NASDAQ$PAYO

Payoneer Global Inc · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

Payoneer delivered a quarter of record revenue, up 31% year-over-year and raised adjusted EBITDA guidance.

Payoneer reported a strong third quarter with record revenue of $208 million, a 31% increase year-over-year. Net income was $12.8 million, and adjusted EBITDA reached $58.2 million, a 357% increase year-over-year. The company reiterated its 2023 revenue guidance and raised its adjusted EBITDA guidance.

  • Revenue increased by 31% year-over-year, reaching a record $208 million.
  • Active ICPs grew by 5% year-over-year, with larger ICPs (>$10k/month volume) growing by 17%.
  • Net income was $12.8 million, a significant improvement compared to the previous year.
  • Adjusted EBITDA increased by 357% year-over-year, reaching $58.2 million.

Headline financials

Total Revenue

$208M

Previous: $159M+30.9%
EPS (adj)

$0.03

Previous: -$0.08+137.5%
Active ICPs

502.0K

No prior period
Capital Expenditures

-$4.34M

Previous: -$7.13M+39.2%
Free Cash Flow

$8.49M

Previous: -$33.6M+125.3%
Net Income

$12.8M

Previous: -$26.5M+148.5%
Operating Income

$29.5M

Previous: -$5.1M+678.1%
Gross Profit

$204M

Previous: $157M+29.9%
Cash & Equivalents

$591M

Previous: $508M+16.3%
Total Assets

$6.22B

Previous: $5.76B+8.0%
R&D Expense

$27M

No prior period
Stock-Based Comp

$15.3M

Previous: $13.9M+10.6%

Revenue & EPS history

Payoneer · Revenue · Quarterly

$208M

Q3 2023+30.9%vs Q3 2022
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

Payoneer reiterated its full year 2023 revenue guidance of $820 million - $830 million and raised its adjusted EBITDA guidance to $195 million to $205 million.

Tailwinds

  • Steadily increasing active ICPs
  • Improving monetization of customers
  • Cross selling product suite
  • Commitment to driving operating leverage
  • Accelerating investments in product roadmap, customer experience, and global licensing framework

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

+3.6%

Avg return

Earnings day

+6.4%

Avg return

5 days after

+2.1%

Avg return

30 days after

48%

11 / 23 earnings

Positive

+37.1%

Q1 2022

Best reaction

-18.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+5.1%+3.7%
Q4 2025-18.7%-12.4%-8.8%
Q3 2025-5.0%-2.1%-1.9%
Q1 2025-13.8%+0.7%-1.4%
Q4 2024-14.7%-21.4%-28.8%
Q3 2024+21.5%+26.9%+26.6%
Q2 2024+27.8%+31.8%+33.7%
Q1 2024+12.5%+10.2%+13.2%
Q4 2023-12.6%-16.5%-12.6%
Q3 2023-7.5%-5.8%-10.3%
Q2 2023+13.8%+14.8%+23.1%
Q1 2023-14.9%-17.1%-19.6%
Q4 2022+14.8%+19.0%+7.3%
Q3 2022-12.9%+0.9%-16.5%
Q2 2022+18.6%+20.4%+18.1%
Q1 2021+37.1%+37.4%+28.7%
Q1 2022+37.1%+37.4%+28.7%
Q4 2021-12.8%-6.2%-0.4%
Q4 2019-12.8%-6.2%-0.4%
Q3 2020+14.3%+21.4%-13.3%
Q3 2021+14.3%+21.4%-13.3%
Q4 2020-3.1%-6.7%-3.6%
Q2 2021-3.1%-6.7%-3.6%
Q2 2020
Q1 2020

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