NASDAQ$GOCO

GoHealth Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

GoHealth Inc reported sharply lower revenues and a significant net loss for Q1 2026 amid reduced Medicare Advantage activities.

GoHealth scaled back Medicare Advantage operations in response to tightening health plan economics, resulting in net revenues of $11.9 million compared to $221.0 million in the prior year. The company recorded a net loss of $66.1 million and negative Adjusted EBITDA of $22.2 million while focusing on cost reductions and GoHealth Protect. Management expressed substantial doubt about the company's ability to continue as a going concern due to liquidity covenant concerns.

  • Net revenues declined 94.6% year-over-year to $11.9 million due to intentional reduction in Medicare Advantage submissions.
  • Net loss widened to $66.1 million with operating loss of $34.8 million and interest expense of $30.8 million.
  • Submissions fell to 18,615 while Sales per Submission decreased to $621 and Direct Operating Cost per Submission rose to $942.
  • Company is exploring strategic alternatives with lenders amid going concern uncertainty and minimum liquidity covenant risks.

Headline financials

Total Revenue

$11.9M

Previous: $221M-94.6%
EPS (adj)

-$2.36

Previous: -$0.52-353.8%
Adjusted EBITDA

-$22.2M

Previous: $42.1M-152.8%
Sales per Submission

$621.00

Previous: $724.00-14.2%
Direct Operating Cost per Submission

$942.00

Previous: $522.00+80.5%
Submissions

18.6K

Previous: 303.0K-93.9%
Net Income

-$37.2M

Previous: -$9.79M-279.8%
Operating Income

-$34.8M

Previous: $6.67M-621.7%
Gross Profit

$3.6M

No prior period
Cash & Equivalents

$39.9M

No prior period
Total Assets

$918M

No prior period

Revenue & EPS history

GoHealth · Revenue · Quarterly

$11.9M

Q1 2026-94.6%vs Q1 2025
Beat estimate in 5 of 14 quarters(36%)
ActualEstimate

Revenue by segment

GoHealth · $11.9M total across 4 segments · Q1 2026

  • Medicare Agency Revenue
    $9.8M
  • Other Non-Agency Revenue
    $1.76M
  • Medicare Non-Agency Revenue
    $200K
  • Other Agency Revenue
    $155K

Forward guidance

Company is engaged in discussions with lenders regarding strategic alternatives including potential change of control or restructuring while implementing cost savings initiatives.

Headwinds

  • Substantial doubt about ability to continue as going concern
  • Probable inability to maintain liquidity covenant within next twelve months

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

-7.7%

Avg return

Earnings day

-9.0%

Avg return

5 days after

-6.6%

Avg return

30 days after

26%

6 / 23 earnings

Positive

+32.2%

Q1 2023

Best reaction

-45.5%

Q2 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.5%
Q3 2025-24.4%-32.0%-12.8%
Q2 2025-9.0%-7.6%-23.8%
Q1 2025-0.6%-17.4%-21.4%
Q4 2024-14.4%-14.9%-32.8%
Q3 2024-6.6%-0.4%-15.4%
Q2 2024-21.4%-28.3%-34.0%
Q1 2024-8.0%-11.1%+2.2%
Q4 2023-13.0%-25.7%-27.0%
Q3 2023+2.3%+6.7%+7.4%
Q2 2023+6.8%+6.3%-17.2%
Q1 2023+32.2%+44.8%+99.5%
Q4 2022-19.9%-6.2%-18.5%
Q3 2022-16.7%-9.4%+95.3%
Q2 2022-31.5%-43.3%-57.0%
Q1 2022+11.1%+4.9%+6.5%
Q4 2021+23.7%+37.7%-9.8%
Q3 2021+1.1%-4.7%-18.1%
Q2 2021-45.5%-42.2%-34.7%
Q1 2021-2.7%-5.6%-4.0%
Q4 2020-14.9%-16.9%-4.1%
Q3 2020-14.9%-15.1%+1.8%
Q2 2020-10.5%-18.5%-27.1%
Q1 2020
Q4 2019
Q2 2019
Q1 2019

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