NASDAQ$PPBI
Pacific Premier Bancorp Inc · Q3 2021 earnings
Q3 2021 earnings · · Investor relations
Briefing
Reported net income of $90.1 million and total revenue increased to $199.2 million.
Pacific Premier Bancorp reported a net income of $90.1 million, or $0.95 per diluted share, for the third quarter of 2021. Total revenue increased to $199.2 million. Loan and deposit growth were strong at 11.5% and 10.7% annualized, respectively.
- Net income was $90.1 million, or $0.95 per diluted share.
- Total revenue increased to $199.2 million, compared with $187.7 million in the prior quarter.
- Loan and deposit growth of 11.5% and 10.7%, annualized, respectively.
- Net interest margin of 3.51%, compared with 3.44% in the prior quarter
Headline financials
Revenue & EPS history
Pacific Premier · Revenue · Quarterly
$199M
Revenue by segment
Pacific Premier · $23.7M total across 9 segments · Q4 2021
- Trust custodial account fees$11.6M—49.0%
- Earnings on bank owned life insurance$3.52M—14.9%
- Service charges on deposit accounts$2.59M—10.9%
- Escrow and exchange fees$2.22M—9.4%
- Net gain from sales of loans$1.33M—5.6%
- Debit card interchange fee income$769K—3.2%
- Other income$754K—3.2%
- Loan servicing income$505K—2.1%
- Other service fee income$391K—1.7%
Forward guidance
Based on our actual and projected level of earnings for 2021, our estimated effective tax rate for the full year is expected to be in the range of 26 to 27%.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 11 quarterly earnings reports
-0.0%
Avg return
Earnings day
-1.1%
Avg return
5 days after
+0.8%
Avg return
30 days after
54%
34 / 63 earnings
Positive
+11.4%
Q4 2016
Best reaction
-15.6%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2025 | — | — | — | |
| Q2 2025 | +6.6% | +2.6% | +14.7% | |
| Q1 2025 | +5.6% | +2.9% | +5.1% | |
| Q4 2025 | +2.0% | +5.5% | -1.3% | |
| Q3 2024 | -3.0% | +0.7% | +11.1% | |
| Q2 2024 | -5.4% | -7.0% | -7.4% | |
| Q1 2024 | -1.9% | -2.6% | -2.4% | |
| Q4 2023 | -3.4% | -9.9% | -19.1% | |
| Q3 2023 | -9.4% | -5.8% | +13.0% | |
| Q2 2023 | +0.4% | +0.5% | -10.6% | |
| Q1 2023 | +5.9% | -7.6% | -6.2% | |
| Q4 2022 | +2.4% | +6.8% | +8.8% | |
| Q3 2022 | -1.8% | +1.2% | +4.0% | |
| Q2 2022 | +1.1% | — | — | |
| Q1 2022 | -7.8% | — | — | |
| Q4 2021 | -6.7% | — | — | |
| Q3 2021 | +2.8% | — | — | |
| Q2 2021 | +2.0% | — | — | |
| Q1 2021 | +2.5% | — | — | |
| Q4 2020 | -2.2% | — | — | |
| Q3 2020 | -5.0% | — | — | |
| Q2 2020 | -1.7% | — | — | |
| Q1 2020 | +8.3% | — | — | |
| Q4 2019 | +0.9% | — | — | |
| Q3 2019 | +4.9% | — | — | |
| Q2 2019 | +4.0% | — | — | |
| Q1 2019 | +0.9% | — | — | |
| Q4 2018 | +1.2% | — | — | |
| Q3 2018 | -15.6% | — | — | |
| Q2 2018 | -2.5% | — | — | |
| Q1 2018 | -2.8% | — | — | |
| Q4 2017 | -1.5% | — | — | |
| Q3 2017 | +2.2% | — | — | |
| Q2 2017 | -1.6% | — | — | |
| Q1 2017 | +0.8% | — | — | |
| Q4 2016 | +11.4% | — | — | |
| Q3 2016 | -3.6% | — | — | |
| Q2 2016 | -6.5% | — | — | |
| Q1 2016 | +7.3% | — | — | |
| Q4 2015 | -1.7% | — | — | |
| Q3 2015 | +0.4% | — | — | |
| Q2 2015 | +6.0% | — | — | |
| Q1 2015 | -1.3% | — | — | |
| Q4 2014 | +1.7% | — | — | |
| Q3 2014 | +2.6% | — | — | |
| Q2 2014 | +2.0% | — | — | |
| Q1 2014 | -11.6% | — | — | |
| Q4 2013 | -0.1% | — | — | |
| Q3 2013 | +1.1% | — | — | |
| Q2 2013 | -4.5% | — | — | |
| Q1 2013 | -4.3% | — | — | |
| Q4 2012 | +6.2% | — | — | |
| Q3 2012 | +5.6% | — | — | |
| Q2 2012 | -1.0% | — | — | |
| Q1 2011 | -0.7% | — | — | |
| Q1 2012 | -2.1% | — | — | |
| Q4 2009 | -3.0% | — | — | |
| Q4 2011 | -3.0% | — | — | |
| Q3 2010 | +5.2% | — | — | |
| Q3 2011 | +5.2% | — | — | |
| Q2 2011 | +1.4% | — | — | |
| Q2 2010 | +1.4% | — | — | |
| Q4 2010 | +1.4% | — | — | |
| Q1 2010 | +0.8% | — | — |
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