • Operational efficiencies led to improved financial performance.

Headline financials

Total Revenue

$70M

Previous: $40.8M+71.3%
EPS

$2.62

Previous: $0.23+1039.1%
Capital Expenditures

-$36.1K

Previous: -$53.5K+32.6%
Free Cash Flow

$15.4M

Previous: $1.24M+1141.9%
Net Income

$15.4M

Previous: $1.29M+1093.3%
Operating Income

$20.8M

Previous: $5.35M+289.6%
Gross Profit

$49.6M

Previous: $32.1M+54.6%
Cash & Equivalents

$80.1M

Previous: $65.2M+22.9%
Total Assets

$253M

Previous: $180M+40.6%
Stock-Based Comp

$1.46M

Previous: $1.09M+34.1%

Revenue & EPS history

Sezzle · Revenue · Quarterly

$70M

Q3 2024+71.3%vs Q3 2023
Beat estimate in 12 of 14 quarters(86%)
ActualEstimate

Forward guidance

Sezzle anticipates continued growth in revenue and active consumers, driven by strategic initiatives and market expansion. The company expects to further improve operational efficiencies and strengthen its financial position.

Tailwinds

  • Projected revenue growth in the next quarter.
  • Anticipated increase in active consumer base.
  • Expected benefits from strategic partnerships.
  • Continued focus on operational efficiencies.
  • Planned expansion into new markets.

Headwinds

  • Potential impact of economic uncertainty on consumer spending.
  • Increased competition in the BNPL sector.
  • Regulatory changes affecting BNPL operations.
  • Possible fluctuations in interest rates.
  • Challenges in managing credit risk.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 10 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+3.5%

Avg return

Earnings day

+15.0%

Avg return

5 days after

+24.3%

Avg return

30 days after

43%

10 / 23 earnings

Positive

+42.0%

Q1 2025

Best reaction

-14.1%

Q4 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.0%+18.7%+36.1%
Q4 2025+35.2%+17.3%-1.7%
Q3 2025+2.2%-1.2%+17.9%
Q1 2025+42.0%+71.6%+150.4%
Q4 2024+5.1%+14.0%-23.8%
Q3 2024+0.8%+11.5%-19.1%
Q2 2024-1.9%+2.8%+18.9%
Q1 2024-2.6%+5.1%+15.1%
Q4 2023-14.1%+4.1%+18.8%
Q3 2023+8.6%+6.7%+30.0%
Q2 2023+0.0%
Q1 2023+1.9%
Q4 2022+0.0%
Q3 2022+0.0%
Q2 2022+0.0%
Q1 2021+0.0%
Q1 2022+0.0%
Q4 2021-4.9%
Q3 2020+3.3%
Q3 2021+3.3%
Q4 2020+0.0%
Q2 2021+0.0%
Q2 2020+0.0%
Q1 2020
Q4 2019
Q3 2019
Q2 2019
Q1 2019
Q4 2018
Q3 2018
Q2 2018
Q1 2018

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