NASDAQ$FRST

Primis Financial Corp · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Primis reported preliminary earnings for Q2 2024 and declared a quarterly cash dividend of $0.10 per share.

Primis Financial Corp. reported preliminary results for the second quarter of 2024. Pre-tax income included pre-tax losses attributable to PFH and expenses related to accounting advisory and other projects. The Board of Directors declared a dividend of $0.10 per share.

  • Preliminary results for the second quarter of 2024 were reported.
  • A consultation process with the SEC is ongoing regarding the accounting for a consumer loan portfolio.
  • The Board of Directors declared a dividend of $0.10 per share.
  • As of June 30, 2024, Primis had $4.0 billion in total assets.

Headline financials

Total Revenue

$35.7M

Previous: $34.6M+3.1%
EPS (adj)

$0.32

Previous: $0.04+700.0%
Capital Expenditures

$0.00

Previous: -$1.41M+100.0%
Free Cash Flow

$3.44M

Previous: -$1.59M+315.7%
Net Income

$3.44M

Previous: -$188K+1927.7%
Operating Income

-$4.16M

Previous: -$3.28M-27.1%
Gross Profit

$35.7M

Previous: $34.6M+3.1%
Cash & Equivalents

$66.6M

Previous: $101M-34.0%
Total Assets

$3.97B

Previous: $3.85B+3.1%
Stock-Based Comp

$44K

Previous: $73K-39.7%

Revenue & EPS history

Primis · Revenue · Quarterly

$35.7M

Q2 2024+3.1%vs Q2 2023
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Revenue by segment

Primis · $2.03M total across 2 segments · Q3 2020

  • Account Fees
    $1.63M
  • BOLI Income
    $394K

Forward guidance

The press release contains forward-looking statements regarding future operating and financial performance, growth initiatives, net interest margin, expense management, capital management, future profitability, and credit quality. These statements are subject to risks and uncertainties.

Tailwinds

  • Expectations regarding future operating and financial performance.
  • Outlook and long-term goals for future growth and new offerings and services.
  • Expectations regarding net interest margin.
  • Expectations on growth strategy, expense management, capital management and future profitability.
  • Expectations on credit quality and performance.

Headwinds

  • The result of the “pre-clearance” process with the Office of the Chief Accountant of the SEC and the impact on the Company’s financial statements.
  • The Company’s ability to implement its various strategic and growth initiatives.
  • Competitive pressures among financial institutions increasing significantly.
  • Changes in applicable laws, rules, or regulations.
  • Adverse results from current or future litigation, regulatory examinations or other legal and/or regulatory actions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.1%

Avg return

Earnings day

+1.0%

Avg return

5 days after

+1.7%

Avg return

30 days after

49%

32 / 65 earnings

Positive

+12.2%

Q1 2020

Best reaction

-8.5%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.7%+4.8%+2.8%
Q4 2025-0.6%+5.4%-2.7%
Q3 2025+10.1%+10.7%+12.9%
Q2 2025-1.9%-4.5%-3.3%
Q1 2025-1.2%+7.0%+13.5%
Q4 2024-8.5%-4.3%-9.6%
Q3 2024-5.1%-3.1%+5.6%
Q2 2024+4.5%+3.5%-3.6%
Q1 2024-7.0%-11.1%-2.1%
Q4 2023+4.4%+8.2%-1.7%
Q3 2023+7.5%+21.2%+29.3%
Q2 2023-4.5%-2.5%-9.3%
Q1 2023-1.8%-13.1%-17.3%
Q4 2022-1.3%-0.8%-0.8%
Q3 2022+2.5%+1.8%-1.5%
Q2 2022+1.9%+1.1%+0.2%
Q1 2022+0.0%-2.5%-2.2%
Q4 2021-0.3%-1.0%-3.9%
Q3 2021+5.0%+7.2%+6.7%
Q2 2021+0.7%+1.4%-0.4%
Q1 2021+1.9%+3.1%+4.6%
Q4 2020+1.2%+2.1%+19.0%
Q3 2020+0.0%-3.5%+15.3%
Q2 2020-6.5%-4.5%-2.8%
Q1 2020+12.2%+3.3%+7.1%
Q4 2019+2.8%+4.3%-6.0%
Q3 2019+0.1%+0.6%+0.9%
Q2 2019+2.3%+1.7%-8.6%
Q1 2019-3.2%-3.9%-6.4%
Q4 2018+2.0%+7.3%+14.8%
Q3 2018+2.2%+3.1%+4.2%
Q2 2018-2.5%+2.6%+2.8%
Q1 2018+3.0%+2.5%+8.4%
Q4 2017+0.1%+0.7%-2.7%
Q3 2017-0.7%-3.3%-1.4%
Q2 2017-3.8%-2.7%-4.5%
Q1 2017-0.6%-4.3%-7.0%
Q4 2016-3.9%-1.4%+4.0%
Q3 2016-1.0%+0.0%+10.4%
Q2 2016-1.4%+3.9%+3.2%
Q1 2016-0.4%
Q4 2015-0.9%
Q3 2015+0.6%
Q2 2015-2.4%
Q1 2015-1.2%
Q4 2014-0.8%
Q3 2014+2.3%
Q2 2014+0.1%
Q1 2014-0.4%
Q4 2013+0.6%
Q3 2013+0.0%
Q2 2013+0.9%
Q1 2013-2.6%
Q4 2012+0.3%
Q3 2012+1.1%
Q2 2012+1.4%
Q4 2011+0.3%
Q1 2012+0.3%
Q4 2010+0.3%
Q3 2011+0.8%
Q2 2011+0.0%
Q1 2011+0.9%
Q3 2010-0.7%
Q2 2010+0.0%
Q1 2010+1.4%

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