NASDAQ$PPBI

Pacific Premier Bancorp Inc · Q4 2025 earnings

Q4 2025 earnings · · Before market open · Investor relations

Briefing

PPBI Q4 2025 — $615K revenue, 1.65 EPS

Forward-looking statements include, without limitation, any statement that may predict, forecast, indicate, or imply future results, performance or achievements, and are typically identified with word. Pacific Premier Bancorp Inc reported Q4 2025 results. Diluted EPS came in at $1.65. Headline numbers extracted from the Form 10-K press release; narrative is light because this row was processed without an LLM call.

  • Revenue: $615K.
  • Diluted EPS: $1.65.
  • Filed on Form 10-K (accession 0001028918-25-000014).

Headline financials

Total Revenue

$615K

No prior period
EPS (adj)

$1.65

No prior period
Capital Expenditures

-$1.48M

No prior period
Free Cash Flow

$40.9M

No prior period
Net Income

$33.9M

No prior period
Operating Income

$44.6M

No prior period

Revenue & EPS history

Pacific Premier · Revenue · Quarterly

$615K

Q4 2025
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

Pacific Premier · $23.7M total across 9 segments · Q4 2021

  • Trust custodial account fees
    $11.6M
  • Earnings on bank owned life insurance
    $3.52M
  • Service charges on deposit accounts
    $2.59M
  • Escrow and exchange fees
    $2.22M
  • Net gain from sales of loans
    $1.33M
  • Debit card interchange fee income
    $769K
  • Other income
    $754K
  • Loan servicing income
    $505K
  • Other service fee income
    $391K

Forward guidance

Pacific Premier Bancorp did not provide specific forward guidance in the Q4 2024 earnings report.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 11 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

-0.0%

Avg return

Earnings day

-1.1%

Avg return

5 days after

+0.8%

Avg return

30 days after

54%

34 / 63 earnings

Positive

+11.4%

Q4 2016

Best reaction

-15.6%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2025
Q2 2025+6.6%+2.6%+14.7%
Q1 2025+5.6%+2.9%+5.1%
Q4 2025+2.0%+5.5%-1.3%
Q3 2024-3.0%+0.7%+11.1%
Q2 2024-5.4%-7.0%-7.4%
Q1 2024-1.9%-2.6%-2.4%
Q4 2023-3.4%-9.9%-19.1%
Q3 2023-9.4%-5.8%+13.0%
Q2 2023+0.4%+0.5%-10.6%
Q1 2023+5.9%-7.6%-6.2%
Q4 2022+2.4%+6.8%+8.8%
Q3 2022-1.8%+1.2%+4.0%
Q2 2022+1.1%
Q1 2022-7.8%
Q4 2021-6.7%
Q3 2021+2.8%
Q2 2021+2.0%
Q1 2021+2.5%
Q4 2020-2.2%
Q3 2020-5.0%
Q2 2020-1.7%
Q1 2020+8.3%
Q4 2019+0.9%
Q3 2019+4.9%
Q2 2019+4.0%
Q1 2019+0.9%
Q4 2018+1.2%
Q3 2018-15.6%
Q2 2018-2.5%
Q1 2018-2.8%
Q4 2017-1.5%
Q3 2017+2.2%
Q2 2017-1.6%
Q1 2017+0.8%
Q4 2016+11.4%
Q3 2016-3.6%
Q2 2016-6.5%
Q1 2016+7.3%
Q4 2015-1.7%
Q3 2015+0.4%
Q2 2015+6.0%
Q1 2015-1.3%
Q4 2014+1.7%
Q3 2014+2.6%
Q2 2014+2.0%
Q1 2014-11.6%
Q4 2013-0.1%
Q3 2013+1.1%
Q2 2013-4.5%
Q1 2013-4.3%
Q4 2012+6.2%
Q3 2012+5.6%
Q2 2012-1.0%
Q1 2011-0.7%
Q1 2012-2.1%
Q4 2009-3.0%
Q4 2011-3.0%
Q3 2010+5.2%
Q3 2011+5.2%
Q2 2011+1.4%
Q2 2010+1.4%
Q4 2010+1.4%
Q1 2010+0.8%

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