NASDAQ$HBAN

Huntington Bancshares Inc · Q1 2020 earnings

Q1 2020 earnings · · Investor relations

Briefing

Huntington Bancshares Incorporated reported a decrease in net income and earnings per share due to elevated credit provisioning. Tangible book value per common share increased year-over-year.

Huntington Bancshares Incorporated reported a significant decrease in net income for the first quarter of 2020, with earnings per share also declining sharply. The results were impacted by elevated credit provisioning due to the deteriorating economic outlook. However, tangible book value per common share saw a year-over-year increase.

  • Net income decreased 87% year-over-year to $48 million.
  • Earnings per common share decreased 91% year-over-year to $0.03.
  • Tangible book value per common share increased 8% year-over-year to $8.28.
  • Provision for credit losses increased significantly due to the deteriorating economic outlook.

Headline financials

Total Revenue

$1.15B

Previous: $1.14B+0.9%
EPS (adj)

$0.03

Previous: $0.32-90.6%
Nonperforming asset ratio

0.8%

Previous: 0.6%+23.0%
Net interest margin

3.1%

No prior period
Efficiency ratio

55.4%

Previous: 55.8%-0.7%
Capital Expenditures

-$11M

Previous: -$24M+54.2%
Free Cash Flow

$37M

Previous: $334M-88.9%
Net Income

$48M

Previous: $358M-86.6%
Operating Income

$733M

Previous: $659M+11.2%
Gross Profit

$1.15B

Previous: $1.14B+0.9%
Cash & Equivalents

$1.57B

Previous: $1.34B+17.4%
Total Assets

$114B

Previous: $108B+5.3%
Stock-Based Comp

$15M

Previous: $17M-11.8%

Revenue & EPS history

Huntington · Revenue · Quarterly

$1.15B

Q1 2020+0.9%vs Q1 2019
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Forward guidance

Due to the rapidly evolving economic environment and the elevated level of uncertainty related to the impact of the COVID-19 pandemic, the Company is withdrawing its previously announced annual expectations for 2020. The previously announced 2020 expectations should no longer be relied upon.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2020

Historical avgQ1 2020

-0.3%

Avg return

Earnings day

+0.5%

Avg return

5 days after

+2.5%

Avg return

30 days after

49%

34 / 69 earnings

Positive

+12.5%

Q3 2022

Best reaction

-9.1%

Q3 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.9%-1.6%-5.5%
Q4 2025-5.8%-1.6%-5.5%
Q3 2025+1.0%+3.3%+2.3%
Q2 2025+0.5%-0.6%+6.3%
Q1 2025+3.0%+5.0%+21.9%
Q4 2024+1.5%+0.1%-0.7%
Q3 2024-3.0%-1.9%+11.7%
Q2 2024+5.0%+4.3%-2.8%
Q1 2024+2.7%+4.4%+7.8%
Q4 2023+5.6%+6.9%+5.1%
Q3 2023-4.6%-5.6%+10.5%
Q2 2023+2.1%+2.6%-6.1%
Q1 2023-3.4%-7.6%-14.1%
Q4 2022+5.1%+5.2%+9.8%
Q3 2022+12.5%+13.0%+12.8%
Q2 2022+0.5%-0.6%+8.6%
Q1 2022-3.4%-4.7%-8.6%
Q4 2021-6.2%-7.5%-5.0%
Q3 2021-1.4%-1.0%-3.8%
Q2 2021+0.6%+3.3%+11.9%
Q1 2021-3.9%-1.9%+1.5%
Q4 2020-7.1%-8.5%+5.4%
Q3 2020+8.0%+2.6%+21.3%
Q2 2020+4.0%-1.1%-1.3%
Q1 2020+1.5%+13.7%+0.7%
Q4 2019-6.9%-7.7%-5.6%
Q3 2019+0.1%-0.1%+2.7%
Q2 2019+1.9%+0.7%-13.2%
Q1 2019+0.0%+1.3%-3.9%
Q4 2018-0.1%+0.0%+5.7%
Q3 2018-3.7%-0.4%+5.6%
Q2 2018+0.1%+1.3%+6.0%
Q1 2018+0.3%+0.9%+0.9%
Q4 2017+0.5%+1.1%-1.9%
Q3 2017-2.1%-3.1%-5.3%
Q2 2017-2.7%-2.8%-6.6%
Q1 2017-0.6%+1.5%-1.8%
Q4 2016+5.7%+2.8%+7.0%
Q3 2016+5.5%+4.0%+23.3%
Q2 2016+0.4%+1.8%+2.9%
Q1 2016+1.1%
Q4 2015-1.2%
Q3 2015+4.8%
Q2 2015+1.4%
Q1 2015-2.1%
Q4 2014+2.9%
Q3 2014-0.8%
Q2 2014+4.7%
Q1 2014-2.7%
Q4 2013-2.7%
Q3 2013+3.5%
Q2 2013+1.7%
Q1 2013-5.0%
Q4 2012+4.2%
Q3 2012-8.5%
Q2 2012-4.1%
Q1 2012+1.6%
Q4 2008+1.3%
Q4 2011+1.3%
Q3 2011-9.1%
Q2 2011-3.0%
Q1 2011-1.2%
Q1 2010-1.2%
Q2 2009-6.7%
Q4 2010-6.7%
Q3 2010-1.1%
Q3 2009-1.1%
Q4 2009-2.1%
Q2 2010-2.1%

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