NASDAQ$HBAN

Huntington Bancshares Inc · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

Reported sustained core deposit growth, expansion of CET1 capital, and strong credit quality.

Huntington Bancshares Incorporated reported a net income of $547 million for Q3 2023, with earnings per common share (EPS) at $0.35. The quarter was highlighted by sustained core deposit growth, expansion of CET1 capital, and strong credit quality.

  • Earnings per common share (EPS) for the quarter were $0.35, flat from the prior quarter.
  • Net interest income increased $22 million, or 2%, from the prior quarter.
  • Average total deposits increased $2.6 billion, or 2%, from the prior quarter.
  • Common Equity Tier 1 (CET1) risk-based capital ratio increased 28 basis points to 10.10%.

Headline financials

Total Revenue

$1.88B

Previous: $1.9B-1.3%
EPS (adj)

$0.36

Previous: $0.39-7.7%
Nonperforming asset ratio

0.5%

No prior period
Net interest margin

3.2%

Previous: 3.4%-6.4%
Efficiency ratio

57.0%

Previous: 54.4%+4.8%
Capital Expenditures

-$80M

Previous: -$165M+51.5%
Free Cash Flow

$467M

Previous: $429M+8.9%
Net Income

$547M

Previous: $594M-7.9%
Operating Income

$190M

Previous: $1.18B-83.9%
Gross Profit

$1.88B

Previous: $1.9B-1.3%
Cash & Equivalents

$1.86B

Previous: $1.9B-2.2%
Total Assets

$187B

Previous: $179B+4.0%
Stock-Based Comp

$25M

Previous: $19M+31.6%

Revenue & EPS history

Huntington · Revenue · Quarterly

$1.88B

Q3 2023-1.3%vs Q3 2022
Beat estimate in 9 of 15 quarters(60%)
ActualEstimate

Forward guidance

Huntington is exceptionally well-positioned to thrive as we manage through the dynamic environment. We continue to deliver on our strategy while taking actions to position the company for sustained growth in the years ahead.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

-0.3%

Avg return

Earnings day

+0.5%

Avg return

5 days after

+2.5%

Avg return

30 days after

49%

34 / 69 earnings

Positive

+12.5%

Q3 2022

Best reaction

-9.1%

Q3 2011

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.9%-1.6%-5.5%
Q4 2025-5.8%-1.6%-5.5%
Q3 2025+1.0%+3.3%+2.3%
Q2 2025+0.5%-0.6%+6.3%
Q1 2025+3.0%+5.0%+21.9%
Q4 2024+1.5%+0.1%-0.7%
Q3 2024-3.0%-1.9%+11.7%
Q2 2024+5.0%+4.3%-2.8%
Q1 2024+2.7%+4.4%+7.8%
Q4 2023+5.6%+6.9%+5.1%
Q3 2023-4.6%-5.6%+10.5%
Q2 2023+2.1%+2.6%-6.1%
Q1 2023-3.4%-7.6%-14.1%
Q4 2022+5.1%+5.2%+9.8%
Q3 2022+12.5%+13.0%+12.8%
Q2 2022+0.5%-0.6%+8.6%
Q1 2022-3.4%-4.7%-8.6%
Q4 2021-6.2%-7.5%-5.0%
Q3 2021-1.4%-1.0%-3.8%
Q2 2021+0.6%+3.3%+11.9%
Q1 2021-3.9%-1.9%+1.5%
Q4 2020-7.1%-8.5%+5.4%
Q3 2020+8.0%+2.6%+21.3%
Q2 2020+4.0%-1.1%-1.3%
Q1 2020+1.5%+13.7%+0.7%
Q4 2019-6.9%-7.7%-5.6%
Q3 2019+0.1%-0.1%+2.7%
Q2 2019+1.9%+0.7%-13.2%
Q1 2019+0.0%+1.3%-3.9%
Q4 2018-0.1%+0.0%+5.7%
Q3 2018-3.7%-0.4%+5.6%
Q2 2018+0.1%+1.3%+6.0%
Q1 2018+0.3%+0.9%+0.9%
Q4 2017+0.5%+1.1%-1.9%
Q3 2017-2.1%-3.1%-5.3%
Q2 2017-2.7%-2.8%-6.6%
Q1 2017-0.6%+1.5%-1.8%
Q4 2016+5.7%+2.8%+7.0%
Q3 2016+5.5%+4.0%+23.3%
Q2 2016+0.4%+1.8%+2.9%
Q1 2016+1.1%
Q4 2015-1.2%
Q3 2015+4.8%
Q2 2015+1.4%
Q1 2015-2.1%
Q4 2014+2.9%
Q3 2014-0.8%
Q2 2014+4.7%
Q1 2014-2.7%
Q4 2013-2.7%
Q3 2013+3.5%
Q2 2013+1.7%
Q1 2013-5.0%
Q4 2012+4.2%
Q3 2012-8.5%
Q2 2012-4.1%
Q1 2012+1.6%
Q4 2008+1.3%
Q4 2011+1.3%
Q3 2011-9.1%
Q2 2011-3.0%
Q1 2011-1.2%
Q1 2010-1.2%
Q2 2009-6.7%
Q4 2010-6.7%
Q3 2010-1.1%
Q3 2009-1.1%
Q4 2009-2.1%
Q2 2010-2.1%

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