NASDAQ$PAYO

Payoneer Global Inc · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Payoneer reported record quarterly revenue and strong profitability, driven by growth across all channels and faster growth in higher take rate B2B and Merchant Services businesses.

Payoneer delivered record quarterly revenue of $228.2 million, up 19% year-over-year, driven by strong growth across the entire platform. The company grew ICPs by 8% and generated 21% volume growth. Net income increased by 265% year-over-year to $29.0 million.

  • Record quarterly revenue, up 19% year-over-year.
  • Volume grew by 21%, including 33% B2B volume growth.
  • Active ICP growth of 8%, including 13% growth in larger ICPs.
  • Spend on Payoneer cards increased by 34% year-over-year.

Headline financials

Total Revenue

$228M

Previous: $192M+18.8%
EPS (adj)

$0.08

Previous: $0.02+300.0%
Capital Expenditures

-$1.62M

Previous: -$1.76M+8.4%
Free Cash Flow

$27.4M

Previous: $6.17M+343.1%
Net Income

$29M

Previous: $7.94M+265.0%
Operating Income

$38.4M

Previous: $15M+155.6%
Gross Profit

$227M

Previous: $191M+18.9%
Cash & Equivalents

$587M

Previous: $545M+7.8%
Total Assets

$6.8B

Previous: $6.24B+8.9%
R&D Expense

$32.1M

No prior period
Stock-Based Comp

$15.1M

Previous: $16.9M-10.9%

Revenue & EPS history

Payoneer · Revenue · Quarterly

$228M

Q1 2024+18.8%vs Q1 2023
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

Payoneer is raising its 2024 revenue guidance to $895 million - $905 million and adjusted EBITDA guidance to $200 million to $210 million.

Tailwinds

  • Strong growth across the entire platform
  • Faster growth in higher take rate B2B and Merchant Services businesses
  • Increased acquisition
  • Improved retention of most valuable customers
  • Enhancing financial stack and further penetrate the fast-growing B2B market

Headwinds

  • Changes in applicable laws or regulations
  • Adversely affected by geopolitical events and conflicts
  • Changes in the assumptions underlying our financial estimates
  • Outcome of any known and/or unknown legal or regulatory proceedings
  • Other risks and uncertainties set forth in Payoneer’s Annual Report on Form 10-K

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

+3.6%

Avg return

Earnings day

+6.4%

Avg return

5 days after

+2.1%

Avg return

30 days after

48%

11 / 23 earnings

Positive

+37.1%

Q1 2022

Best reaction

-18.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+5.1%+3.7%
Q4 2025-18.7%-12.4%-8.8%
Q3 2025-5.0%-2.1%-1.9%
Q1 2025-13.8%+0.7%-1.4%
Q4 2024-14.7%-21.4%-28.8%
Q3 2024+21.5%+26.9%+26.6%
Q2 2024+27.8%+31.8%+33.7%
Q1 2024+12.5%+10.2%+13.2%
Q4 2023-12.6%-16.5%-12.6%
Q3 2023-7.5%-5.8%-10.3%
Q2 2023+13.8%+14.8%+23.1%
Q1 2023-14.9%-17.1%-19.6%
Q4 2022+14.8%+19.0%+7.3%
Q3 2022-12.9%+0.9%-16.5%
Q2 2022+18.6%+20.4%+18.1%
Q1 2021+37.1%+37.4%+28.7%
Q1 2022+37.1%+37.4%+28.7%
Q4 2021-12.8%-6.2%-0.4%
Q4 2019-12.8%-6.2%-0.4%
Q3 2020+14.3%+21.4%-13.3%
Q3 2021+14.3%+21.4%-13.3%
Q4 2020-3.1%-6.7%-3.6%
Q2 2021-3.1%-6.7%-3.6%
Q2 2020
Q1 2020

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