NASDAQ$PGC

Peapack-Gladstone Financial Corporation · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Peapack-Gladstone Financial reported Q1 2025, revenue of $64.4M, net income of $7.6M.

For Q1 2025, Peapack-Gladstone Financial reported revenue of $64.4M, net income of $7.6M. The filing highlights segment performance, liquidity, and management commentary on the period.

  • Revenue $64.4M.
  • Net income $7.6M.
  • Peapack-Gladstone Financial discusses capital allocation and near-term priorities in MD&A.

Headline financials

Total Revenue

$64.4M

Previous: $53.1M+21.3%
EPS (adj)

$0.43

Previous: $0.48-10.4%
Net Interest Margin

2.7%

Previous: 2.2%+21.8%
ROAA

0.4%

Previous: 0.5%-20.4%
ROAE

5.0%

Previous: 5.9%-16.2%
Tangible BVPS

$32.56

Previous: $30.21+7.8%
Book Value/Share

$35.08

Previous: $32.79+7.0%
Tier 1 Leverage Ratio

10.1%

Previous: 11.0%-8.8%
CET1 Ratio

12.5%

Previous: 13.9%-9.7%
ACL/Total Loans

1.3%

Previous: 1.2%+5.6%
Effective Tax Rate

27.3%

Previous: 30.4%-10.2%
Capital Expenditures

-$3.6M

Previous: -$1.11M-225.4%
Net Income

$7.6M

Previous: $8.63M-12.0%
Operating Income

$14.9M

Previous: $6.24M+139.0%

Revenue & EPS history

Peapack-Gladstone · Revenue · Quarterly

$64.4M

Q1 2025+21.3%vs Q1 2024
Beat estimate in 7 of 14 quarters(50%)
ActualEstimate

Revenue by segment

Peapack-Gladstone · $14.5M total across 2 segments · Q2 2021

  • Wealth Mgmt Fees
    $13M+30.3%
  • Capital Markets
    $1.46M+44.6%

Forward guidance

Management discusses operating priorities, capital allocation, and sector risks in the quarterly filing.

Tailwinds

  • Headline results and segment trends anchor the quarter.
  • Liquidity and balance-sheet capacity support operations.
  • Strategic initiatives outlined in MD&A.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items affect year-over-year comparability.
  • Execution risk on growth or restructuring plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.4%

Avg return

Earnings day

+1.5%

Avg return

5 days after

+4.1%

Avg return

30 days after

55%

36 / 65 earnings

Positive

+9.7%

Q3 2024

Best reaction

-12.3%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.7%+8.9%+8.8%
Q3 2025+1.0%+2.0%+9.8%
Q2 2025-0.9%+1.8%+9.3%
Q1 2025-1.2%-0.8%-5.0%
Q4 2024-1.2%-3.5%-1.1%
Q3 2024+9.7%+10.3%+25.7%
Q2 2024+1.4%+7.6%-1.8%
Q1 2024-6.6%-7.2%-8.2%
Q4 2023+4.0%+4.6%-18.7%
Q3 2023-7.0%-8.0%+5.4%
Q2 2023+2.5%-1.2%-9.0%
Q1 2023-2.2%-2.4%+0.1%
Q4 2022+1.0%+5.0%+6.2%
Q3 2022+4.9%+4.3%+10.0%
Q2 2022+5.1%+6.9%+9.3%
Q1 2022-2.6%+1.3%+4.6%
Q4 2021+6.7%+8.7%+9.2%
Q3 2021+2.4%+2.9%+2.4%
Q2 2021+5.6%+3.8%+9.4%
Q1 2021+2.3%+4.4%+6.2%
Q4 2020+5.6%+8.9%+23.4%
Q3 2020+2.3%+3.1%+36.6%
Q2 2020+1.8%-3.3%+2.5%
Q1 2020-12.3%-1.7%+8.9%
Q4 2019+3.0%+4.0%-4.7%
Q3 2019+3.3%+4.5%+7.4%
Q2 2019+1.3%+2.0%-2.8%
Q1 2019+8.4%+5.1%+2.0%
Q4 2018+1.4%-0.4%+10.6%
Q3 2018-2.4%-3.8%-1.4%
Q2 2018-2.7%-3.4%-2.1%
Q1 2018-2.7%-4.8%+3.8%
Q4 2017+3.8%+1.2%-6.3%
Q3 2017-0.6%+1.2%-4.3%
Q2 2017-3.6%-2.2%-6.1%
Q1 2017+6.4%+3.3%-3.5%
Q4 2016-4.3%-2.2%+1.1%
Q3 2016-2.5%-2.9%+22.2%
Q2 2016+0.0%+0.9%-0.2%
Q1 2016+2.7%
Q4 2015-6.5%
Q3 2015+5.5%
Q2 2015+1.4%
Q1 2015+3.3%
Q4 2014+0.6%
Q3 2014-4.2%
Q2 2014-0.2%
Q1 2014+2.9%
Q4 2013-1.5%
Q3 2013-2.6%
Q2 2013-1.3%
Q1 2013-1.7%
Q4 2009-1.5%
Q1 2010-1.5%
Q4 2012-1.5%
Q3 2012+0.1%
Q2 2012-3.0%
Q1 2011-1.5%
Q1 2012+3.7%
Q4 2011-1.7%
Q3 2011+0.3%
Q3 2010+0.3%
Q2 2010+1.4%
Q2 2011+1.4%
Q4 2010+1.4%

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