NASDAQ$EXFY

Expensify Inc - A · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

EXFY reported Q4 2024 net income of $8.7M.

For Q4 2024, EXFY reported net income was $8.7M. Management discusses operating trends, liquidity, and outlook in the filing.

  • Net income $8.7M.
  • MD&A highlights operating priorities, liquidity, and sector risks.
  • MD&A highlights operating priorities, liquidity, and sector risks.

Headline financials

Total Revenue

$37M

Previous: $35.2M+5.1%
EPS (adj)

-$0.01

Previous: $0.04-125.0%
Adjusted EBITDA Margin

33.0%

Previous: 17.0%+94.1%
Operating Cash Flow Margin

20.0%

Previous: -2.0%+1100.0%
Free Cash Flow Margin

17.0%

Previous: -10.0%+270.0%
Paid Members

687.0K

Previous: 715.6K-4.0%
Interchange Growth

54.0%

No prior period
Capital Expenditures

-$929K

Previous: -$2.46M+62.3%
Net Income

$8.7M

Previous: -$7.49M+216.2%
Operating Income

$465K

Previous: -$5.99M+107.8%
Gross Profit

$18.9M

Previous: $17.8M+6.2%
R&D Expense

$6.7M

Previous: $6.25M+7.2%

Revenue & EPS history

Expensify · Revenue · Quarterly

$37M

Q4 2024+5.1%vs Q4 2023
Beat estimate in 5 of 13 quarters(38%)
ActualEstimate

Revenue by segment

Expensify · $2.3M total across 1 segment · Q1 2023

  • Interchange
    $2.3M

Forward guidance

The filing discusses operating priorities, capital allocation, and demand trends.

Tailwinds

  • Management outlines strategic priorities and cost actions.
  • Segment commentary supports the earnings narrative.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-1.7%

Avg return

Earnings day

-0.3%

Avg return

5 days after

-6.7%

Avg return

30 days after

36%

8 / 22 earnings

Positive

+44.5%

Q1 2022

Best reaction

-34.6%

Q3 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.9%-12.7%+4.5%
Q4 2025-23.4%-17.7%-34.6%
Q3 2025-12.3%-10.8%+1.9%
Q1 2025-22.6%-23.9%-23.9%
Q4 2024+20.5%+15.5%-3.4%
Q3 2024+27.6%+47.9%+91.7%
Q2 2024+39.1%+49.0%+48.3%
Q1 2024-1.1%-2.8%-19.0%
Q4 2023+18.6%+39.1%+17.3%
Q3 2023-34.6%-25.0%-11.8%
Q2 2023-27.3%-22.5%-29.4%
Q1 2023-20.5%-21.1%-3.8%
Q4 2022+2.8%-6.2%-15.7%
Q3 2022-12.0%-13.5%-25.2%
Q2 2021-6.0%-9.2%-28.1%
Q2 2022-8.8%-3.8%-25.7%
Q1 2021-7.9%-4.3%-14.8%
Q1 2022+44.5%+33.1%+35.7%
Q4 2021-11.0%-1.6%-23.8%
Q3 2020+2.6%-4.4%-33.1%
Q4 2020+2.6%-4.4%-33.1%
Q3 2021-8.0%-7.0%-22.0%
Q2 2020
Q1 2020

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