NASDAQ$EXFY
Expensify Inc - A · Q3 2025 earnings
Q3 2025 earnings · · After market close · Investor relations
Briefing
Expensify reported Q3 2025, revenue of $35.1M, net loss of $2.3M.
For Q3 2025, Expensify reported revenue of $35.1M, a net loss of $2.3M. Management discusses segment performance, capital allocation, and outlook in the earnings filing.
- Revenue $35.1M.
- Net loss $2.3M.
- Expensify highlights liquidity, operations, and 2026 priorities.
Headline financials
Revenue & EPS history
Expensify · Revenue · Quarterly
$35.1M
Revenue by segment
Expensify · $2.3M total across 1 segment · Q1 2023
- Interchange$2.3M—100.0%
Forward guidance
The release discusses Expensify's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.
Tailwinds
- Expensify cites operational execution and demand trends supporting the outlook.
- Balance sheet and liquidity actions aim to fund growth and returns.
Headwinds
- GAAP profitability remained under pressure in Q3 2025.
- Macro, pricing, and input-cost volatility could pressure margins.
- Segment mix and one-time items may affect quarter-to-quarter comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
-1.7%
Avg return
Earnings day
-0.3%
Avg return
5 days after
-6.7%
Avg return
30 days after
36%
8 / 22 earnings
Positive
+44.5%
Q1 2022
Best reaction
-34.6%
Q3 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.9% | -12.7% | +4.5% | |
| Q4 2025 | -23.4% | -17.7% | -34.6% | |
| Q3 2025 | -12.3% | -10.8% | +1.9% | |
| Q1 2025 | -22.6% | -23.9% | -23.9% | |
| Q4 2024 | +20.5% | +15.5% | -3.4% | |
| Q3 2024 | +27.6% | +47.9% | +91.7% | |
| Q2 2024 | +39.1% | +49.0% | +48.3% | |
| Q1 2024 | -1.1% | -2.8% | -19.0% | |
| Q4 2023 | +18.6% | +39.1% | +17.3% | |
| Q3 2023 | -34.6% | -25.0% | -11.8% | |
| Q2 2023 | -27.3% | -22.5% | -29.4% | |
| Q1 2023 | -20.5% | -21.1% | -3.8% | |
| Q4 2022 | +2.8% | -6.2% | -15.7% | |
| Q3 2022 | -12.0% | -13.5% | -25.2% | |
| Q2 2021 | -6.0% | -9.2% | -28.1% | |
| Q2 2022 | -8.8% | -3.8% | -25.7% | |
| Q1 2021 | -7.9% | -4.3% | -14.8% | |
| Q1 2022 | +44.5% | +33.1% | +35.7% | |
| Q4 2021 | -11.0% | -1.6% | -23.8% | |
| Q3 2020 | +2.6% | -4.4% | -33.1% | |
| Q4 2020 | +2.6% | -4.4% | -33.1% | |
| Q3 2021 | -8.0% | -7.0% | -22.0% | |
| Q2 2020 | — | — | — | |
| Q1 2020 | — | — | — |
Discussion
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