NASDAQ$FRST

Primis Financial Corp · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Primis Financial reported Q1 2025 revenue of $47.7M, net income of $22.6M, diluted EPS of $0.92.

For Q1 2025, Primis Financial reported Revenue was $47.7M, net income was $22.6M, diluted EPS was $0.92. Management discusses operating trends, liquidity, and outlook in the quarterly filing.

  • Revenue $47.7M for Q1 2025.
  • Net income $22.6M.
  • Diluted EPS $0.92.

Headline financials

Total Revenue

$58.7M

Previous: $35.6M+65.0%
EPS (adj)

$0.92

Previous: $0.10+820.0%
Net Interest Margin

0.0%

Previous: 0.0%+10.9%
Cost of Funds

0.0%

Previous: 0.0%-9.8%
Return on Avg Assets

0.0%

Previous: 0.0%+15.4%
Operating ROA

0.0%

Previous: 0.0%+37.9%
PTPP ROA

0.0%

Previous: 0.0%-43.1%
Operating PTPP ROA

0.0%

Previous: 0.0%-33.0%
ROE

0.0%

Previous: 0.0%+19.7%
Operating ROE

0.0%

Previous: 0.0%+40.3%
Op. ROATCE

0.1%

Previous: 0.0%+43.4%
Loans to Deposits

1.0%

Previous: 1.0%-1.1%
Efficiency Ratio

1.0%

Previous: 0.8%+23.1%
Operating Efficiency

0.9%

Previous: 0.8%+20.7%
Book Value/Share

$14.38

Previous: $15.16-5.1%
Tangible Book/Share

$10.59

Previous: $11.31-6.4%
Dividend/Share

$0.10

Previous: $0.10+0.0%
Non-perf. Assets/Assets

0.0%

Previous: 0.0%+21.7%
Net Charge-offs %

0.0%

Previous: 0.0%+129.7%
Core Net Charge-offs %

0.0%

Previous: 0.0%-40.0%
ACL to Total Loans

0.0%

Previous: 0.0%-12.7%
Common Eq./Assets

0.1%

Previous: 0.1%+0.4%
TCE/TA

0.1%

Previous: 0.1%-0.7%
Leverage Ratio

0.1%

Previous: 0.1%-2.5%
CET1 Ratio

0.1%

Previous: 0.1%-1.1%
Tier 1 Risk-Based

0.1%

Previous: 0.1%-0.8%
Total Risk-Based

0.1%

Previous: 0.1%-0.5%
Net Income

$22.6M

Previous: $2.47M+817.9%
Operating Income

$5.1M

Previous: $1.58M+222.0%

Revenue & EPS history

Primis · Revenue · Quarterly

$58.7M

Q1 2025+65%vs Q1 2024
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Revenue by segment

Primis · $2.03M total across 2 segments · Q3 2020

  • Account Fees
    $1.63M
  • BOLI Income
    $394K

Forward guidance

The quarterly filing discusses operating priorities, capital allocation, and sector risks.

Tailwinds

  • MD&A outlines strategic priorities and liquidity.
  • Segment commentary supports the earnings narrative.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.1%

Avg return

Earnings day

+1.0%

Avg return

5 days after

+1.7%

Avg return

30 days after

49%

32 / 65 earnings

Positive

+12.2%

Q1 2020

Best reaction

-8.5%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.7%+4.8%+2.8%
Q4 2025-0.6%+5.4%-2.7%
Q3 2025+10.1%+10.7%+12.9%
Q2 2025-1.9%-4.5%-3.3%
Q1 2025-1.2%+7.0%+13.5%
Q4 2024-8.5%-4.3%-9.6%
Q3 2024-5.1%-3.1%+5.6%
Q2 2024+4.5%+3.5%-3.6%
Q1 2024-7.0%-11.1%-2.1%
Q4 2023+4.4%+8.2%-1.7%
Q3 2023+7.5%+21.2%+29.3%
Q2 2023-4.5%-2.5%-9.3%
Q1 2023-1.8%-13.1%-17.3%
Q4 2022-1.3%-0.8%-0.8%
Q3 2022+2.5%+1.8%-1.5%
Q2 2022+1.9%+1.1%+0.2%
Q1 2022+0.0%-2.5%-2.2%
Q4 2021-0.3%-1.0%-3.9%
Q3 2021+5.0%+7.2%+6.7%
Q2 2021+0.7%+1.4%-0.4%
Q1 2021+1.9%+3.1%+4.6%
Q4 2020+1.2%+2.1%+19.0%
Q3 2020+0.0%-3.5%+15.3%
Q2 2020-6.5%-4.5%-2.8%
Q1 2020+12.2%+3.3%+7.1%
Q4 2019+2.8%+4.3%-6.0%
Q3 2019+0.1%+0.6%+0.9%
Q2 2019+2.3%+1.7%-8.6%
Q1 2019-3.2%-3.9%-6.4%
Q4 2018+2.0%+7.3%+14.8%
Q3 2018+2.2%+3.1%+4.2%
Q2 2018-2.5%+2.6%+2.8%
Q1 2018+3.0%+2.5%+8.4%
Q4 2017+0.1%+0.7%-2.7%
Q3 2017-0.7%-3.3%-1.4%
Q2 2017-3.8%-2.7%-4.5%
Q1 2017-0.6%-4.3%-7.0%
Q4 2016-3.9%-1.4%+4.0%
Q3 2016-1.0%+0.0%+10.4%
Q2 2016-1.4%+3.9%+3.2%
Q1 2016-0.4%
Q4 2015-0.9%
Q3 2015+0.6%
Q2 2015-2.4%
Q1 2015-1.2%
Q4 2014-0.8%
Q3 2014+2.3%
Q2 2014+0.1%
Q1 2014-0.4%
Q4 2013+0.6%
Q3 2013+0.0%
Q2 2013+0.9%
Q1 2013-2.6%
Q4 2012+0.3%
Q3 2012+1.1%
Q2 2012+1.4%
Q4 2011+0.3%
Q1 2012+0.3%
Q4 2010+0.3%
Q3 2011+0.8%
Q2 2011+0.0%
Q1 2011+0.9%
Q3 2010-0.7%
Q2 2010+0.0%
Q1 2010+1.4%

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