NASDAQ$FCFS

FirstCash Holdings Inc · Q1 2026 earnings

Q1 2026 earnings · · Before market open · Investor relations

Briefing

FirstCash reported Q1 2026 net revenue of $542.4M (+28% YoY) and net income of $107.7M, with diluted EPS of $2.43.

For the quarter ended March 31, 2026, FirstCash posted net revenue of $542.4 million versus $424.2 million from pawn and retail operations. Net income was $107.7 million, or $2.43 diluted EPS, compared with $83.6 million and $1.87. Total revenue exceeded $1 billion including merchandise and pawn fees.

  • Net revenue $542.4M (+28% YoY).
  • Net income $107.7M; EPS $2.43.
  • Income before taxes $145.1M.
  • Pawn and Latin America growth.
  • Store expansion in MD&A.

Headline financials

Total Revenue

$1.05B

Previous: $836M+25.7%
EPS (adj)

$2.43

Previous: $1.87+29.9%
Capital Expenditures

-$50.7M

Previous: -$19.8M-156.0%
Net Income

$108M

Previous: $83.6M+28.8%
Operating Income

$148M

Previous: $111M+33.3%
Gross Profit

$542M

No prior period

Revenue & EPS history

FirstCash · Revenue · Quarterly

$1.05B

Q1 2026+25.7%vs Q1 2025
Beat estimate in 8 of 13 quarters(62%)
ActualEstimate

Revenue by segment

FirstCash · $786M total across 5 segments · Q3 2023

  • Retail Merchandise Sales
    $335M+11.4%
  • Leased Merchandise Income
    $189M+19.8%
  • Pawn Loan Fees
    $175M+19.8%
  • Interest and Fees on Finance Receivables
    $61.4M+25.7%
  • Wholesale Scrap Jewelry Sales
    $25.9M+39.2%

Forward guidance

The 10-Q discusses operating trends, capital priorities, and sector risks; management does not provide numeric quarterly EPS bridges in the filing body.

Tailwinds

  • Net revenue $542.4M (+28% YoY).
  • Net income $107.7M; EPS $2.43.

Headwinds

  • Pawn and Latin America growth.
  • Store expansion in MD&A.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.1%

Avg return

Earnings day

+1.7%

Avg return

5 days after

+2.3%

Avg return

30 days after

52%

34 / 65 earnings

Positive

+14.8%

Q1 2022

Best reaction

-13.0%

Q4 2014

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.4%+4.1%+10.6%
Q4 2025+3.3%+5.7%+10.7%
Q3 2025+7.2%+8.0%+7.0%
Q1 2025+9.1%+10.6%+5.6%
Q4 2024+0.4%+0.6%+0.3%
Q3 2024-4.2%-3.9%-5.2%
Q2 2024+1.6%+1.7%+7.7%
Q1 2024-12.4%-14.4%-10.1%
Q4 2023+1.2%+0.9%+0.2%
Q3 2023+5.6%+7.4%+10.6%
Q2 2023-2.0%+0.3%-8.2%
Q1 2023+8.1%+6.9%+1.8%
Q4 2022-2.4%-1.8%-1.9%
Q3 2022+9.9%+11.9%+7.8%
Q2 2022+12.2%+9.7%+19.2%
Q1 2022+14.8%+9.1%+6.1%
Q4 2021+7.6%+4.4%-8.5%
Q3 2021+1.4%+4.5%-23.7%
Q2 2021+2.9%+4.1%+12.3%
Q1 2021-0.3%+5.6%+17.6%
Q4 2020+5.7%+3.8%+13.7%
Q3 2020-4.8%-9.7%+8.4%
Q2 2020+2.1%-6.5%-5.2%
Q1 2020-5.9%-0.6%-1.0%
Q4 2019+3.0%+1.9%-9.4%
Q3 2019-10.3%-8.9%-17.1%
Q2 2019-2.9%-1.4%-7.0%
Q1 2019+8.2%+8.3%+4.9%
Q4 2018-4.5%-5.1%+4.8%
Q3 2018+1.8%+5.7%+13.9%
Q2 2018-12.2%-13.4%-12.8%
Q1 2018+4.6%+8.7%+11.6%
Q4 2017+1.2%+0.1%+2.1%
Q3 2017+6.7%+5.7%+10.4%
Q2 2017+0.9%+0.5%+1.6%
Q1 2017+1.0%+3.1%+4.5%
Q4 2016+1.9%+1.8%+3.4%
Q3 2016-0.6%-0.8%+0.8%
Q2 2016+0.1%-1.2%+1.1%
Q1 2016-6.1%
Q4 2015-5.7%
Q3 2015-10.2%
Q2 2015-12.3%
Q1 2015+0.3%
Q4 2014-13.0%
Q3 2014-1.4%
Q2 2014+0.6%
Q1 2014-2.8%
Q4 2013-11.2%
Q3 2013+4.6%
Q2 2013+0.6%
Q1 2013-0.3%
Q4 2012+3.3%
Q3 2012-3.0%
Q2 2012+1.6%
Q1 2011-0.3%
Q1 2012+1.3%
Q4 2009-0.4%
Q4 2011-0.4%
Q3 2010-1.4%
Q3 2011-1.4%
Q4 2010-0.1%
Q2 2011-0.1%
Q2 2010-0.1%
Q1 2010-1.0%

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