NASDAQ$EHTH

eHealth Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

eHealth reported revenue and profitability targets, with Medicare application volume growth and AEP preparations completed.

eHealth, Inc. announced its Q3 2024 financial results, achieving revenue and profitability targets while experiencing growth in Medicare application volume. Total revenue decreased by 10% year-over-year to $58.4 million, while Medicare submissions grew by 22%. The company reiterated its full-year 2024 guidance.

  • Medicare submissions across core agency and Amplify platforms grew 22% year-over-year.
  • Total Medicare approved members increased 6% year-over-year.
  • Total revenue decreased 10% year-over-year to $58.4 million.
  • GAAP net loss of $42.5 million increased 15% year-over-year.

Headline financials

Total Revenue

$58.4M

Previous: $64.7M-9.7%
EPS (adj)

-$1.47

Previous: -$1.68+12.5%
Capital Expenditures

-$1.46M

Previous: -$1.76M+16.8%
Free Cash Flow

-$43.9M

Previous: -$38.8M-13.3%
Net Income

-$42.5M

Previous: -$37M-14.7%
Operating Income

-$43.2M

Previous: -$39.4M-9.7%
Gross Profit

$646K

Previous: $518K+24.7%
Cash & Equivalents

$64M

Previous: $152M-57.9%
Total Assets

$1B

Previous: $1.03B-2.4%
Stock-Based Comp

$4.48M

Previous: $6.55M-31.7%

Revenue & EPS history

eHealth · Revenue · Quarterly

$58.4M

Q3 2024-9.7%vs Q3 2023
Beat estimate in 9 of 14 quarters(64%)
ActualEstimate

Revenue by segment

eHealth · $64.7M total across 2 segments · Q3 2023

  • Medicare
    $55.5M+23.0%
  • Employer and Individual
    $9.2M

Forward guidance

eHealth reiterates its full year ending December 31, 2024 guidance.

Tailwinds

  • Total revenue is expected to be in the range of $470.0 million to $495.0 million.
  • GAAP net income (loss) is expected to be in the range of $(36.5) million to $(22.0) million.
  • Adjusted EBITDA is expected to be in the range of $7.5 million to $25.0 million.
  • Operating cash flow is expected to be in the range of $(10.0) million to $0.0 million.
  • Mid-point of 2024 guidance reflects approximately 15% growth in Non-GAAP total revenue excluding net adjustment revenue.

Headwinds

  • Actual results may be materially different and are affected by the risk factors and uncertainties.
  • The above guidance includes the expected impact of positive net adjustment revenue in the range of $14 to $20 million.
  • The guidance is based on information available as of November 6, 2024.
  • Assumes no obligation to update these statements.
  • Expectations are forward-looking statements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-1.0%

Avg return

Earnings day

-1.1%

Avg return

5 days after

+0.6%

Avg return

30 days after

45%

29 / 65 earnings

Positive

+25.2%

Q3 2022

Best reaction

-34.3%

Q2 2014

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.5%-7.1%-12.7%
Q4 2025-30.7%-17.5%-32.3%
Q3 2025-21.8%-16.2%-22.9%
Q1 2025+23.2%+19.2%-8.1%
Q4 2024+3.3%-5.7%-28.2%
Q3 2024+9.2%+3.5%+12.2%
Q2 2024-12.8%-7.7%-18.8%
Q1 2024+12.4%+8.2%+9.4%
Q4 2023-8.2%-7.1%-14.6%
Q3 2023-8.5%-11.7%+2.1%
Q2 2023-0.1%-1.1%-14.2%
Q1 2023+15.1%+8.2%+49.1%
Q4 2022-8.4%+2.5%+5.4%
Q3 2022+25.2%+27.8%+47.4%
Q2 2022-2.7%+16.8%-32.2%
Q1 2022+22.5%+31.1%+31.1%
Q4 2021-16.7%-25.5%-20.1%
Q3 2021-25.8%-30.7%-35.2%
Q2 2021-5.9%-9.3%-28.6%
Q1 2021-0.7%-5.2%-8.4%
Q4 2020+5.9%+6.6%+19.4%
Q3 2020-6.8%-8.2%-8.7%
Q2 2020-31.1%-36.9%-40.3%
Q1 2020-8.1%-7.1%+12.4%
Q4 2019-0.6%-13.7%-22.3%
Q3 2019+0.2%+10.8%+39.3%
Q2 2019+24.8%+21.5%+10.5%
Q1 2019+3.7%-2.0%+4.3%
Q4 2018-3.6%-7.2%-4.9%
Q3 2018+13.2%+15.2%+23.0%
Q2 2018-3.6%-1.2%+24.6%
Q1 2018+17.3%+21.6%+31.9%
Q4 2017-16.2%-4.1%-12.2%
Q3 2017+7.0%+15.3%+3.5%
Q2 2017-5.3%-8.3%+23.3%
Q1 2017+23.2%+39.6%+59.9%
Q4 2016+8.9%+6.3%+2.5%
Q3 2016-31.8%-30.2%-5.6%
Q2 2016-29.4%-32.2%-18.6%
Q1 2016+23.2%
Q4 2015+0.7%
Q3 2015-4.2%
Q2 2015+21.4%
Q1 2015+13.5%
Q4 2014-3.6%
Q3 2014+15.4%
Q2 2014-34.3%
Q1 2014-12.3%
Q4 2013-8.5%
Q3 2013+9.6%
Q2 2013-1.8%
Q1 2013+7.3%
Q4 2012-22.8%
Q3 2012+9.5%
Q4 2011-1.1%
Q2 2012+9.7%
Q1 2011+1.0%
Q1 2012+0.6%
Q4 2009-2.5%
Q3 2010-3.1%
Q3 2011-3.1%
Q4 2010-7.0%
Q2 2011-7.0%
Q2 2010-7.0%
Q1 2010+2.0%

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