NASDAQ$PPBI
Pacific Premier Bancorp Inc · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Announced third quarter 2022 financial results and a quarterly cash dividend of $0.33 per share.
Pacific Premier Bancorp reported a net income of $73.4 million, or $0.77 per diluted share, for the third quarter of 2022. The company's return on average assets was 1.35%, return on average equity was 10.57%, and return on average tangible common equity was 16.74%. Total assets were $21.62 billion at September 30, 2022.
- Net income of $73.4 million, or $0.77 per diluted share
- Return on average assets of 1.35%, return on average equity of 10.57%, and return on average tangible common equity of 16.74%
- Pre-provision net revenue to average assets of 1.85%, annualized, and efficiency ratio of 48.3%
- Net interest margin of 3.61%, and core net interest margin of 3.44%
Headline financials
Revenue & EPS history
Pacific Premier · Revenue · Quarterly
$201M
Revenue by segment
Pacific Premier · $23.7M total across 9 segments · Q4 2021
- Trust custodial account fees$11.6M—49.0%
- Earnings on bank owned life insurance$3.52M—14.9%
- Service charges on deposit accounts$2.59M—10.9%
- Escrow and exchange fees$2.22M—9.4%
- Net gain from sales of loans$1.33M—5.6%
- Debit card interchange fee income$769K—3.2%
- Other income$754K—3.2%
- Loan servicing income$505K—2.1%
- Other service fee income$391K—1.7%
Forward guidance
The Company's estimated effective tax rate for the full year is expected to be in the range of 26% to 27%.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 11 quarterly earnings reports · overlaid with Q3 2022
-0.0%
Avg return
Earnings day
-1.1%
Avg return
5 days after
+0.8%
Avg return
30 days after
54%
34 / 63 earnings
Positive
+11.4%
Q4 2016
Best reaction
-15.6%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2025 | — | — | — | |
| Q2 2025 | +6.6% | +2.6% | +14.7% | |
| Q1 2025 | +5.6% | +2.9% | +5.1% | |
| Q4 2025 | +2.0% | +5.5% | -1.3% | |
| Q3 2024 | -3.0% | +0.7% | +11.1% | |
| Q2 2024 | -5.4% | -7.0% | -7.4% | |
| Q1 2024 | -1.9% | -2.6% | -2.4% | |
| Q4 2023 | -3.4% | -9.9% | -19.1% | |
| Q3 2023 | -9.4% | -5.8% | +13.0% | |
| Q2 2023 | +0.4% | +0.5% | -10.6% | |
| Q1 2023 | +5.9% | -7.6% | -6.2% | |
| Q4 2022 | +2.4% | +6.8% | +8.8% | |
| Q3 2022 | -1.8% | +1.2% | +4.0% | |
| Q2 2022 | +1.1% | — | — | |
| Q1 2022 | -7.8% | — | — | |
| Q4 2021 | -6.7% | — | — | |
| Q3 2021 | +2.8% | — | — | |
| Q2 2021 | +2.0% | — | — | |
| Q1 2021 | +2.5% | — | — | |
| Q4 2020 | -2.2% | — | — | |
| Q3 2020 | -5.0% | — | — | |
| Q2 2020 | -1.7% | — | — | |
| Q1 2020 | +8.3% | — | — | |
| Q4 2019 | +0.9% | — | — | |
| Q3 2019 | +4.9% | — | — | |
| Q2 2019 | +4.0% | — | — | |
| Q1 2019 | +0.9% | — | — | |
| Q4 2018 | +1.2% | — | — | |
| Q3 2018 | -15.6% | — | — | |
| Q2 2018 | -2.5% | — | — | |
| Q1 2018 | -2.8% | — | — | |
| Q4 2017 | -1.5% | — | — | |
| Q3 2017 | +2.2% | — | — | |
| Q2 2017 | -1.6% | — | — | |
| Q1 2017 | +0.8% | — | — | |
| Q4 2016 | +11.4% | — | — | |
| Q3 2016 | -3.6% | — | — | |
| Q2 2016 | -6.5% | — | — | |
| Q1 2016 | +7.3% | — | — | |
| Q4 2015 | -1.7% | — | — | |
| Q3 2015 | +0.4% | — | — | |
| Q2 2015 | +6.0% | — | — | |
| Q1 2015 | -1.3% | — | — | |
| Q4 2014 | +1.7% | — | — | |
| Q3 2014 | +2.6% | — | — | |
| Q2 2014 | +2.0% | — | — | |
| Q1 2014 | -11.6% | — | — | |
| Q4 2013 | -0.1% | — | — | |
| Q3 2013 | +1.1% | — | — | |
| Q2 2013 | -4.5% | — | — | |
| Q1 2013 | -4.3% | — | — | |
| Q4 2012 | +6.2% | — | — | |
| Q3 2012 | +5.6% | — | — | |
| Q2 2012 | -1.0% | — | — | |
| Q1 2011 | -0.7% | — | — | |
| Q1 2012 | -2.1% | — | — | |
| Q4 2009 | -3.0% | — | — | |
| Q4 2011 | -3.0% | — | — | |
| Q3 2010 | +5.2% | — | — | |
| Q3 2011 | +5.2% | — | — | |
| Q2 2011 | +1.4% | — | — | |
| Q2 2010 | +1.4% | — | — | |
| Q4 2010 | +1.4% | — | — | |
| Q1 2010 | +0.8% | — | — |
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