NASDAQ$PAYO

Payoneer Global Inc · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

Payoneer reported Q3 2025, revenue of $270.9M, net income of $14.1M, diluted EPS of $0.04.

For Q3 2025, Payoneer reported revenue of $270.9M, net income of $14.1M, diluted EPS of $0.04. Management discussed operating trends, liquidity, and priorities as disclosed in the quarterly filing.

  • Revenue $270.9M.
  • Net income $14.1M.
  • Diluted EPS $0.04.

Headline financials

Total Revenue

$271M

Previous: $248M+9.1%
EPS (adj)

$0.04

Previous: $0.11-63.6%
Volume

$22.3B

Previous: $20.4B+9.3%
Active ICPs

548.0K

Previous: 557.0K-1.6%
Adjusted EBITDA

$71.3M

Previous: $69.3M+2.9%
Card Spend

$1.6B

Previous: $1.34B+19.0%
ARPU Growth ex. Interest

22.0%

No prior period
Capital Expenditures

-$12.3M

Previous: -$4.45M-176.1%
Net Income

$14.1M

Previous: $41.6M-66.0%
Operating Income

$36.3M

Previous: $35.2M+3.4%

Revenue & EPS history

Payoneer · Revenue · Quarterly

$271M

Q3 2025+9.1%vs Q3 2024
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

The filing discusses Payoneer's outlook, capital deployment, and key risks without relying solely on numeric EPS guidance.

Tailwinds

  • Payoneer cited execution on strategic priorities in the filing.
  • Balance sheet and liquidity support continued operations.

Headwinds

  • Macro, competitive, and cost pressures may affect margins.
  • Segment mix and one-time items can affect comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+3.6%

Avg return

Earnings day

+6.4%

Avg return

5 days after

+2.1%

Avg return

30 days after

48%

11 / 23 earnings

Positive

+37.1%

Q1 2022

Best reaction

-18.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+5.1%+3.7%
Q4 2025-18.7%-12.4%-8.8%
Q3 2025-5.0%-2.1%-1.9%
Q1 2025-13.8%+0.7%-1.4%
Q4 2024-14.7%-21.4%-28.8%
Q3 2024+21.5%+26.9%+26.6%
Q2 2024+27.8%+31.8%+33.7%
Q1 2024+12.5%+10.2%+13.2%
Q4 2023-12.6%-16.5%-12.6%
Q3 2023-7.5%-5.8%-10.3%
Q2 2023+13.8%+14.8%+23.1%
Q1 2023-14.9%-17.1%-19.6%
Q4 2022+14.8%+19.0%+7.3%
Q3 2022-12.9%+0.9%-16.5%
Q2 2022+18.6%+20.4%+18.1%
Q1 2021+37.1%+37.4%+28.7%
Q1 2022+37.1%+37.4%+28.7%
Q4 2021-12.8%-6.2%-0.4%
Q4 2019-12.8%-6.2%-0.4%
Q3 2020+14.3%+21.4%-13.3%
Q3 2021+14.3%+21.4%-13.3%
Q4 2020-3.1%-6.7%-3.6%
Q2 2021-3.1%-6.7%-3.6%
Q2 2020
Q1 2020

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro