NASDAQ$RELY

Remitly Global Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

Remitly reported strong growth in Q4 2024, with a 33% year-over-year revenue increase and a significant improvement in adjusted EBITDA.

Remitly Global, Inc. delivered a strong Q4 2024 performance, with revenue growing by 33% year-over-year to $351.9 million. The company reported a net loss of $5.7 million, significantly reduced from the $35.0 million loss in the same period last year. Adjusted EBITDA surged to $43.7 million, up 434% from Q4 2023, reflecting improved operational efficiency. Active customers increased by 32%, and send volume grew by 39%, demonstrating strong customer engagement.

  • Revenue grew 33% year-over-year to $351.9 million.
  • Net loss improved to $5.7 million from $35.0 million in Q4 2023.
  • Adjusted EBITDA increased 434% to $43.7 million.
  • Active customers and send volume grew by 32% and 39%, respectively.

Headline financials

Total Revenue

$352M

Previous: $265M+32.9%
EPS (adj)

-$0.03

Previous: -$0.19+84.2%
Active Customers

7.8M

Previous: 5.9M+32.2%
Send Volume

$15.4B

Previous: $11.1B+38.7%
Adjusted EBITDA

$44.7M

No prior period
Net Income

-$5.72M

Previous: -$35M+83.7%
Operating Income

-$3.74M

Previous: -$31M+87.9%

Revenue & EPS history

Remit Global · Revenue · Quarterly

$352M

Q4 2024+32.9%vs Q4 2023
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Forward guidance

For fiscal year 2025, Remitly expects revenue growth of 24-25%, with total revenue projected between $1.565 billion and $1.580 billion. The company anticipates achieving GAAP profitability and improving Adjusted EBITDA to a range of $180 million to $200 million.

Tailwinds

  • Projected revenue growth of 24-25% in FY 2025.
  • First quarter revenue expected to reach $345M-$348M, growing 28-29% YoY.
  • Adjusted EBITDA guidance for FY 2025 set at $180M-$200M.
  • Expecting GAAP profitability in 2025.
  • Strong customer growth trend continuing into 2025.

Headwinds

  • GAAP net loss expected for Q1 2025.
  • Increased expenses related to customer acquisition and marketing.
  • Potential foreign exchange volatility impacting financial performance.
  • Regulatory challenges in certain international markets.
  • Competitive pressures from fintech and traditional banking institutions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+2.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

-2.4%

Avg return

30 days after

52%

12 / 23 earnings

Positive

+25.7%

Q4 2025

Best reaction

-30.2%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.1%+0.5%-20.9%
Q4 2025+25.7%+19.0%+12.8%
Q3 2025-3.1%-0.6%-16.8%
Q1 2025+14.5%+14.8%+2.1%
Q4 2024-0.5%-7.3%-21.5%
Q3 2024+20.6%+27.0%+37.9%
Q2 2024+1.5%-2.8%+0.8%
Q1 2024-13.6%-13.6%-27.1%
Q4 2023+15.9%+16.8%+15.4%
Q3 2023-30.2%-26.7%-22.3%
Q2 2023+12.0%+11.8%+29.0%
Q1 2023+8.0%+7.4%+13.3%
Q4 2022+23.2%+20.9%+46.0%
Q3 2022-12.5%-18.5%-10.2%
Q2 2021+1.6%+3.7%+2.3%
Q2 2022+14.8%+9.3%+3.7%
Q1 2021+21.7%+28.2%+28.0%
Q1 2022-29.1%-37.5%+5.4%
Q4 2019+1.5%+3.7%+11.2%
Q4 2021-1.3%-20.0%-25.7%
Q3 2020-0.6%-12.5%-36.0%
Q4 2020-0.6%-12.5%-36.0%
Q3 2021-17.9%-18.3%-47.5%
Q2 2020
Q1 2020
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012
Q2 2012
Q1 2012
Q4 2011
Q3 2011
Q2 2011
Q1 2011
Q1 2010
Q2 2010
Q3 2010
Q4 2010

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