NASDAQ$SAFT

Safety Insurance Group Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported increased net income and improved combined ratio compared to the same quarter last year.

Safety Insurance Group reported a significant increase in net income for Q3 2024, rising to $25.9 million, or $1.73 per diluted share, compared to $1.9 million, or $0.13 per diluted share, in Q3 2023. The combined ratio improved to 100.7% from 104.8% in the prior year. Direct written premiums also increased by 19.1% to $318.2 million.

  • Net income increased to $25.9 million, or $1.73 per diluted share, compared to $1.9 million, or $0.13 per diluted share in the same quarter last year.
  • Non-GAAP operating income was $1.10 per diluted share, compared to $0.59 per diluted share for the comparable 2023 period.
  • Direct written premiums increased by 19.1% to $318.2 million.
  • The combined ratio improved to 100.7% from 104.8% in the prior year.

Headline financials

Total Revenue

$295M

Previous: $229M+28.7%
EPS

$1.73

Previous: $0.59+193.2%
Combined Ratio

100.7%

Previous: 104.8%-3.9%
Capital Expenditures

-$4.21M

Previous: -$1.4M-200.4%
Free Cash Flow

$21.7M

Previous: $547K+3863.1%
Net Income

$25.9M

Previous: $1.95M+1228.3%
Operating Income

$100M

Previous: $59.5M+68.8%
Gross Profit

$113M

Previous: $69.8M+61.5%
Cash & Equivalents

$62.6M

Previous: $30.9M+102.6%
Total Assets

$2.27B

Previous: $1.89B+20.4%

Revenue & EPS history

Safety Insurance · Revenue · Quarterly

$295M

Q3 2024+28.7%vs Q3 2023

Revenue by segment

Safety Insurance · $14M total across 1 segment · Q3 2023

  • Net Investment Income
    $14M

Forward guidance

The Board of Directors approved a $0.90 per share quarterly cash dividend payable on December 13, 2024, to shareholders of record on December 2, 2024.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-0.3%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+0.4%

Avg return

30 days after

48%

31 / 65 earnings

Positive

+12.8%

Q3 2024

Best reaction

-8.1%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.9%-4.2%-3.6%
Q4 2025-0.7%-3.5%-7.3%
Q3 2025+2.0%+9.6%+6.0%
Q1 2025+0.3%-1.5%-4.9%
Q4 2024-5.5%-4.0%-0.6%
Q3 2024+12.8%+10.3%+11.3%
Q2 2024+0.7%+1.0%+6.7%
Q1 2024+3.9%+0.7%-5.3%
Q4 2023-3.8%-6.3%-3.8%
Q3 2023+4.2%+3.9%+3.0%
Q2 2023+0.7%+2.7%-3.8%
Q1 2023-1.6%-2.9%+3.7%
Q4 2022-8.1%-7.2%-16.1%
Q3 2022-3.0%+1.4%+4.4%
Q2 2022-0.2%+4.4%+4.3%
Q1 2022+1.9%+1.7%+7.9%
Q4 2021-2.3%-2.4%+7.0%
Q3 2021-0.5%+1.4%-0.4%
Q2 2021+1.6%+4.2%+4.8%
Q1 2021+4.1%+4.8%+1.2%
Q4 2020+2.8%+1.2%+6.0%
Q3 2020-0.9%+2.6%+5.4%
Q2 2020+1.5%+6.9%-3.8%
Q1 2020-3.2%-3.2%+0.9%
Q4 2019-6.2%-8.8%-15.5%
Q3 2019-3.3%-3.5%-2.9%
Q2 2019-3.0%-6.3%-4.0%
Q1 2019+0.3%+3.0%-1.9%
Q4 2018+0.1%-3.9%-4.7%
Q3 2018-1.6%+0.6%+3.0%
Q2 2018+2.3%+0.7%+5.6%
Q1 2018-0.9%+0.4%+7.3%
Q4 2017-2.5%-3.7%+4.0%
Q3 2017-1.3%-2.0%+0.4%
Q2 2017+3.5%+0.6%-0.3%
Q1 2017-1.6%-3.8%-5.1%
Q4 2016+1.0%-2.0%-6.2%
Q3 2016-2.4%-2.2%+4.7%
Q2 2016+1.3%+1.4%+7.4%
Q1 2016+5.1%
Q4 2015-0.2%
Q3 2015-2.3%
Q2 2015-4.0%
Q1 2015-5.2%
Q4 2014-1.4%
Q3 2014-5.9%
Q2 2014+2.1%
Q1 2014+1.0%
Q4 2013-2.7%
Q3 2013+2.3%
Q2 2013+1.3%
Q1 2013-0.2%
Q4 2012-3.3%
Q3 2012-2.2%
Q2 2012+1.4%
Q1 2011-0.4%
Q1 2012+2.5%
Q4 2009+1.3%
Q4 2011+1.3%
Q3 2011-2.9%
Q3 2010-2.9%
Q2 2011+2.3%
Q2 2010+2.3%
Q4 2010+2.3%
Q1 2010+0.4%

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