NASDAQ$EZPW
EZCORP Inc · Q2 2022 earnings
Q2 2022 earnings · · Investor relations
Briefing
Reported strong Q2 2022 results with PLO up 39%, revenue up 17%, and net income up 179%.
EZCORP reported a strong second quarter with significant growth in pawn loans outstanding (PLO), total revenue, and net income. The company's PLO reached its highest level at the end of Q2 and is approaching pre-pandemic levels. The Board of Directors authorized a new share repurchase program for up to $50 million.
- Pawn loans outstanding (PLO) was up 39%.
- Total revenue increased 17%, and net revenue increased 13%.
- Merchandise sales gross profit margin was at the high end of our stated range at 38%.
- Net income increased 179%.
Headline financials
Revenue & EPS history
EZCORP · Revenue · Quarterly
$216M
Revenue by segment
EZCORP · $216M total across 3 segments · Q2 2022
- U.S. Pawn$162M+10.4%75.2%
- Latin America Pawn$53.6M+42.0%24.8%
- Other Investments$29—0.0%
Forward guidance
The company did not provide specific forward guidance in this earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2022
+0.2%
Avg return
Earnings day
+2.6%
Avg return
5 days after
+2.6%
Avg return
30 days after
47%
31 / 66 earnings
Positive
+18.6%
Q4 2019
Best reaction
-26.9%
Q4 2013
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | +0.7% | +0.3% | -4.5% | |
| Q1 2026 | +4.5% | +12.7% | +15.3% | |
| Q4 2025 | +1.9% | +2.8% | +20.5% | |
| Q2 2025 | -2.3% | -4.0% | -17.7% | |
| Q1 2025 | +1.0% | +14.1% | +9.0% | |
| Q4 2024 | +2.1% | +2.5% | +3.7% | |
| Q3 2024 | +1.1% | +7.3% | +17.7% | |
| Q2 2024 | -4.0% | -6.0% | -4.5% | |
| Q1 2024 | +11.1% | +19.5% | +18.5% | |
| Q4 2023 | -2.3% | -1.5% | +2.3% | |
| Q3 2023 | +4.1% | +2.9% | -7.1% | |
| Q2 2023 | -1.5% | +3.2% | -3.1% | |
| Q1 2023 | -0.9% | +2.2% | -0.5% | |
| Q4 2022 | -4.5% | +0.7% | -14.3% | |
| Q3 2022 | +5.2% | +9.7% | +0.4% | |
| Q2 2022 | +11.0% | +6.0% | +10.5% | |
| Q1 2022 | +6.9% | +0.8% | -9.3% | |
| Q4 2021 | +11.3% | +4.0% | -7.3% | |
| Q3 2021 | +6.1% | +8.0% | +23.0% | |
| Q2 2021 | +15.3% | +13.3% | +28.9% | |
| Q1 2021 | +10.9% | +10.0% | +11.1% | |
| Q4 2020 | -3.1% | -10.0% | -8.0% | |
| Q3 2020 | +4.4% | +5.1% | -1.6% | |
| Q2 2020 | -12.0% | -12.7% | +18.8% | |
| Q1 2020 | -19.5% | -20.4% | -25.2% | |
| Q4 2019 | +18.6% | +18.2% | +27.0% | |
| Q3 2019 | -10.8% | -14.3% | -21.6% | |
| Q2 2019 | -9.3% | -14.6% | -14.9% | |
| Q1 2019 | +2.4% | +10.5% | +9.1% | |
| Q4 2018 | +8.1% | +2.9% | -8.7% | |
| Q3 2018 | -4.4% | -0.4% | -3.1% | |
| Q2 2018 | +6.6% | +9.1% | -5.1% | |
| Q1 2018 | +14.4% | +9.3% | +11.9% | |
| Q4 2017 | +12.2% | +16.3% | +25.0% | |
| Q3 2017 | +5.0% | +9.4% | +13.1% | |
| Q2 2017 | -1.7% | -0.6% | +0.0% | |
| Q1 2017 | -2.0% | -6.5% | -9.5% | |
| Q4 2016 | +0.0% | -6.8% | -9.8% | |
| Q3 2016 | -2.1% | -3.2% | +10.9% | |
| Q2 2016 | +11.7% | — | — | |
| Q1 2016 | -15.1% | — | — | |
| Q4 2015 | -2.0% | — | — | |
| Q3 2015 | +0.6% | — | — | |
| Q2 2015 | -7.4% | — | — | |
| Q1 2015 | -15.6% | — | — | |
| Q4 2014 | -0.1% | — | — | |
| Q3 2014 | +4.6% | — | — | |
| Q2 2014 | -5.5% | — | — | |
| Q1 2014 | +13.3% | — | — | |
| Q4 2013 | -26.9% | — | — | |
| Q3 2013 | +0.6% | — | — | |
| Q2 2013 | +7.5% | — | — | |
| Q1 2013 | +12.9% | — | — | |
| Q4 2012 | -12.6% | — | — | |
| Q3 2012 | -6.2% | — | — | |
| Q2 2012 | +1.2% | — | — | |
| Q1 2012 | -0.5% | — | — | |
| Q4 2011 | -3.0% | — | — | |
| Q4 2009 | -3.0% | — | — | |
| Q2 2011 | -3.0% | — | — | |
| Q3 2011 | -11.8% | — | — | |
| Q3 2010 | -11.8% | — | — | |
| Q1 2011 | -0.4% | — | — | |
| Q1 2010 | -0.4% | — | — | |
| Q2 2010 | -0.4% | — | — | |
| Q4 2010 | -0.4% | — | — |
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