NASDAQ$NRDS
NerdWallet Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
NerdWallet reported strong revenue growth driven by recovery in consumer demand and partner marketing spend.
NerdWallet reported Q4 2021 revenue of $99.5 million, a 75% increase year-over-year. The company's net loss for the quarter was $7.9 million, or $0.13 loss per diluted share, and adjusted EBITDA was $13.5 million.
- Revenue for Q4 2021 reached $99.5 million, up 75% year-over-year.
- GAAP net loss for Q4 2021 was $7.9 million, with a loss of $0.13 per diluted share.
- Adjusted EBITDA for Q4 2021 was $13.5 million.
- Average monthly unique users (MUUs) reached 18 million, a 22% increase year-over-year.
Headline financials
Revenue & EPS history
NerdWallet · Revenue · Quarterly
$99.5M
Revenue by segment
NerdWallet · $64.5M total across 2 segments · Q4 2021
- Credit cards$34.9M+109.0%54.1%
- Loans$29.6M+46.5%45.9%
Forward guidance
NerdWallet provided guidance for the first quarter of 2022, expecting revenue in the range of $122 - $125 million and Adjusted EBITDA in the range of $3 - $6 million.
Tailwinds
- Revenue is expected in the range of $122 - $125 million.
- Represents a 37% year-over-year growth rate at midpoint.
- Adjusted EBITDA is expected in the range of $3 - $6 million.
- Brand investments will create variability in our quarterly margins.
- Expect year-over-year accretion in our 2022 annual Adjusted EBITDA margin.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+6.0%
Avg return
Earnings day
+4.1%
Avg return
5 days after
+4.8%
Avg return
30 days after
55%
12 / 22 earnings
Positive
+43.5%
Q3 2023
Best reaction
-28.6%
Q1 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +2.8% | -22.8% | -26.8% | |
| Q4 2025 | +7.5% | +11.2% | -3.1% | |
| Q3 2025 | -2.0% | +1.5% | +26.7% | |
| Q1 2025 | +29.2% | +40.1% | +31.8% | |
| Q4 2024 | -18.6% | -25.0% | -34.8% | |
| Q3 2024 | +30.1% | +25.3% | +22.9% | |
| Q2 2024 | -27.8% | -31.8% | -18.4% | |
| Q1 2024 | -6.3% | -8.6% | -0.2% | |
| Q4 2023 | +4.1% | +8.0% | -2.4% | |
| Q3 2023 | +43.5% | +65.6% | +70.7% | |
| Q2 2023 | -8.1% | -10.1% | -13.9% | |
| Q1 2023 | -28.6% | -33.6% | -29.5% | |
| Q4 2022 | +27.3% | +24.0% | +18.9% | |
| Q3 2021 | +27.7% | +26.0% | +20.1% | |
| Q3 2022 | +27.7% | +26.0% | +20.1% | |
| Q2 2021 | +11.2% | +12.9% | +10.7% | |
| Q2 2022 | +6.3% | +9.3% | +9.9% | |
| Q1 2022 | -1.0% | -20.8% | +17.3% | |
| Q1 2021 | -1.0% | -20.8% | +17.3% | |
| Q4 2019 | -2.2% | +3.3% | -23.7% | |
| Q4 2020 | -2.2% | +3.3% | -23.7% | |
| Q4 2021 | +13.1% | +6.3% | +16.8% | |
| Q3 2020 | — | — | — | |
| Q2 2020 | — | — | — | |
| Q1 2020 | — | — | — |
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